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Hang Seng Management College Credit Card
Hang Seng Management College Credit Card

Hang Seng Management College Credit Card - Signifies your special status and entitles you to a range of exclusive benefits and services. You also contribute to your college every time you spend!

Fabulous Welcome Offers

Successfully apply for a University / College Affinity Card, you can enjoy an array of fabulous welcome offers.


Benefitting College Development

Part of the total spending of Principal and Supplementary Card customers will be donated to Hang Seng Management College ("HSMC") for support of campus enhancement projects, student activities and alumni affairs development.

Exclusive Privileges(1)(2) for School of Hang Seng Management College Credit Card Principal Card
  1. Enjoy a free 12 ounce hot latte upon spending of HKD250 at Coffee Shop in HSMC campus
  2. Enjoy staff/student discount price upon purchase of HSMC souvenir
  3. Enjoy one time 50% privileged discount offer on any one day or two day "Executive Certificate Courses" within one year from date of issuance of the card. For course information, visit

For details, please visit the website of HSMC


University / College Affinity Credit Card "Self-enhancement Reward 2.4% Cash Dollars Rebate"
University / College Affinity Credit Card "Self-enhancement Reward 2.4% Cash Dollars Rebate"

From now till 30 April 2019, upon successful registration, you will receive 2.4% Cash Dollars rebate by making eligible transactions of tuition fee payment / examination fee payment / bookstore with the card from the registration month.



Hang Seng Credit Card Privileges
Online Spending Privileges
Hang Seng Credit Card is breaking new ground in online spending - Cash Dollars and Interest-free Instalment Plans are now available online to bring you double spending privileges. What’s more, coupled with the enhanced services from "One-Time Password" and "Digital Wallet", plus Online Spending Cash Dollars Rewards and fabulous merchant offers, a brand new online shopping experience is to start under your fingertips.


Hang Seng Credit Card Rewards Programme
For every HKD250 retail spending with your card, you can earn $1 Cash Dollar which can be used as instant cash at over 7,600 designated merchant outlets throughout Hong Kong, or to redeem cash coupons. You will earn Merchant Dollars of the specific merchant on top of Cash Dollars for every spending at the Merchant Dollars Designated Merchants. You can use the cumulative Cash Dollars and Merchant Dollars as cash concurrently for the next purchase at the same designated merchants.


Hotel Dining Privileges and Discounts at Selected Merchant Outlets
Enjoy discount of up to 70% off at over 4,600 merchant outlets in town throughout the year, including renowned restaurants, luxury stores, leisure destinations and more.


Earn up to 2.4% Cash Dollars rebate reward Throughout the Year
From now till 30 June 2019, upon successful registration, you will be rewarded up to 2.4% Cash Dollars rebate throughout the year starting from the registration month when you make overseas / online transactions with Hang Seng Credit Card, upon accumulated monthly retail spending of HKD5,000 or above.


Mobile Payment Services

Customers can pay with Hang Seng Credit Card using Apple Pay, Google Pay™ or Samsung Pay to experience a secure, simple and speedy way of payment, while enjoying the benefits of Hang Seng Credit Card#. For products and services information, terms and conditions, please visit

Apple Pay is trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is trademark of Google Inc..
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.

# For some merchants, customers are required to do the transaction with a physical card in order to enjoy the relevant offers, please consult respective merchants for details. Payment with Mobile Payment Services by using Hang Seng Credit Cards is not applicable to Cash Dollars / Merchant Dollars Redemption. Customer can only redeem Cash Dollars / Merchant Dollars by using their physical card during transactions.


Useful Tools
To borrow or not to borrow? Borrow only if you can repay!