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Renminbi Services
Other Renminbi Services
 
RMB T/T Exchange Rate *
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Various Renminbi wealth management solutions to keep abreast of opportunities arising from the growth of the Renminbi market with you.

RMB Currency Risk
Renminbi (“RMB”) is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
 
   
(1) Life insurance plans in Renminbi policy currency is subject to actual supply. Life Insured/ Policyholder must meet the criteria for the Insurance Age and comply with other relevant application requirements for enrolment. The life insurance plan is also subject to the relevant requirements on nationality, and/or addresses of the Policyholder and/or Life Insured as determined by Hang Seng Insurance Company Limited (“Hang Seng Insurance”) from time to time. “Hang Seng Insurance” reserves the right to ease accepting application for the life insurance plan without prior notice. For details, please contact the Bank staff. Hang Seng Bank Limited is an insurance agent authorized by “Hang Seng Insurance”. “Hang Seng Insurance” is authorized and regulated by the Commissioner of Insurance of the HKSAR. And the product is a product of “Hang Seng Insurance” but not Hang Seng Bank Limited.
 
* CNH Renminbi exchange rate is applicable to personal customer. For commercial customer, please consult our bank staff for the most suitable rate.