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Wealth Planning

Wealth planning is important in realizing your and your family’s dreams. Our life insurance and investment funds services can assist you in giving protection to your family as well as seeking wealth growth opportunities for a bright future together.


Accumulate Reserves and Plan for Your Children: our varieties of insurance savings plans help you pave way for your child’s future with Guaranteed Cash Value and some plans offer annual policy dividend payout for flexible use. Also flexible payment options at your choice, fitting parents with different needs of cash flow for planning childhood expenses.
Accumulate Reserves and Plan for Your Children
  • Preferential HKD Time Deposit Interest Rate
    • Set up a 12-month HKD Time Deposit to enjoy the interest rate of up to 2.18% p.a.
  • Our varieties of insurance savings plans^ help you pave way for your child’s future with
    • Guaranteed Cash Value
    • Some plans offer annual policy dividend* payout for flexible use
    • Flexible payment options at your choice. Fitting parents with different needs of cash flow for planning childhood expenses.

^ Including FutureEnrich Life Insurance Plan, SavourLife II Annuity Life Insurance Plan Series, and PreciousWay Education Life Insurance Plan
* Non-guaranteed
Long-term Wealth Growth Opportunities: start your Monthly Investment Funds Plan with a monthly amount as low as HKD1,000,  averaging helps smooth out the effect of short-term market fluctuations of your investment. Fund Subscription Fee as low as 2% and different asset classes, markets and risk levels to suit your target rate of return and risk appetite.
Long-term Wealth Growth Opportunities

Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read the relevant fund’s offering documents (including the full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets) in detail before making any investment decision.

Join Now

Prestige Banking and Preferred Banking customers can open a M.I. Kid AssetBuilder (a single-named Integrated Account) to plan for the needs of their children / grandchildren under 18 years of age and enjoy all the privileges and services offered by M.I. Kid AssetBuilder for free by simply maintaining a Total Relationship Balance1 of HKD5,000.

Total Relationship Balance Monthly Fee
HKD 5,000 or above Waived
Below HKD 5,000 HKD 50

*Prestige Banking or Preferred Banking customers can access e-Banking for opening a M.I.Kid AssetBuilder.

Service Directory

In this Service Directory, you will find important information regarding M.I.Kid AssetBuilder's fabulous privileges, your all-in-one Account services, consolidated statement, M.I.Kid AssetBuilder Card, important telephone numbers and much more.