Retirement / Wealth Accumulation

Help you to boost wealth with a prudent and low-risk approach to realizing steady asset accumulation while offering life protection.

Successfully apply for the 5-Year eEndowment Life Insurance Plan to enjoy up to 114.7% guaranteed cash value upon maturity.

The above Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited. This is the return rate of RMB plan in annual payment mode with first year premium discount included. Terms and Conditions apply, please note the relevant product risks.
Endowment
5-Year eEndowment Life Insurance Plan
  • Providing a Guaranteed Cash Value upon maturity for reaching saving goals
  • Various currency options with a minimum premium of HKD600 per month        
Terms and conditions apply, please note the relevant product risks. 5-Year eEndowment Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
PreciousWay Education Life Insurance Plan
  • Guaranteed Education Cash distributed on every Policy Anniversary of your child’s Insurance Age from 18 to 21
  • Non-guaranteed Annual Dividends distributed with life protection
  • 2 options for the Premium Term – 3 or 5 years
PreciousWay Education Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
Annuity
eIncomePro Deferred Annuity Plan (100% Guaranteed)
  • Enjoy Monthly Guaranteed Annuity Income for 10 years with life protection and free accidental death benefit for short premium payment period of 5 years
  • Certified as Qualifying Deferred Annuity Policy thus relevant premiums are qualified for tax deductions
  • Easy online application with guaranteed acceptance
Terms and Conditions apply, please note the relevant product risks. eIncomePro Deferred Annuity Plan (100% Guaranteed) is underwritten by Hang Seng Insurance Company Limited.
FutureEnrich Life Insurance Plan
  • Guaranteed Monthly Income payable increased by 3% p.a. to counters inflation
  • Flexible premium payment period and income withdrawal period
FutureEnrich Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
HarvestLife (RMB) Life Insurance Plan
  • Policy cash value will keep growing well in the Income Period, together with policy dividends distributed annually
  • 3 or 5 year payment period and Monthly Income can be distributed during the Income Period
  • RMB plan helps you capitalise on the market potential of Renminbi
HarvestLife (RMB) Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
SavourLife II (RMB) Annuity Life Insurance Plan
  • RMB plan with Single Payment or a 3-year payment term
  • Monthly Income can be withdrawn or accumulate with interest
  • Unpaid Monthly Income would continue to be paid to the designated beneficiary(ies) as Death Benefit
SavourLife II (RMB) Annuity Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
FortuneLife Deferred Annuity Life Insurance Plan
  • Being certified by the Insurance Authority (“IA”) as Qualifying Deferred Annuity Policy (“QDAP”)
  • Including Monthly Guaranteed Annuity Income, Annual Guaranteed Bonus (if any) and Special Guaranteed Bonus (if any)
  • Flexible annuity options with different payment terms and accumulation period
FortuneLife Deferred Annuity Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
MaxiPlus Annuity Life Insurance Plan
  • Including Monthly Guaranteed Annuity Income, Annual Guaranteed Bonus (if any) and Special Guaranteed Bonus (if any)
  • Accumulation period as short as 1 year with 3-year payment terms for up to 30 years Annuity Period
MaxiPlus Annuity Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
Tools
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Claim procedures

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You can find all the forms and documents here for our insurance products.

Call us
Life Insurance (Application)

(852) 2198 7838
Service hours:

Mon to Fri: 9:00am to 5:30pm

Sat: 9:00am to 1:00pm

Closed on Sunday and Public Holidays

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Other points to note
  1. Hang Seng Bank Limited shall have the right in accordance with the related guideline from regulators and relevant regulations to reject all insurance applications accepted retrospectively and to cease acting as agent of that policy accordingly.