By the time you're stepping into the final chapter of your working life, you should be well-prepared with a comprehensive wealth management plan that fits your retirement needs to attain adequate savings and medical protection
Misfortune can ruin your plans, especially critical illness. Review your existing medical coverage in view of your latest medical expenses. Top up the sum insured or enhance medical coverage with VHIS or Medical and Critical Illness insurance plans if needed
If you have multiple MPF accounts, you may want to consider consolidating them into a MPF personal account for effective management
Enjoy retired life
After the retirement celebrations and honeymoon period are over, you may go through a series of emotional phases. Stay positive and you will eventually settle into a satisfying and meaningful retirement lifestyle
You can withdraw your MPF accrued benefits in a lump sum or by instalments when you retire at the age of 65 or retire early at the age of 60 depending on your personal needs and financial circumstances
A life protection plan in the form of term life, whole life or universal life insurance offers you and your family an all-rounded protection with high financial flexibility
Travel lovers may wish to travel around the world in retirement but this dream does not come cheap. Assess your travel funding according to your travel plans. Frequent travellers may consider purchasing an annual travel insurance plan to save more
Spend your twilight years with loved ones
Conduct a holistic review of all your bank accounts, insurance policies and pension details. Draw up a will if needed to indicate how you would like to distribute your assets after death
Share your funeral plans and wishes with your loved ones at an appropriate time
It's always difficult to lose a friend or family member. A bereavement guide can soothe your family's worries as they deal with practical financial matters
Explore our products
eIncomePro Deferred Annuity Plan (100% Guaranteed)
Certified as Qualifying Deferred Annuity Policy and a life insurance underwritten by Hang Seng Insurance Company Limited
Enjoy Monthly Guaranteed Annuity Income for 10 years with life protection and free accidental death benefit for short premium payment period of 5 years
Qualified for tax deduction, easy online application and no medical examination required with guaranteed acceptance
To borrow or not to borrow? Borrow only if you can repay!
Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the 'Principal Brochure'.
Terms and Conditions apply.
The service is applicable to all street-level branches (except MTR Station Office and Mobile Branch) with relevant disclaimers applied.