MUJI Card

MUJI Card – MUJI cares about your basic needs and provides your daily necessities. The philosophy of MUJI is being applied to the MUJI Card which allows you to realise your life from the very basic.

Fabulous Welcome Offers

Successfully apply for a MUJI Card on or before 30 June 2025, and accumulate retail transactions of HKD4,000 or above with the Card within 60 days from new card issuance, New Credit Card Customers can enjoy $400 MUJI Dollars while Existing Credit Card Customers can also enjoy $200 MUJI Dollars.

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Perpetual Annual Fee Waiver⁽¹⁾ for both Principal and Supplementary Card customers

Exclusive Privileges for MUJI Card

Accumulated MUJI Dollars and Hang Seng Credit Card +FUN Dollars can be used as cash concurrently within the same transaction(3) for next purchase at MUJI physical store in Hong Kong, so you can save even more everytime you shop.

Enjoy 10% off upon dine-in or self-pickup takeaway spending of HKD200 or above with MUJI Card in specific periods of time at Café&Meal MUJI.⁽⁴⁾

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Enjoy extra $5 MUJI Dollars for every HKD100 spending⁽⁵⁾ with MUJI Card at MUJI physical stores in your birthday month as wishes, equivalent to double MUJI Dollars!;

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Receive MUJI Card newsletter that keeps you up-to-date on upcoming MUJI products and exclusive offers.

_Notes:
_{Customer can earn and use MUJI Dollars in MUJI stores in Hong Kong Special Administrative Region ("Hong Kong"). Use of MUJI Dollars/+FUN Dollars is applicable to payment at cashier counters only. MUJI Card’s exclusive privileges and rewards programme are applicable to Hong Kong only and are subject to relevant Terms and Conditions.}

Hang Seng Credit Card Privileges

Online Spending Privileges
Hang Seng Credit Card is breaking new ground in online spending - +FUN Dollars and Interest-free Instalment Plans are now available online to bring you double spending privileges. What’s more, coupled with the enhanced services from "One-Time Password" and "Digital Wallet", plus Online Spending +FUN Dollars Rewards and fabulous merchant offers, a brand new online shopping experience is to start under your fingertips.

Hang Seng Credit Card Rewards Programme
For every HKD250 retail spending with your card, you can earn $1 +FUN Dollar which can be used as instant cash at over 7,300 designated merchant outlets throughout Hong Kong, or to redeem cash coupons. You will earn Merchant Dollars of the specific merchant on top of +FUN Dollars for every spending at the Merchant Dollars Designated Merchants. You can use the cumulative +FUN Dollars and Merchant Dollars as cash concurrently for the next purchase at the same designated merchants.

Hotel Dining Privileges and Discounts at Selected Merchant Outlets
Enjoy up to 15% discount at the designated restaurants of The Langham, Hong Kong, Conrad Hong Kong, Sheraton Hong Kong Hotel & Towers, W Hong Kong and InterContinental Grand Stanford Hong Kong, etc. You can also enjoy discounts at over 4,000 merchant outlets in town throughout the year, including renowned restaurants, luxury stores, leisure destinations and more.

Mobile Payment Services

Customers can pay with Hang Seng Credit Card using Apple Pay, Google Pay™ or Samsung Pay to experience a secure, simple and speedy way of payment, while enjoying the benefits of Hang Seng Credit Card^#. For products and services information, Terms and Conditions, please visit hangseng.com/mobilepayment.

Remark:
Apple Pay is trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is trademark of Google Inc..
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.

# For some merchants, customers are required to do the transaction with a physical card in order to enjoy the relevant offers, please consult respective merchants for details. Payment with Mobile Payment Services by using Hang Seng Credit Cards is applicable to +FUN Dollars/Merchant Dollars Redemption for designated merchants ONLY. Customer can also redeem +FUN Dollars/Merchant Dollars by using their physical card during transactions.

Contactless Payment Feature

MUJI Card has built-in Visa payWave contactless payment feature. Customers can simply tap the card at any merchant installed with a Visa payWave reader with no signature required to enjoy a speedy and convenient payment service. What’s more, +FUN Dollars can be used instantly as cash when you settle the payment with this feature at +FUN Dollars designated merchants to let you save more. For details of the contactless payment merchant network, please visit www.visa.com.hk/paywave.

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Enjoy a whole new experience on credit card application including a simplified online application journey with shortened card processing time

New Customer

Existing Customer /
Personal e-banking customer

Useful Tools

new Submit Documents Here

Notes and Remarks

To borrow or not to borrow? Borrow only if you can repay!

Contact Us
24-hour Hang Seng Platinum Card Customer Service Hotline 2998 8222
24-hour Report Lost Card Hotline 2836 0838
More Service Hotlines
Email Us
Visit our Branches

(1)	Principal Card customer who does not own and has not owned any personal Credit Card Principal Card (except The Hong Kong Jockey Club Membership Card, Prestige World Mastercard, enJoy Card, Travel+ Visa Signature Card, Hang Seng MMPOWER World Mastercard and Hang Seng CUP Credit Card) issued by Hang Seng in the past six months, and who is applying for his / her first Hang Seng Credit Card, will be entitled to a Perpetual Annual Fee Waiver; otherwise, One-year annual fee waiver (applicable to general customers) will be offered; Supplementary Card customers can enjoy the same annual fee waiver as the Principal Card customer when applied at the same time.
(2)	MUJI Dollars are valid for 24 months, counting from the MUJI Card annual anniversary month. Use of MUJI Dollars is subject to the Terms and Conditions of Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
(3)	When the customer chooses to redeem MUJI Dollars and Hang Seng Credit Card +FUN Dollars ("+FUN Dollars") upon purchase at MUJI, MUJI Dollars would be debited first until all MUJI Dollars accumulated in the card account have been used up, then the +FUN Dollars in the card account would be debited until the total amount of the transaction is paid up. If the sum of all the accumulated MUJI Dollars and +FUN Dollars is not sufficient to settle the bill, the outstanding transaction amount would be charged to the MUJI Card account.
(4)	10% off Dining Offer is valid from Monday to Sunday 14:30 onwards (counted by sit-in time for dine-in and order time for self-pick takeaway respectively), except public holidays.
(5)	The extra reward for each eligible MUJI Card of this Promotion is limited to a maximum of extra $100 MUJI Dollars in the birthday month.

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