If you are aged under 18, your Integrated Account will include the following banking services:
Hong Kong Dollar and Foreign Currency Statement Savings Service
ATM Card and EPS service
24-Hour Automated Phone Banking Service
The opening balance for customers aged under 18 is HKD500 with no minimum balance service fee.
When you reach the age of 18, simply present your adult Identity Card at any Hang Seng Bank branches to register for upgrading to adult Integrated Account and you will enjoy a wide range of services.
M.I.Kid Asset Builder
If you are a Prestige or Preferred Banking customer, and have children/ grandchildren aged under 18, you can choose to open a M.I.Kid Assetbuilder to enjoy a range of exclusive privileges including up to 25% discount at Ocean Park, 20% off at PolyVision Eyecare Center and 50% off at Quality Health Care by just presenting M.I.Kid Assetbuilder ATM card.^
Hang Seng Bank Limited (the "Bank") reserves the right to suspend, vary or discontinue any promotion offers and services at anytime without further notice. The Bank also reserves the right to revise any interest rates, fees and charges from time to time subject to the Bank's notice for any such variation. In case of dispute, the decision of the Bank shall be final.
Please refer to the terms and conditions of respective products and services for details.
Hang Seng Bank wishes to remind customers to remain vigilant in safeguarding their banking credentials such as Credit Card number, One-Time Password (OTP) during the online payments and other sensitive account information and not to disclose any such information to third parties. We attach great importance to the security of our online credit card payment service. For enquiries, please contact our 24-hour Customer Service Hotline on the back of Credit Card.