Prestige Private: Wealth Management

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Wealth management services

Our team of wealth management experts from different specialisations such as investment experts, insurance experts, forex experts, securities specialist and financing experts work closely with your dedicated Prestige Private Relationship Manager. Together, they offer all round wealth management services to assist your wealth planning with designated products and privileged pricing.

Want to know more about Prestige Private?

Investment webinar

Our team of Investment Experts will regularly organise investment webinars for you to answer your investment queries and share the latest market news and information with you. With our help, you will have your finger on the pulse of what's happening in the market to better capture investment opportunities.

Exclusive Art Experience and Wealth Management Seminar for Prestige Private Customers

12 May 2023

Our professional wealth management team

Prestige Private Relationship Manager

Your dedicated Prestige Private Relationship Manager works closely with our team of experts, using all their experience and insights to help you capture each opportunity for wealth growth.

24-hour Wealth Service Team

Our 24-hour Wealth Service Team are ready to support your needs round the clock.

Services include:

  • Help you plan your wealth and explore suitable management solutions
  • Subscribe for and redeem investment funds, bonds and other wealth management products[2]
  • Complete or update your risk profiling record to understand your risk appetite and investment needs
  • Complete a Financial Health Check to evaluate your financial position and set your goals
  • Provide market information and house views as reference

Talk to a member of our 24-hour Wealth Service Team via Click-to-Call or Live Chat on Hang Seng Mobile App, or by calling (852) 2998 8022 to manage your wealth anytime. Investment involves risk.

Investment

Get a preliminary analysis on your fund portfolio through Wealth Master on Hang Seng Mobile App. For more personalised services, consult our investment experts who will offer wealth management strategies based on market commentaries and tailor-made investment proposals for you, bringing you a seamless offline to online experience.

Insurance

Working alongside you, we will plan the tailor-made insurance solution that aligns with your ambitions and your family’s needs. From medical protection to retirement to legacy planning, every element is defined by our Insurance Experts.

Forex

Our Forex Expert will analyse the latest foreign exchange, gold and commodities market trends with the support of up-to-the-minute market news and commentary. You can develop your strategy with them through private consultations either by phone or video meeting.

Securities

Our Securities Specialist will provide stock updates and market trend insights based on your investment appetite. They will also be on hand to provide any trading services you require[3].

Financing

Our Financing Expert will fully evaluate your portfolio covering your owned properties and different assets. We will then define a tailor-made financial plan that best caters to your funding needs and life plan with solutions ranging from mortgages to secured overdrafts, personal loans to credit cards.

Benefits at a glance

Contact us

Call us

Prestige Private 24-hour Manned Hotline

(852) 2998 8022

Visit our branches

Footnote

Risk disclosure and other point(s) to note

  1. Investors should note that all investment involves risks. Prices of securities and investment products may go up as well as down and may even become valueless. Investors should read in detail the offering documents and the Risk Disclosure Statement of the relevant securities and investment products before making any investment decision. Terms and conditions apply. Please refer to the terms and conditions of respective products on banking products and privileges.
  2. Please read Hang Seng Prestige Private Terms and Conditions.
  3. Investment funds
    • Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and the Notice to Customers for Fund Investing before making any investment decision. Investment funds are investment products and some may involve derivatives. Investors should carefully consider their own circumstances whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.
  4. Bond
    • Investors who purchase bonds/CDs are exposed to the credit risk of the issuer and guarantor (if any) of the bonds/CDs. There is no assurance of protection against a default by the issuer/guarantor in respect of the repayment obligations. In the worst case scenario, any failure by the issuer and the guarantor (if any) to perform their respective obligations under the bonds/CDs when due may result in a total loss of all of your investment
  5. Risk Disclosure of FX and Precious Metal Margin Trading Services
    • The risk of loss in leveraged foreign exchange and precious metal trading can be substantial. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as “stop-loss” or “stop-limit” orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your Account. You should therefore carefully consider whether FX and precious metal margin trading is suitable for you in light of your own financial position and investment objectives.
    • Renminbi (RMB) is subject to foreign exchange control by the PRC government. If your Margin Trading Contract involves Offshore Renminbi, you will be subject to foreign control and currency risk of RMB.
    • Trading on an electronic trading system may differ from trading on other trading systems or platforms. You will be exposed to risks associated with the system including the failure of hardware and software, which could result in your order not being executed according to your instructions or at all.
    • Investment involves risks. The above risk disclosure cannot disclose all the risks involved. You should read and understand all the relevant documents and risk disclosure (in particular, the Risk Disclosure Statement contained in the relevant application form) before making any investment decision.
    • If you are uncertain of or do not understand the nature of and the risks involved in leveraged foreign exchange and precious metal trading, you should seek independent professional advice.
  6. Securities Trading Risk Disclosure
    • Investors should note that investment involves risks. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.
      • Investors should note that investing in different Renminbi-denominated securities and products involves different risks (including but are not limited to currency risk, exchange rate risk, credit risk of issuer / counterparty, interest rate risk, liquidity risk (where appropriate)). The key risks of investing in A-shares of Stock Connect Northbound Trading include:
      • Transactions under the Northbound or Southbound Trading of Shanghai-Hong Kong Stock Connect / Shenzhen-Hong Kong Stock Connect will not be covered by the Investor Compensation Fund in Hong Kong.
      • Once the respective quota is used up, trading will be affected or will be suspended.
      • Stock Connect Northbound Trading will only operate on days when both markets are open for trading and when banks in both markets are open on the corresponding settlement days. Investors should take note of the days the Stock Connect Northbound Trading is open for business and decide according to their own risk tolerance whether or not to take on the risk of price fluctuations in securities during the time when Stock Connect Northbound Trading is not trading.
      • When some stocks are recalled from the scope of eligible stocks for trading via Stock Connect Northbound Trading, the stocks can only be sold but NOT bought.
      • Investors will be exposed to currency risk if conversion of the local currency into RMB is required.
      • Foreign securities carry additional risks not generally associated with securities in the domestic market. The value or income (if any) of foreign securities may be more volatile and could be adversely affected by changes in many factors. Client assets received or held by the licensed or registered person outside Hong Kong are subject to the applicable laws and regulations of the relevant overseas jurisdiction which may be different from the Securities and Futures Ordinance (Cap.571) and the rules made thereunder. Consequently, such client assets may not enjoy the same protection as that conferred on client assets received or held in Hong Kong.
      • Investors should not only base on this material alone to make any investment decision, but should read in detail in the relevant risk disclosure statements.
  7. IPO Stocks Risk Disclosure
    • Investors should note that all investment involves risks. Prices of securities may go up or down and may even become valueless. Investors should read the relevant prospectus for detailed information about the proposed offer and seriously consider if investment in the relevant shares is suitable for his/her investment needs by reference to his/her financial situation, investment experience, investment objectives and other conditions and needs before deciding whether to invest in the relevant shares. If required, investors should obtain independent legal, financial and other professional investment or other advice before making any investment decision.
  8. Forex risk
    • RMB Currency risk
    • Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.

    • Foreign Currency Risk
    • Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa.

  9. Gold Trading Risk Disclosure
    • The price of gold may go up as well as down and the past performance of price of gold is not indicative of future performance.
  10. Hang Seng has never authorised any intermediaries for local account openings. While opening your Hang Seng personal account, please don't share your information with third parties, or engage with any intermediaries. Contact our branch in case of any queries.

Remark(s)

  1. The video is intended for persons in Hong Kong.
  2. Including Securities Trading, IPOs, Foreign Currency Exchange (FX), FX & Precious Metals Margins, Time Deposits and Gold
  3. Customers must register to enjoy the above service. Customers should fulfil all the registration requirements and acknowledge his/her understanding of the service Terms and Conditions. For details, please contact your Relationship Manager.

To borrow or not to borrow? Borrow only if you can repay!