Fund Performance

Investment-Linked Fund Performance for reference

Please click here to read details before you invest FlexiSure Investment Life Plan

FlexiSure Investment Life Plan

FlexiSure Investment Life Plan - Investment-Linked Fund Performance


The plan is not available to new investors and no longer offered to the public in Hong Kong. Information shown is purely for existing policyholder only.

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Currency Investment-Linked Fund Launch Date Investment-Linked Fund Unit Price
Performance Information (in percentage return)1
Based on ("Base Date")
Last 1 Year Last 2 Year Last 3 Year Last 4 Year Last 5 Year

Performance information (in percentage return) represents the percentage change of the Investment-Linked Fund Unit Prices as at the Base Date over the specified period.

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Other point(s) to note
  1. FlexiSure Investment Life Plan (the "Plan") is underwritten by Hang Seng Insurance Company Limited ("HSIC") which is an authorised insurance company under the Insurance Companies Ordinance. Hang Seng Bank Limited is an insurance agent authorised by HSIC.
  2.  Information in this website including Investment-Linked Fund Unit Prices and Performance Information are provided by HSIC.
  3.  Investment-Linked Funds under the Plan are set up and offered by HSIC. The Investment-Linked Funds invest in their relevant underlying funds and hence their investment objectives, underlying asset risks and performance are linked to their underlying funds. Each Investment-Linked Fund is divided into units. The allocation of units is purely notional and for the sole purpose of determining the account value of your policy.
  4. The price of the Investment-Linked Funds may go down as well as up. The prices shown above are for information and indication purpose only.
  5. Base currency of each Investment-Linked Fund is in US dollars. Since the underlying investment may involve multiple currencies, the value of investment may be subject to exchange rate fluctuations.
  6. Some Investment-Linked Funds may involve higher risk. Please refer to the relevant prospectus of the underlying funds which are made available at
  7. For exact terms and conditions, please refer to the policy provisions.
  1. All percentage return figures are cumulative performance based on Investment-Linked Fund Unit Prices as at {#systemdate}, calculated on a Unit Price-to-Unit Price basis and in relevant base currency of the Investment-Linked Fund. The investment return includes interest, dividends and realized or unrealized capital and currency gains and losses.
Relevant plans: FlexiSure Investment Life Plan and Invest-Select Life Insurance Plan
  • The above mentioned plans are investment-linked insurance contracts issued by Hang Seng Insurance Company Limited ("HSIC"), and your investments are therefore subject to the credit risk of HSIC.
  • You are not investing in the underlying funds and you do not have any right or ownership in the underlying funds.
  • Your return is determined with reference to the fluctuation of the performance of the underlying funds. Each of these underlying funds has its own investment objectives and associated risks.
  • Due to the fee and charge structure of the plans, unit prices and returns of the Investment-Linked Funds under the plans will be different from those of their underlying funds. Returns of the Investment-Linked Funds may be lower than those of the underlying funds.
  • Termination, surrender or withdrawal may result in substantial loss of your investment and premium paid.
  • Please note the following relating to insurance coverage and the insurance charge of FlexiSure Investment Plan and Invest-Select Life Insurance Plan:
    • Insurance charge for your life insurance coverage may increase significantly during the policy term due to a combination of factors, e.g. age, gender, investment return/loss of your Investment-Linked Funds, etc.
    • The higher the insurance charge, the less your premium is available for investment purpose.
    • The insurance charge may increase significantly to a level exceeding your regular premium payment, particularly where your Investment-Linked Funds have been incurring significant losses. In such case, your policy value will be deducted to cover the insurance charge and other charges of the plans. This may result in significant or even total loss of your investment and premium paid.
    • If the policy value is not enough to cover the policy charges (including insurance charge and other charges), your policy will be terminated early and you will not be able to enjoy any targeted death or other benefits from the plan.
  • Investment involves risks, and past performances may not be indicative of future performance.
  • The plans are subject to investment risks that there may be loss of your investment and premium paid.
  • The investment decision is yours but we strongly recommend that you do not invest in the plans(s) unless the intermediary who sells it to you has explained to you that the plans(s) is/are suitable for you having regard to your financial situation, investment experience and investment objectives.
  • You should not invest based on the information of this web site alone and should read the Principle Brochure of the plans for further details.


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