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Start planning today for your next prosperous chapter of life
MaxiAnnuity Life Insurance Plan (“the Plan”) is a life insurance plan and is not a bank deposit. It is underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”).
When you are aware of your retirement direction, you can practically plan ahead for your retirement. The Plan provides flexible annuity options and different payment options. You can choose among different payment terms and accumulation period to enjoy an Income Period of 20 years. To enjoy a fruitful retirement life, you can even receive Annual Guaranteed Bonus on each Policy Anniversary after the commencement of Income Period and receive Special Guaranteed Bonus on the 10th and 20th Policy Anniversary after the commencement of Income Period.
During the Income Period, the Plan will pay you Annuity Income which is made up of a Monthly Guaranteed Income, and a Monthly Non-guaranteed Income (if any), Annual Guaranteed Bonus (if any) and Special Guaranteed Bonus (if any). The amount of Annual Guaranteed Bonus (if any) is equivalent to the Monthly Guaranteed Income, it is payable on each Policy Anniversary after the commencement of Income Period; the amount of Special Guaranteed Bonus (if any) is equivalent to five times of the Monthly Guaranteed Income, it is payable on the 10th and 20th Policy Anniversary after the commencement of Income Period
The Plan provides flexible annuity options. Customers can choose among different payment terms and accumulation period to enjoy an Income Period of 20 years. Customers may choose to receive Annuity Income or to retain the Annuity Income in the Policy for accumulating interest, and reaping potential upside returns over a period of time.
As long as you are eligible for applying the Plan, regardless of your underwriting history, occupation, health and financial status, you will not be required to undergo medical examination and acceptance is guaranteed.
Free supplemental benefits, including: Accidental Death Benefit, Unemployment Benefit (Not applicable to Aggregate Premium Policy), and Terminal Illness Benefit
Remark(s): Please refer to the Product Brochure for detailed terms and conditions and exclusions. And please refer to the Notes on Participating Policy for details of dividend philosophy, investment strategy and historical fulfilment ratio of dividend distribution.
You can find all the forms and documents here for our insurance products.