City University of Hong Kong Credit Card

City University of Hong Kong Credit Card

City University of Hong Kong Credit Card - Signifies your special status and entitles you to a range of exclusive benefits and services. You also contribute to your University every time you spend!

Fabulous Welcome Offers

Successfully apply for a University / College Affinity Card, you can enjoy an array of fabulous welcome offers.


Enjoy fabulous offers for opening Preferred Banking account via Hang Seng Mobile App in just a few minutes!

From now till 15 December 2023, Full-time University / Tertiary Students who open an account via Hang Seng mobile app and successfully fund-in via the FPS can enjoy HKD100 e-Voucher. Apply University/ College Affinity Credit Cards at the same time can enjoy up to $400 +FUN Dollars4.

You can also enjoy HKD200 cash rewardon each successful referral of your friends and family to open a new Preferred Banking account.




Benefitting University Development

Part of the total spending of Principal and Supplementary Card customers will be donated to City University of Hong Kong ("CityU") for support of campus enhancement projects and student activities.

Exclusive Privileges(1) for City University of Hong Kong Credit Card Principal Card
  1. 15% off the annual fee for applying CityU Graduate's Library Card or Friends of the Library Membership
  2. Parking fee discount during non-peak hours
  3. Use of CityU swimming pool at special rate(2)
  4. Discounts at The Commercial Press (HK) Ltd (the offer is not applicable to magazines, specified items and Commercial Press (HK) Cyberbooks Ltd)
  5. Use +FUN Dollars as instant cash when dining at “City Chinese Restaurant”(3)

U-Mac Program Reward
U-Mac Program Reward

Enjoy up to 5% +FUN Dollars upon spending HKD6,000 at the websites or roadshow venues of the HKT Education or Senco-Masslink.

Register now

Notebook Ownership Program Reward
Notebook Ownership Program Reward

Enjoy up to 5% +FUN Dollars upon spending HKD6,000 at the websites or roadshow venues of Helix Distribution Limited.

Register now

University / College Affinity Credit Card “2.4% +FUN Dollars Rebate Offer for Tuition Fee Payment”
University / College Affinity Credit Card "Self-enhancement Reward 2.4% Cash Dollars Rebate"

From now till 31 December 2023, starting from the month of successful registration, pay tuition fee as students, for family and friends or make designated eligible transactions with your University / College Affinity Credit Card, you will be rewarded 2.4% +FUN Dollars rebate


Hang Seng Credit Card Privileges

Online Spending Privileges
Hang Seng Credit Card is breaking new ground in online spending - +FUN Dollars and Interest-free Instalment Plans are now available online to bring you double spending privileges. What’s more, coupled with the enhanced services from "One-Time Password" and "Digital Wallet", plus Online Spending +FUN Dollars Rewards and fabulous merchant offers, a brand new online shopping experience is to start under your fingertips.


Hang Seng Credit Card Rewards Programme
For every HKD250 retail spending with your card, you can earn $1 +FUN Dollar which can be used as instant cash at over 7,400 designated merchant outlets throughout Hong Kong, or to redeem cash coupons. You will earn Merchant Dollars of the specific merchant on top of +FUN Dollars for every spending at the Merchant Dollars Designated Merchants. You can use the cumulative +FUN Dollars and Merchant Dollars as cash concurrently for the next purchase at the same designated merchants.


Hotel Dining Privileges and Discounts at Selected Merchant Outlets
Enjoy up to 15% discount at the designated restaurants of JW Marriott Hotel Hong Kong, Conrad Hong Kong, Grand Hyatt Hong Kong, Sheraton Hong Kong Hotel & Towers, W Hong Kong and The Mira Hong Kong. You can also enjoy discounts at over 4,000 merchant outlets in town throughout the year, including renowned restaurants, luxury stores, leisure destinations and more.


Mobile Payment Services

Customers can pay with Hang Seng Credit Card using Apple Pay, Google Pay™ or Samsung Pay to experience a secure, simple and speedy way of payment, while enjoying the benefits of Hang Seng Credit Card#. For products and services information, terms and conditions, please visit

Apple Pay is trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is trademark of Google Inc..
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.

# For some merchants, customers are required to do the transaction with a physical card in order to enjoy the relevant offers, please consult respective merchants for details. Payment with Mobile Payment Services by using Hang Seng Credit Cards is applicable to +FUN Dollars/Merchant Dollars Redemption for designated merchants ONLY. Customer can also redeem +FUN Dollars/Merchant Dollars by using their physical card during transactions.


Apply Now

Enjoy a whole new experience on credit card application including a simplified online application journey with shortened card processing time

New Customer Existing Customer /
Personal e-banking customer

Open Now

Join Preferred Banking now, without balance fee and enjoy advanced financial services.

Mobile Account Opening

Download Hang Seng Mobile App and select "Mobile Account Opening"

Remarks:Not available to customers who only hold a Hang Seng credit card

eAppointment for Account Opening

Useful Tools

To borrow or not to borrow? Borrow only if you can repay!