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MUJI Card Welcome offer $200 MUJI Dollars
Credit Card Balance Repayment Calculator
Please use the Credit Card Balance Repayment Calculator below to calculate the repayment details of your credit card account.
 
Please input Balance Amount and Monthly Rate and then choose:
 
"Calculate by repaying with minimum payment each month" to calculate
(i)   The period of time (number of months) and total cost (including principal and finance charges) involved in paying a balance in full by making only minimum payments
(ii)  The monthly payment amount required and total cost (including principal and finance charges) involved to pay off the outstanding balance in 36 months
(iii) The cost saved for paying off the outstanding balance in 36 months
"Calculate by specifying a monthly payment amount" to calculate
(i)   The period of time (number of months) required to pay off the outstanding balance by specifying a monthly payment amount
(ii)  The total cost (including principal and finance charges) involved to pay off the outstanding balance by specifying a monthly payment amount
"Calculate by specifying a repayment period" to calculate
(i)   The monthly payment amount required to pay off the outstanding balance in a specified repayment period
(ii)  The total cost (including principal and finance charges) involved to pay off the outstanding balance in a specified repayment period
 
Assumptions:
(i)   No unbilled installment, new transactions, annual fees and other charges
(ii)  Repayments are made on or before the payment due date of each statement
 


Please enter your Balance Amount and Monthly Rate:
Balance Amount:
 
Monthly Rate+:
0.01 %
4 %
 

Please select one calculation method below according to your repayment plan:
*Or HKD equivalent
+You may refer to your credit card statement for the Monthly Rate
^Please click here to refer to the calculation method of minimum payment
To borrow or not to borrow? Borrow only if you can repay!