eFamilyPro Life Insurance Plan

Apply online with no medical examinations required up to HKD 3 million sum insured

Please note the relevant product risks. The above life insurance plan is underwritten by Hang Seng Insurance Company Limited.
Get an instant quote
Your quote result
Application information
Verify information
Acknowledgement
Step 1/3
Enter details
Your personal details
Gender
Smoking habit
How much cover do you need?
Special offer
Declaration
Quote summary
eFamilyPro Life Insurance Plan
Enter information
The information you provided below will form the basis for underwriting and assessing any claims in the future.
If you have any changes for the quotation, please Get a new quote.
Medical questions
Have you ever been diagnosed with Cancer, Heart Disease or Stroke?
In past 5 years, have you been diagnosed with or suffered from Diabetes, HIV related conditions, AIDS or any condition(s) affecting your brain, blood, heart, lungs, liver or kidneys?
In the past year, have you been advised or required by a medical practitioner to undergo medical treatment or received medication for more than 14 consecutive days?
In the past year, have you had or do you have any symptoms such as unexplained bleeding, weight loss, lump or growth for which you are still under investigation or have not yet sought medical advice?
Please input all the below details in English
Applicant/Insured Person information
Contact details
Beneficiary
Beneficiary would receive the insurance benefits in the form of a cash payment. You may add, remove or change beneficiaries after your policy has been issued.
Add beneficiary
Important Note: Please note that additional document(s) is/are required for processing your application as verification is necessary for the nomination of your beneficiary relationship(s), you will receive a follow up letter regarding the required additional document(s). Please call our eFamilyPro Hotline at 2998 8038 if you have any questions.
Please input your payment account details below. Your application will undergo approval process which takes 7 working days to work on, we will not debit the premium amount from your account before it is approved. The monthly premium and levy payment of HKD {#monthlyTotalPremium} will be debited from your account after the application has been approved successfully.
The applicant and payment account holder must be the same person.
Payment details
Payment account
You can review and edit your responses before submitting your final application.
Note
Note
Please review and verify the following details, and click 'Confirm' to proceed.
Thank you for applying eFamilyPro Insurance Plan Online. The online application will be processed and approved after verification of the information you have submitted.

Please be reminded that the coverage of your applied insurance plan(s) has not been effective yet. Your policy effective date will be dated back to your online application submission date should your application is approved. If you have any question, please contact our eFamilyPro Hotline at 2998 8038.

Thank you for applying eFamilyPro Insurance Plan online. If you wish your family and friends to enjoy the same coverage, they may enjoy premium waiver offer by using a promo code: 3MGMF1 when applying eFamilyPro online. 

For the Free Additional Novel Coronavirus Benefit, please  print or save the Policy Endorsement of Free Additional Novel Coronavirus Benefit for your record.

Terms and Conditions apply.
Premium details1
Sum insured
HKD
Initial premium & levy
HKD (HKD + HKD initial levy)
Special offer
month(s) premium waiver2 (promo code offer)
Medical details Edit Save
Medical questions
Have you ever been diagnosed with Cancer, Heart Disease or Stroke?
In past 5 years, have you been diagnosed with or suffered from Diabetes, HIV related conditions, AIDS or any condition(s) affecting your brain, blood, heart, lungs, liver or kidneys?
In the past year, have you been advised or required by a medical practitioner to undergo medical treatment or received medication for more than 14 consecutive days?
In the past year, have you had or do you have any symptoms such as unexplained bleeding, weight loss, lump or growth for which you are still under investigation or have not yet sought medical advice?
Applicant/Insured Person information Edit Save
Applicant/Insured Person information
Last name
First name
HKID number
Date of birth
Gender
Smoking habit
Contact details
E-mail address
Beneficiary
Type of beneficiary
Premium payment Edit Save
Payment details
Payment account
Hang Seng Saving Account No.
Hang Seng Credit Card Account No.
Expiry date
Declaration
Need more help?
eFamilyPro Hotline:

(852) 2998 8038

Operating hours:

Mon to Fri - 9:00am to 8:00pm, Sat - 9:00am to 1:00pm

Closed on Sundays and Public Holidays

Other points to note:

For the Novel Coronavirus Benefit, please refer to the Terms and conditions.

Need more help?
eFamilyPro Hotline:

(852) 2998 8038

Operating hours:

Mon to Fri - 9:00am to 8:00pm, Sat - 9:00am to 1:00pm

Closed on Sundays and Public Holidays

Remarks
  1. Premium is fixed for the first 10 years. To read about your future premiums payable for this plan, please refer to Premium Illustration.
  2. The {#formattedFreeAllMonthly} month premium is waived for the first year, please read the Promotion Terms & Conditions.
  3. Age at last birthday.

Other points to note:

For the Novel Coronavirus Benefit, please refer to the Terms and conditions.

Please read and acknowledge the agreement of below declaration statement.
  1. I, as Policy Applicant and payment account holder, confirm that I am not acting on behalf of any other person, and that I authorize Hang Seng Bank Limited ("HASE") to debit from the specified account for initial and subsequent premiums and applicable levy due as shall be instructed by Hang Seng Insurance Company Limited ("HSIC") from time to time.
  2. I am in Hong Kong at the time of making this online application.
  3. I understand that my personal information supplied in this application will be used in accordance with Personal Information Collection Statement and that any request to change my personal information in HSIC's records must be made through branches of HASE or as specified under Clause 5 of the said Statement.
  4. All statements and information I have provided in this application are complete and true and I will immediately inform HSIC and correct them if they have become incomplete, untrue or inaccurate subsequently before any policy is issued.
  5. All personal information that I have most recently provided to HASE such as ID documents, nationality, mobile number and payment account correspondence address is accurate and up to date and I consent to HASE providing my personal information to HSIC or any member of the HSBC Group ("HSBC Group" means HSBC Holdings plc, its affiliates, subsidiaries, associated entities and any of their branches and offices (together or individually) and "member of the HSBC Group" has the same meaning) and any agents, contractors, sub-contractors, service providers for the purpose of evaluating and processing this application. I understand that updated personal information such as ID documentation may be requested by HSIC if necessary, and the policy may not be issued if any such requested information or documents are not provided within a specified time.
  6. I understand that submission of this application does not guarantee its approval, and that a policy will only be approved after (i) the satisfaction of HSIC's prevailing eligibility requirements and principles of underwriting rules and (ii) the first premium payment has been processed. If the application is approved, the policy will be made effective from the date a valid application was submitted.
  7. Cooling-off Rights: I understand that if I am not satisfied with the policy, I have a right to cancel it and obtain a refund of any premium(s) and levy paid by giving written notice. A signed written notice and the policy must be received directly by the office of HSIC within the Cooling-off Period (that is, 21 days after the delivery of the policy or issue of a Notice informing the availability of the policy to me or my representative, whichever is earlier).
  8. Free additional Novel Coronavirus Benefit:
    •    I understand that the Free Additional Novel Coronavirus Benefit will be effective after the Cooling-off Period. The coverage period is between the expiry date of the Cooling-off Period and 30 June 2020 (both dates inclusive). The date of diagnosis shall be within the coverage period.
    •    I understand that the Free Additional Novel Coronavirus Benefit will be terminated once it is claimed and paid. If the Life Insured is covered by more than one eligible policy issued by us, the Free Additional Novel Coronavirus Benefit will only be paid once per Life Insured.
    •    I understand that no Free Additional Novel Coronavirus Benefit will be paid if the Life Insured has any Novel Coronavirus signs or symptoms first occurred or diagnosed prior to the issue date or the effective date of the last reinstatement of the covered Policy, whichever is later.
    •    I read and understand the statements in the Policy Endorsement.
  9. I understand that the Insurance Authority ("IA") will impose a prescribed levy on this insurance policy pursuant to section 134 of the Insurance Ordinance (Cap. 41). Such levy payment should be made together with the premium payment to HSIC for direct remittance to the IA within the remittance period as specified by the IA. Subject to the applicable levy cap, the amount of levy payable for each premium payment is the amount of premium multiplied by the applicable levy rate as prescribed by IA. All subsequent premiums to be paid will also be subject to the applicable levy rate and cap. I/ We understand that it is the statutory duty of the policyholder to pay the prescribed levy to IA through HSIC. IA may impose on the policyholder concerned a pecuniary penalty not exceeding HKD 5,000 for non-payment of levy.

 

I have read and understood the Cooling-off Rights, Premium Illustration (with premium adjustment every 10 years), the Policy Provision , Terms and conditions of Free Additional Novel Coronavirus Benefit, Policy Endorsement of Free Additional Novel Coronavirus Benefit, the Hang Seng Bank Limited and its subsidiaries Privacy Principles and the Personal Information Collection Statement of HSIC and agree to be bound by the same.

Customers accept the terms and conditions for the Novel Coronavirus Benefit by clicking the box in the Declaration section:

Need more help?
eFamilyPro Hotline:

(852) 2998 8038

Operating hours:

Mon to Fri - 9:00am to 8:00pm, Sat - 9:00am to 1:00pm

Closed on Sundays and Public Holidays

Remarks
  1. Premium is fixed for the first 10 years. To read about your future premiums payable for this plan, please refer to Premium Illustration.
  2. the {#formattedFreeAllMonthly} month premium is waived for the first year, please read the Promotion Terms & Conditions.
  3. Your selection of "Own estate" confirms that the death claimed amount will be paid out in accordance with inheritance law of Hong Kong.
  4. Applicable for existing Hang Seng bank account holders.

Other points to note:

For the Novel Coronavirus Benefit, please refer to the Terms and conditions.

Need more help?
eFamilyPro Hotline:

(852) 2998 8038

Operating hours:

Mon to Fri - 9:00am to 8:00pm, Sat - 9:00am to 1:00pm

Closed on Sundays and Public Holidays

Other points to note
  1. Due to the adjustment of the decimal places, the above premiums may differ from the actual amount of the premium payable by less than HKD 1.00.
  2. the  {#formattedFreeAllMonthly} month premium is waived for the first year, please read the Promotion Terms & Conditions.
Need more help?
eFamilyPro Hotline:

(852) 2998 8038

Operating hours:

Mon to Fri - 9:00am to 8:00pm, Sat - 9:00am to 1:00pm

Closed on Sundays and Public Holidays

Remarks
  1. Due to the adjustment of the decimal places, the above premiums may differ from the actual amount of the premium payable by less than HKD 1.00.
  2. the  {#formattedFreeAllMonthly} month premium is waived for the first year, please read the Promotion Terms & Conditions.