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Personal Instalment Loan Monthly Repayment Table

Exclusive Interest Rate Offer for Prestige Banking Customers

Loan Amount
(HKD)
Monthly Flat Rate Monthly
Repayment Amount ^
(APR)

^ Based on every HKD10,000 loan amount

Important Notes on Loan Application
(including Fees and Interest Rate)
  • The minimum loan amount is HKD5,000.
  • The calculation of the monthly repayment amount and the annualised percentage rate has taken the full handling charge waiver into account. The monthly repayment amount is rounded up to 1 decimal point. The proportion of loan principal to interest in each monthly instalment amount is calculated according to the Rule of 78.
  • The interest rate listed above and the full handling charge waiver are applicable to designated loan amount and are for reference only. The final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result.
  • If customer's loan application cannot meet our approval requirements, Hang Seng Bank Limited ("Hang Seng") may approve a loan to individual customers on a case-by-case basis but the interest rate and handling charge offered may be adjusted. For details, please contact Hang Seng's staff. Customers will be notified of the relevant adjusted interest rate and handling charge upon loan approval. If customer agrees to accept such loan, Hang Seng will credit the loan amount to the designated bank account according to normal procedures.