Upon the unfortunate passing away of the Life Insured, the beneficiary(ies) will receive the total Death Benefit to help them getting through difficult times.
Premium is fixed for the first 10 years1
The monthly premium is fixed for the first 10 years and will be adjusted every 10 years. To read about your future premiums payable for this plan, please refer to Premium Illustration.
Coverage up to age 80 and Conversion privilege
During the policy period, the Plan covers up to age 80 regardless of the Life Insured's health status. Before the Life Insured's age reached 602, the Policy may be converted to a new whole of life or endowment policy, without the need of the medical underwriting requirements.
4 choices of Sum Insured
There are 4 choices of Sum Insured - HKD 500,000 , HKD 1,000,000 , HKD 2,000,000 or HKD 3,000,000 to suit various family needs.