With Hang Seng ATM card, you can now withdraw RMB notes at selected ATMs in Hong Kong
Overseas ATM cash withdraw service is also available for you to withdraw RMB notes from ATMs of UnionPay, Hang Seng and HSBC in mainland China. Service charge applies.
Each transaction is up to RMB2,000
We've listed below the ATM cash withdrawal fee per transaction at overseas ATMs via different ATM networks for your easy reference with effect from 1 April 2022:
|Overseas ATM cash withdrawal via||PLUS / Cirrus or Hang Seng Bank / HSBC Group ATMs||UnionPay ATMs
(≤ HKD5,000 equivalent)
(> HKD5,000 equivalent)
|Cash withdrawal fee per transaction||HKD20||HKD40||HKD60|
The cash withdrawal and service fee will be debited from your HKD account after converting into the withdrawal currency at the exchange rate provided by the relevant ATM network on the date of withdrawal.
Renminbi (“RMB”) is subject to exchange rate risk. Fluctuations in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.