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Interest Rates
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Hong Kong Dollar Savings bonus interest rate:
  1. Hong Kong Dollar Savings of Integrated Accounts with Total Relationship Balance of HKD1,000,000 or above will be entitled to a bonus rate of 0.01% p.a.
Saving interest is paid on:
  1. Hong Kong Dollar Savings of Integrated Account - compound basis and monthly,
  2. Hong Kong ATM Statement Savings - simple basis and monthly,
  3. Others - simple basis and semi-annually.
Interest is calculated on the following year basis:
  1. Hong Kong Dollar - 365 days (ordinary year) or 366 days (leap year),
  2. Pound Sterling, Thailand Baht and South Africa Rand - 365 days,
  3. Other currencies - 360 days.