If you are aged under 18, your Integrated Account will include the following banking services:
Hong Kong Dollar Statement Savings Service
ATM Card and EPS service
24-Hour Automated Phone Banking Service
The opening balance for customers aged under 18 is HKD500 with no minimum balance service fee.
When you reach the age of 18, simply present your adult Identity Card at any Hang Seng Bank branches to register for upgrading to adult Integrated Account and you will enjoy a wide range of services.