Handy Cash Personal Instalment Loan

  • Payroll Customers do not need to submit documents and enjoy extra Up to HKD500 Cash Rebate
  • Loan amount up to HKD3,000,000 or 15 times of your monthly salary (whichever is lower)
  • Instantly check application status, accept the loan and enjoy same day cash disbursement via mobile or online
  • (Details please refer to Terms and Conditions)
Remarks: The annualised percentage rate (“APR”) ranges from 2.68% to 48.00%, with repayment period of 6 to 60 months. The loan application is subject to the Bank’s approval. For a loan amount of HKD100,000 with 12 months repayment period, the monthly flat rate applicable to Prestige Banking customers is 0.22% (APR 4.95%), and the total loan repayment amount is HKD102,640.80 (including full handling fee waiver). The above example is for reference only.
To borrow or not to borrow? Borrow only if you can repay!

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