Hang Seng MPF TVC Bonus Unit Rebate Offers

Fund Cumulative Performance

Important Notes
 
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  1. The Hang Seng Mandatory Provident Fund – SuperTrust Plus is a mandatory provident fund scheme.
  2. You should consider your own risk tolerance level and financial circumstances before making any investment choices or investing in the MPF Default Investment Strategy (the ‘DIS’). You should note that the DIS Constituent Funds, namely, the Core Accumulation Fund and the Age 65 Plus Fund, the DIS or a certain Constituent Fund may not be suitable for you. There may be a risk mismatch between the DIS Constituent Funds or a certain Constituent Fund and your risk profile (the resulting portfolio risk may be greater than your risk preference). When you are in doubt as to whether the DIS or a certain Constituent Fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice. You should make the investment decision most suitable for you taking into account your circumstances.
  3. You should note that the implementation of the DIS may have an impact on your MPF investments and accrued benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected.
  4. The Guaranteed Fund invests solely in an approved pooled investment fund (‘APIF’) in the form of an insurance policy provided by HSBC Life (International) Limited. The guarantee is also given by HSBC Life (International) Limited. Your investments in the Guaranteed Fund, if any, are therefore subject to the credit risks of HSBC Life (International) Limited. Please refer to section 4 ‘Risks’ of the MPF Scheme Brochure for details of the credit risk.
  5. The guarantee in the Guaranteed Fund only applies under certain conditions. Please refer to subsection 3.4.3(f) ‘Guarantee features’ of the MPF Scheme Brochure for details of the guarantee features (including in the context of payment of accrued benefits in instalments) and the ‘Guarantee Conditions’.
  6. MPF Benefits, AVC Benefits and TVC Benefits are payable on a Member’s 65th birthday or on early retirement on or after reaching age 60. The accrued benefits can be paid in one lump sum or in instalments, at the Member’s election. The accrued benefits can be paid in such form and on such terms and conditions as the Trustee may, to the extent not prohibited by the MPF Ordinance or General Regulation, prescribe. Please refer to subsection 6.7(c) ‘Payment of MPF Benefits, AVC Benefits and TVC Benefits’ of the MPF Scheme Brochure for details.
  7. You should not invest based on the information shown on this page alone and should read the MPF Scheme Brochure.
  8. Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the MPF Scheme Brochure.
  9. Important - if you are in doubt about the meaning or effect of the contents of the MPF Scheme Brochure, you should seek independent professional advice.
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The following table shows the cumulative performance for the Constituent Funds under Hang Seng Mandatory Provident Fund – SuperTrust Plus since the launch date1 of respective Constituent Funds. 

 

Name of Constituent Fund

6 months
(%)

1 year
(%)

3 years
(%)

5 years
(%)

 
 
 
This table shows the cumulative performance of the following Constituent Funds under the Hang Seng Mandatory Provident Fund – SuperTrust Plus since the restructuring and the fund rename2 of the Constituent Funds effective from the respective dates stated below.
 
  • ValueChoice Asia Pacific Equity Tracker Fund – 12 November 2021
  • ValueChoice Balanced Fund – 3 December 2021 (the Chinese name of this Constituent Fund was changed, while the English name remained the same)
  • ValueChoice Europe Equity Tracker Fund – 26 November 2021
  • ValueChoice North America Equity Tracker Fund – 19 November 2021
     

 

Name of Constituent Fund

6 months
(%)

1 year
(%)

3 years
(%)

5 years
(%)

(%)

Note: The cumulative performance figures of the above-mentioned funds would start to be shown six months after the restructuring and the fund rename2 completed.

 

 

 

This table shows the cumulative performance of the following Constituent Funds under the Hang Seng Mandatory Provident Fund – SuperTrust Plus since their launch date1 until the respective dates stated below, i.e. the day before the restructuring and the fund rename2 of the Constituent Funds.
 

  • ValueChoice Asia Pacific Equity Fund (before the restructuring and fund rename to become ValueChoice Asia Pacific Equity Tracker Fund) – 11 November 2021
  • ValueChoice Balanced Fund (before the restructuring) – 2 December 2021 (the Chinese name of this Constituent Fund was changed, while the English name remained the same)
  • ValueChoice European Equity Fund (before the restructuring and fund rename to become ValueChoice Europe Equity Tracker Fund) – 25 November 2021
  • ValueChoice US Equity Fund (before the restructuring and fund rename to become ValueChoice North America Equity Tracker Fund) – 18 November 2021
     

Name of Constituent Fund

6 months
(%)

1 year
(%)

3 years
(%)

5 years
(%)

(%)



 

This table shows the cumulative performance of the following Constituent Funds under Hang Seng Mandatory Provident Fund - SuperTrust Plus since the launch date stated below as a Constituent Fund under Hang Seng Mandatory Provident Fund – ValueChoice3.
 

  • Global Equity Fund – 1 July 2016
  • Hang Seng China Enterprises Index Tracking Fund (formerly the Hang Seng H-Share Index Tracking Fund) – 24 March 2011



Name of Constituent Fund

6 months
(%)

1 year
(%)

3 years
(%)

5 years
(%)

(%)

 
 
 
This table shows the cumulative performance for the Age 65 Plus Fund and the Core Accumulation Fund under Hang Seng Mandatory Provident Fund – SuperTrust Plus since they launch as a Constituent Fund of DIS4 on 1 April 2017.

Name of Constituent Fund

6 months
(%)

1 year
(%)

3 years
(%)

5 years
(%)

(%)

 
Source: Scheme Administrator - The Hongkong and Shanghai Banking Corporation Limited
 
1. The Hang Seng Mandatory Provident Fund - SuperTrust Plus consists of 20 Constituent Funds. The Asia Pacific Equity Fund, Balanced Fund, European Equity Fund, Growth Fund, Guaranteed Fund, Hang Seng Index Tracking Fund, Hong Kong and Chinese Equity Fund, MPF Conservative Fund, North American Equity Fund and Core Accumulation Fund (formerly the Stable Growth Fund) were launched on 1 December 2000. The Chinese Equity Fund, Age 65 Plus Fund (formerly the Flexi-Managed Fund), Global Bond Fund and Stable Fund were launched on 8 October 2009. The Global Equity Fund, Hang Seng China Enterprises Index Tracking Fund (formerly the Hang Seng H-Share Index Tracking Fund), ValueChoice Asia Pacific Equity Tracker Fund (formerly the ValueChoice Asia Pacific Equity Fund), ValueChoice Balanced Fund, ValueChoice Europe Equity Tracker Fund (formerly the ValueChoice European Equity Fund) and ValueChoice North America Equity Tracker Fund (formerly the ValueChoice US Equity Fund) were launched on 1 July 2019. 

2. From 12 November 2021, the ValueChoice Asia Pacific Equity Tracker Fund was renamed from the ValueChoice Asia Pacific Equity Fund. From 19 November 2021, the ValueChoice North America Equity Tracker Fund was renamed from the ValueChoice US Equity Fund. From 26 November 2021, the ValueChoice Europe Equity Tracker Fund was renamed from the ValueChoice European Equity Fund. From 3 December 2021, the Chinese name of the ValueChoice Balanced Fund was changed while its English name remained the same. The investment objective and balance of investments of the above Constituent Funds were changed on the respective aforesaid dates.

3.

From 1 July 2019, the Hang Seng Mandatory Provident Fund - ValueChoice has been merged with the Hang Seng Mandatory Provident Fund - SuperTrust Plus (the 'Merger'). Each of the Hang Seng Mandatory Provident Fund – ValueChoice Constituent Funds has been merged with the relevant matching Hang Seng Mandatory Provident Fund - SuperTrust Plus Constituent Funds or replicated from the Hang Seng Mandatory Provident Fund - ValueChoice Constituent Funds to the Hang Seng Mandatory Provident Fund - SuperTrust Plus.

 

4. From 1 April 2017, the Default Investment Strategy (‘DIS’) has been launched and it comprises the Age 65 Plus Fund and the Core Accumulation Fund. The default investment arrangement of the Hang Seng Mandatory Provident Fund — SuperTrust Plus is the DIS replacing the previous default fund which is ‘MPF Conservative Fund’. The Age 65 Plus Fund and Core Accumulation Fund under the Hang Seng Mandatory Provident Fund – SuperTrust Plus have been renamed and converted from the Flexi-Managed Fund and Stable Growth Fund respectively when DIS commenced on 1 April 2017.

5. The Constituent Funds of the Hang Seng Mandatory Provident Fund – SuperTrust Plus are all denominated in Hong Kong dollars and their unit prices are based on the net asset value (‘NAV’) of each Constituent Fund and quoted for indication only. Cumulative performance is calculated in Hong Kong dollars on the basis of NAV-to-NAV.

6. Please refer to the ‘Fund Fact Sheet’ or 'Monthly Fund Performance Summary' for the information on the calendar year return of Constituent Funds of the immediately preceding 5 years.

7. Fees and charges of an MPF Conservative Fund can be deducted from either (i) the assets of the MPF Conservative Fund or (ii) members' account by way of unit deduction.

From 1 July 2015, the fees and charges deduction method of MPF Conservative Fund of the Hang Seng Mandatory Provident Fund - SuperTrust Plus has changed from method (ii) to method (i). Therefore, the unit prices, NAV and fund performance of MPF Conservative Fund quoted have reflected the impact of fees and charges for the period starting from 1 July 2015.

Before 1 July 2015, the unit prices, NAVs and the fund performance quoted for MPF Conservative Fund have not reflected the impact of fees and charges. The fund performance figures of the MPF Conservative Fund strictly for the period(s) ended before 1 July 2015 are calculated before fees and charges are deducted from the fund, and such fees and charges are deducted according to method (ii).

For fund performance figures of the MPF Conservative Fund quoted for the period that has started before 1 July 2015 and ended/will be ending on or after 1 July 2015, the fund performance figures would not reflect the actual performance of the fund because it has taken into account both (i) the period which has excluded the impact of fees and charges (ie the period covered before 1 July 2015) and (ii) the period which has included the impact of fees and charges (ie the period covered on or after 1 July 2015).

8. For the Hang Seng Mandatory Provident Fund - SuperTrust Plus, the joining fee, annual fee, contribution charge#, offer spread#, bid spread# and withdrawal charge# are currently waived or not applicable (for more details, please refer to the MPF Scheme Brochure). Increases in the fees and charges of the Hang Seng Mandatory Provident Fund – SuperTrust Plus, Constituent Funds or approved pooled investment funds are subject to a three months' prior notice (or such shorter period permitted by law and the Hang Seng Master Trust Deed) to members and participating employers of the Hang Seng Mandatory Provident Fund – SuperTrust Plus.

#Not applicable to MPF Conservative Fund

9. For more details on the Constituent Funds, fees and charges, including other charges payable by the Constituent Funds and handling charges, please refer to the MPF Scheme Brochure.


Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the MPF Scheme Brochure.

The MPF information provided in this website is for reference only, which may be subject to adjustment or correction from time to time without any notice. The relevant information after adjustment or correction may vary. The information provided above should not be regarded as investment advice. You should not rely on the above information when making any investment choices for your MPF account(s).

Issued by Hang Seng Bank Limited

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