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New customers who successfully enrol in the VHIS Series Plans can enjoy designated offers.
Global Prestige VHIS Plan (‘this Plan’) is a Voluntary Health Insurance Scheme Flexi Plan underwritten by Bupa (Asia) Limited (‘Bupa’) and made for esteemed customers of Hang Seng Bank Limited (‘Hang Seng Bank’). Certified by the Health Bureau of Hong Kong SAR Government, this Plan provides worldwide medical coverage of up to HKD40 million per year. Simply visit our branches to apply, with no hassle of medical examinations. The sooner you enrol, the sooner your cover will start!
This Plan provides enhanced features in addition to the benefits of the VHIS Standard Plan. For details, please check the VHIS comparison table.
This Plan provides generous worldwide cover of up to HKD40 million every year with no limit on the medical expenses you can claim during your lifetimepoint1.
With the Bupa medical cardcashless_point1, you can enjoy the convenience of cashless servicepoint2 at designated private hospitalspoint3 and Bupa appointed clinicspoint4 in Hong Kong.
Your policy can cover unknown pre-existing conditions and congenital conditions with symptoms appearing or diagnosed from age 8, as soon as your policy is in effect. You can also choose cover for pre-existing conditions, subject to underwriting and an additional premium.
This Plan offers four deductible options, giving you greater flexibility. You can choose the amount you’ll contribute to your eligible medical expenses each year before receiving reimbursement from Bupa. This way you can lower your premiums.
Deductible options: HKD0 / HKD12,000 / HKD40,000 / HKD80,000
The first of its kind in Hong Kong, this service provides personal healthcare support delivered by a team of health management professionals. It includes a 24-hour Healthline, personal care manager, healthcare centre choices and appointment making, second medical opinion, chronic conditions programme and non-emergency global healthcare supportpoint6.
Besides offering coverage for your physical health, we also care about your mental health.
This service is provided by Bupa’s selected service providers and their team of qualified and experienced counsellors and clinical psychologists.
Through the hotline, counsellors offer free emotional support and personalised advice. They can also arrange face-to-face counselling services with a clinical psychologist if needed. Rest assured that all information provided will be kept in strict confidence.
The 24-hour Mental Health Service Hotline is applicable to insured persons aged 18 or above. Insured persons aged below 18 must be accompanied by the policy holder or guardian to use this service. Terms and conditions apply. Please refer to the Policy for details.
Starting from the second year, you can select your choice of medical check-up(s) at any medical centre and then submit multiple medical check-up claims to Bupa up to a total of HKD4,800 per year. Alternatively you can receive a free comprehensive health assessment at designated health screening centres every year (only applicable to insured persons aged 18 or above; assessment items may includes screening for lipids, liver function, renal function, coronary risk, tumour markers, etc.).
We guarantee that your cover can be renewed for life. Your premium will only be adjusted based on your age no matter how much you claim after your policy is in effectpoint7.
You’ll receive premium discountspoint8 when enrolling with your family members:
This Plan is certified as VHIS compliant. You can claim a tax deduction on qualifying premiums up to a limit of HKD8,000 per insured person each yearpoint9.
For details about tax deduction, please refer to About VHIS tax deduction.
Global Prestige VHIS Plan options with certification numbers are shown below, please click relevant link to download Policy and Benefit Information:
| Deductibles |
Available for new application |
Not available for new application |
|---|---|---|
| HKD0 | F00035-01-000-04 |
F00035-01-000-03 |
| HKD12,000 | F00035-02-000-04 |
F00035-02-000-03 |
| HKD40,000 | F00035-03-000-04 |
F00035-03-000-03 |
| HKD80,000 | F00035-04-000-04 |
F00035-04-000-03 |
To view previous versions of the Policy and Benefit Information of the Certified Plan for this plan, please visit Bupa's website at https://www.bupa.com.hk/en/medical-insurance/global-prestige/.
You can contact the VHIS Office of the Health Bureau at vhis_enquiry@healthbureau.gov.hk about:
Please contact the Insurance Authority (https://www.ia.org.hk/) about the conduct of insurance companies and intermediaries.
Please consult your own tax and accounting advisors or contact the Inland Revenue Department(https://www.ird.gov.hk/) with questions about tax deduction.
You can find all the forms and documents here for our insurance products.