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Self-service Banking
RMB ATMs

With Hang Seng ATM card, you can now withdraw RMB notes at selected ATMs in Hong Kong

Overseas ATM cash withdraw service is also available for you to withdraw RMB notes from ATMs of UnionPay, Hang Seng and HSBC in mainland China. Service charge applies.

RMB Currency Risk

Renminbi (“RMB”) is subject to exchange rate risk. Fluctuations in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.