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Renminbi exchange and remittance services(1) give you enhanced flexibility in conducting transactions.
Remittance service is not applicable to MTR station offices and not applicable to a joint-name account. Exchange service is only available at designated branches and MTR station offices.
Only applicable to Hang Seng Integrated Account customers.
Remittance from mainland China for non-Hong Kong Identity Card holder is subject to local rules and requirements of mainland China.
Only applicable to Prestige Banking customers. The waiver of handling charge does not cover other additional charges (such as an instruction containing Chinese characters). Please refer to the Banking Services Fees & Charges table regarding privileges for Prestige Banking customers.
Only an individual (not commercial customer) can remit Renminbi through his/ her personal RMB account maintained with Hang Seng Bank to his/her personal RMB account in mainland China. Hong Kong Identity Card holder should remit Reminbi to his / her same name account in mainland China and is subject to the daily limit of RMB80,000 per person, in accordance with current RMB Remittance Regulations. Remittance to the mainland China or other places outside Hong Kong for non- Hong Kong Identity Card holder is subject to local rules and requirements of mainland China or the relevant jurisdictions. Outward remittance may be rejected due to local regulatory requirements and rules and subject to charges applicable to returned remittance.
CNH Renminbi exchange rate is applicable to personal customer. For commercial customer, please consult our bank staff for the most suitable rate.