Tax Season Loan

Product information

Apply Tax Season Loan via mobile or online in just 3 steps.

  • Annualized percentage rate as low as 2.01%[1]
  • Up to HKD1,000 cash rebate for online or mobile application
  • Loan amount up to HKD3,000,000 or 12 times of your monthly salary (whichever is lower)
  • Repayment periods up to 60 months
  • You can check application status anytime, and accept the loan instantly with same day cash disbursement via mobile or online
  • Joint application for married couple to enjoy an even lower interest rate with the combined loan amount
Details please refer to Terms and Conditions
Useful information and tools
  1. For a loan amount of HKD1,000,000 or above, the Annualized Percentage Rate of 2.01% is calculated based on a monthly flat rate of 0.09% for Prestige Banking Customer and a 12-month repayment period, including the full handling fee waiver and first-month payment holiday. The interest rate and the full handling fee waiver are applicable on a case-by-case basis and the final approved interest rate and payable handling fee are subject to the loan amount and credit assessment result.
Other point(s) to note
  1. The Annualized Percentage Rate (“APR”) ranges from 2.01% to 48.00%, with repayment period of 6 to 60 months. The loan application is subject to the Bank’s approval. For a loan amount of HKD100,000 with 12 months repayment period, the monthly flat rate applicable to Prestige Banking Customers is 0.13% (APR 2.91%), and the total loan repayment amount is HKD101,560.80 (including full handling fee). The above example is for reference only.

To borrow or not to borrow? Borrow only if you can repay!