Online Application - Top-up Loan

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Unless otherwise specified, all fields must be completed.

Application Requirements:

1. Already made a minimum of one instalment
2. Repaid loan principal of HKD3,000 or above
3. Have no overdue record

Loan Information

Existing Loan Number:

Top-up Loan Amount Requested (HKD):

Repayment Period¹:

Direct Debit/Loan Disbursement Account No. upon Loan Approval²: (optional)

Loan Purposes:

Promotion Code: (optional)

Notes:

1.	The shortest repayment period chosen must be the same as or longer than the one for the existing loan account. 1st repayment date is the next instalment payment date of the existing loan after the advance date of the Top-up Loan. Hang Seng reserves the right to adjust the first repayment date at its discretion.
2.	Direct Debit / Loan Disbursement Account must be the same account for the existing loan.

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Please confirm the following application details

Loan Information

Existing Loan Number:

Top-up Loan Amount Requested (HKD):

Repayment Period:

Direct Debit/Loan Disbursement Account No. upon Loan Approval: (optional)

Loan Purposes:

Promotion Code: (optional)

Personal Information

Title:

Family Name: (As printed on HKID card)

Given Name: (As printed on HKID card)

HKID Card No.:

Date of Birth:

Residential Tel. No.:

Mobile No.:

Occupation

Name of Employer:

Occupations:

Business Nature:

Basic Monthly Income (HKD):

Annual Bonus and Other Income of the Year (HKD): (optional)

Office Tel. No.:

Others

Do you possess any unsecured loans offered by other financial institutions (except banks) :

Do you possess any secured loans (including mortgage and/or overdraft) :

Do you possess any unsecured loans under application but not yet drawdown (excluding this application) :

If you currently or intend to participate in the Voluntary Tax Compliance ("VTC")¹ Programme, please advise the country/territory involved:

Relationship Declaration

Are you a relative² of any of the directors / employees² / controllers² / minority shareholder controllers² of Hang Seng, its branches, subsidiaries or affiliates in Hong Kong or overseas (e.g. the Hongkong and Shanghai Banking Corporation Limited), or other entities over which Hang Seng is able to exert control?

No, and I agree to notify Hang Seng promptly in writing if this information is no longer true and correct.

Yes

Full Name in English:

Relationship:

Are you a director / employee² / controller² / minority shareholder controller² of Hang Seng, its branches, subsidiaries or affiliates in Hong Kong or overseas (e.g. the Hongkong and Shanghai Banking Corporation Limited), or other entities over which Hang Seng is able to exert control?

No, and I agree to notify Hang Seng promptly in writing if this information is no longer true and correct.

Yes

Staff Number:

I confirm that I have obtained consent from the individuals listed above for the provision of their information to Hang Seng, its branches, subsidiaries and affiliates for the purpose of enabling Hang Seng and its affiliates to comply with the Banking (Exposure Limits) Rules.

I hereby authorise (and authorise on behalf of the above persons) Hang Seng to exchange with Hang Seng’s branches, subsidiaries and affiliates information relating to me / the above persons and the facilities granted to me / the above persons for the purpose of enabling Hang Seng and its affiliates to comply with the Banking (Exposure Limits) Rules.

Remarks:

Voluntary Tax Compliance Program is designed to facilitate legalisation of the taxpayer's situation in relation to funds or other assets that were previously unreported or incorrectly reported.
You may request from Hang Seng the definitions of these terms and a list of the abovementioned entities.

Please read and understand the following upon application:

I hereby apply for the Top-up Loan particularised above and irrevocably request and authorize Hang Seng Bank Limited ("Hang Seng") to have the approved loan proceeds credited to Direct Debit/Loan Disbursement Account with Hang Seng set out in the application. I authorize Hang Seng to debit the monthly repayment amount from my Direct Debit/Loan Disbursement Account with Hang Seng indicated in the application on the due date every month. As security for my liabilities to Hang Seng in respect of the Personal Instalment Loan if and when it is granted to me, I hereby irrevocably request and authorize Hang Seng to transfer all the amount due and payable to Hang Seng in respect of my personal loan account from the Direct Debit/Loan Disbursement Account in my name with Hang Seng as indicated in the application to my personal loan account at the discretion of Hang Seng from time to time for payment of the monthly instalment or any liabilities due to Hang Seng.

(1) I acknowledge, understand, agree and confirm the Declaration. I acknowledge that I have read and understood and agreed to be bound by Terms and Conditions for Hang Seng Personal Instalment Loan and Personal Revolving Loan as they may be amended from time to time.

(2) I agree that Hang Seng may use and disclose all personal data about me that Hang Seng currently or subsequently hold for the purposes as set out in the Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance which accompanies this application ("Notice").^#

^# Note: For customers who have a relationship with Hang Seng before 16 June 2014: The Notice include new purposes relating to Hang Seng’s provision of services to you and enable Hang Seng to use your personal data in order that Hang Seng comply with the following current or future obligations, commitments or arrangements of Hang Seng or the HSBC Group: (i) obligations according to laws, regulations, judgments or court orders (both within and outside Hong Kong) including those that relate to money laundering, terrorist financing, bribery, corruption, tax evasion, fraud or sanctions (collectively referred to herein as “Unlawful Activities”); (ii) obligations according to guidelines, guidance or codes issued by local or foreign bodies or authorities (whether governmental, tax, law enforcement, regulatory, judicial, industry or others), or international guidance or internal policies and procedures, including those that relate to Unlawful Activities; (iii) requests from local or foreign bodies or authorities; (iv) commitments undertaken by Hang Seng or the HSBC Group with local or foreign bodies or authorities; (v) obligations according to agreement or treaty between local or foreign bodies or authorities; and (vi) obligations according to the HSBC Group’s internal policies and procedures for use and sharing of data and information. The above may result in transfer of your personal data outside of Hong Kong. Please read the Notice which shows in full the purposes for which your personal data may be used and the classes of persons to whom your personal data may be transferred.

In case of queries, please contact Customer Service Hotline at 2998 9878.

Amend Agree and Submit

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Application Processed

Reference No.:

Thank you for your application. In order to facilitate our further processing, please submit the copies of the following documents via below channels:

Documents Required:

Income proof: For regular income earners, please enclose the Bank account monthly statement/ passbook showing your latest one month's salary (if you have maintained a payroll account with Hang Seng for the past one month, no income proof is required); as for irregular income earners, please enclose the Bank account monthly statement/ passbook showing your latest two month's salary.

Documents Submission Channels:
Submit Documents Here or anytime at our personal loans page
OR
By fax to 3409 1583
(Please mark your HKID Card No. on the copies of the documents)
OR
By hand / mail to any Hang Seng Bank branch
(Please mark your HKID Card No. on the copies of the documents)
All documents are not returnable.

Your application cannot be processed until we receive copies of your supporting documents within seven days.

Hang Seng may reserve the right to request for additional income proof if required. To enquire about the application status, please call our Customer Service Hotline 2997 3882.

*Subject to the final approval of Hang Seng

Loan Information

Existing Loan Number:

Top-up Loan Amount Requested (HKD):

Repayment Period:

Direct Debit/Loan Disbursement Account No. upon Loan Approval: (optional)

Loan Purposes:

Promotion Code: (optional)

Personal Information

Title:

Family Name: (As printed on HKID card)

Given Name: (As printed on HKID card)

HKID Card No.:

Date of Birth:

Residential Tel. No.:

Mobile No.:

Occupation

Name of Employer:

Occupations:

Business Nature:

Basic Monthly Income (HKD):

Annual Bonus and Other Income of the Year (HKD): (optional)

Office Tel. No.:

Others

Do you possess any unsecured loans offered by other financial institutions (except banks) :

Do you possess any secured loans (including mortgage and/or overdraft) :

Do you possess any unsecured loans under application but not yet drawdown (excluding this application) :

If you currently or intend to participate in the Voluntary Tax Compliance ("VTC")¹ Programme, please advise the country/territory involved:

Relationship Declaration

No, and I agree to notify Hang Seng promptly in writing if this information is no longer true and correct.

Yes

Full Name in English:

Relationship:

No, and I agree to notify Hang Seng promptly in writing if this information is no longer true and correct.

Yes

Staff Number:

Remarks:

Voluntary Tax Compliance Program is designed to facilitate legalisation of the taxpayer's situation in relation to funds or other assets that were previously unreported or incorrectly reported.
You may request from Hang Seng the definitions of these terms and a list of the abovementioned entities.

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