eFamilyPro Life Insurance Plan

Apply online with no medical examinations required up to HKD 3 million sum insured

Please note the relevant product risks. The above life insurance plan is underwritten by Hang Seng Insurance Company Limited.
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Your personal details
Gender
Smoking habit
How much cover do you need?
Special offer
Declaration
Quote summary
eFamilyPro Life Insurance Plan

For product features, please refer to Product Summary in Product Brochure.

For full terms and conditions, please refer to Policy Provisions .

Enter information
The information you provided below will form the basis for underwriting and assessing any claims in the future.
If you have any changes for the quotation, please Get a new quote.
Medical questions
Have you ever been diagnosed with Cancer, Heart Disease or Stroke?
In past 5 years, have you been diagnosed with or suffered from Diabetes, HIV related conditions, AIDS or any condition(s) affecting your brain, blood, heart, lungs, liver or kidneys?
In the past year, have you been advised or required by a medical practitioner to undergo medical treatment or received medication for more than 14 consecutive days?
In the past year, have you had or do you have any symptoms such as unexplained bleeding, weight loss, lump or growth for which you are still under investigation or have not yet sought medical advice?
Please input all the below details in English
Applicant/Insured Person information
Contact details
Beneficiary
Beneficiary would receive the insurance benefits in the form of a cash payment. You may add, remove or change beneficiaries after your policy has been issued.
Add beneficiary
Important Note: Please note that additional document(s) is/are required for processing your application as verification is necessary for the nomination of your beneficiary relationship(s), you will receive a follow up letter regarding the required additional document(s). Please call our eFamilyPro Hotline at 2998 8038 if you have any questions.
Please input your payment account details below. Your application will undergo approval process which takes 7 working days to work on, we will not debit the premium amount from your account before it is approved. The monthly premium and levy payment of HKD {#monthlyTotalPremium} will be debited from your account after the application has been approved successfully.
The applicant and payment account holder must be the same person.
Payment details
Payment account
You can review and edit your responses before submitting your final application.
Note
Note
Please review and verify the following details, and click 'Confirm' to proceed.
Thank you for applying eFamilyPro Insurance Plan Online. The online application will be processed and approved after verification of the information you have submitted.

Please be reminded that the coverage of your applied insurance plan(s) has not been effective yet. Your policy effective date will be dated back to your online application submission date should your application is approved. If you have any question, please contact our eFamilyPro Hotline at 2998 8038.

Thank you for applying eFamilyPro Insurance Plan online. If you wish your family and friends to enjoy the same coverage, they may enjoy premium waiver offer by using a promo code: 3MGMF1 when applying eFamilyPro online. 

Terms and Conditions apply.
Premium details1
Sum insured
HKD
Initial premium & levy
HKD (HKD + HKD initial levy)
Special offer
month(s) premium waiver2 (promo code offer)
Medical details Edit Save
Medical questions
Have you ever been diagnosed with Cancer, Heart Disease or Stroke?
In past 5 years, have you been diagnosed with or suffered from Diabetes, HIV related conditions, AIDS or any condition(s) affecting your brain, blood, heart, lungs, liver or kidneys?
In the past year, have you been advised or required by a medical practitioner to undergo medical treatment or received medication for more than 14 consecutive days?
In the past year, have you had or do you have any symptoms such as unexplained bleeding, weight loss, lump or growth for which you are still under investigation or have not yet sought medical advice?
Applicant/Insured Person information Edit Save
Applicant/Insured Person information
Last name
First name
HKID number
Date of birth
Gender
Smoking habit
Contact details
E-mail address
Beneficiary
Type of beneficiary
Premium payment Edit Save
Payment details
Payment account
Hang Seng Saving Account No.
Hang Seng Credit Card Account No.
Expiry date
Declaration
Need more help?
eFamilyPro Hotline:

(852) 2998 8038

Operating hours:

Mon to Fri - 9:00am to 8:00pm, Sat - 9:00am to 1:00pm

Closed on Sundays and Public Holidays

Need more help?
eFamilyPro Hotline:

(852) 2998 8038

Operating hours:

Mon to Fri - 9:00am to 8:00pm, Sat - 9:00am to 1:00pm

Closed on Sundays and Public Holidays

Remarks
  1. Premium is fixed for the first 10 years. To read about your future premiums payable for this plan, please refer to Premium Illustration.
  2. The {#formattedFreeAllMonthly} month premium is waived for the first year, please read the Promotion Terms & Conditions.
  3. Age at last birthday.
Please read and acknowledge the agreement of below declaration statement.
  1. I, as Policy Applicant and payment account holder, confirm that I am not acting on behalf of any other person, and that I authorize Hang Seng Bank Limited ("HASE") to debit from the specified account for initial and subsequent premiums and applicable levy due as shall be instructed by Hang Seng Insurance Company Limited ("HSIC") from time to time.
  2. I am in Hong Kong at the time of making this online application.
  3. I understand that my personal information supplied in this application will be used in accordance with Personal Information Collection Statement and that any request to change my personal information in HSIC's records must be made through branches of HASE or as specified under Clause 5 of the said Statement.
  4. All the statements and answers in this application are to the best of my knowledge and belief, true and complete and that the application will form the basis and become part of any policy issued by HSIC. I acknowledge if any of the statements and answers given in the application are inaccurate or any material facts* have not been disclosed or verification of my identity cannot be completed within a reasonable time as determined by HSIC (during which HSIC will have the sole discretion to suspend or defer any transactions under the policy), HSIC will be entitled to cancel, terminate or suspend the policy or where HSIC considers it appropriate, to re-issue the policy with modifications even after the policy has been issued.
    * Note: If you are in doubt as to whether or not particular information or facts are material, they should be disclosed.
  5. All personal information that I have most recently provided to HASE such as ID documents, nationality, mobile number and payment account correspondence address is accurate and up to date and I consent to HASE providing my personal information to HSIC or any member of the HSBC Group ("HSBC Group" means HSBC Holdings plc, its affiliates, subsidiaries, associated entities and any of their branches and offices (together or individually) and "member of the HSBC Group" has the same meaning) and any agents, contractors, sub-contractors, service providers for the purpose of evaluating and processing this application. I understand that updated personal information such as ID documentation may be requested by HSIC if necessary, and the policy may not be issued if any such requested information or documents are not provided within a specified time.
  6. I understand that submission of this application does not guarantee its approval, and that a policy will only be approved after (i) the satisfaction of HSIC's prevailing eligibility requirements and principles of underwriting rules and (ii) the first premium payment has been processed. If the application is approved, the policy will be made effective from the date a valid application was submitted.
  7. Cooling-off Rights: I understand that if I am not satisfied with the policy, I have a right to cancel it and obtain a refund of any premium(s) and levy paid by giving written notice. A signed written notice and the policy must be received directly by the office of HSIC within the Cooling-off Period (that is, 21 days after the delivery of the policy or issue of a Notice informing the availability of the policy to me or my representative, whichever is earlier).
  8. I understand that the Insurance Authority ("IA") will impose a prescribed levy on this insurance policy pursuant to section 134 of the Insurance Ordinance (Cap. 41). Such levy payment should be made together with the premium payment to HSIC for direct remittance to the IA within the remittance period as specified by the IA. Subject to the applicable levy cap, the amount of levy payable for each premium payment is the amount of premium multiplied by the applicable levy rate as prescribed by IA. All subsequent premiums to be paid will also be subject to the applicable levy rate and cap. I/ We understand that it is the statutory duty of the policyholder to pay the prescribed levy to IA through HSIC. IA may impose on the policyholder concerned a pecuniary penalty not exceeding HKD 5,000 for non-payment of levy.
  9. The application confirmation does not contain the full terms of the policy and the full terms can be found in the policy document.
  10. The premium adjustment will be determined in accordance with “Hang Seng Insurance’s” prevailing rate table applicable to this class of policy and the Insurance Age of the Life Insured at the time of adjustment. “Hang Seng Insurance” will review the premium level from time to time based on factors including but not limited to actual claims experiences, outlook of future claims experiences, foreseeable expense etc.. In case of any significant changes in those factors, “Hang Seng Insurance” reserves the right to adjust the premium rates applicable to premiums payable during the premium payment term. A notice of such premium adjustment will be sent to the Policyholder prior to it taking effect.

 

I have read and understood the Cooling-off Rights, Premium Illustration (with premium adjustment every 10 years), the Policy Provision , the Hang Seng Bank Limited and its subsidiaries Privacy Principles and the Personal Information Collection Statement of HSIC and agree to be bound by the same.

Need more help?
eFamilyPro Hotline:

(852) 2998 8038

Operating hours:

Mon to Fri - 9:00am to 8:00pm, Sat - 9:00am to 1:00pm

Closed on Sundays and Public Holidays

Remarks
  1. Premium is fixed for the first 10 years. To read about your future premiums payable for this plan, please refer to Premium Illustration.
  2. the {#formattedFreeAllMonthly} month premium is waived for the first year, please read the Promotion Terms & Conditions.
  3. Your selection of "Own estate" confirms that the death claimed amount will be paid out in accordance with inheritance law of Hong Kong.
  4. Applicable for existing Hang Seng bank account holders.
Need more help?
eFamilyPro Hotline:

(852) 2998 8038

Operating hours:

Mon to Fri - 9:00am to 8:00pm, Sat - 9:00am to 1:00pm

Closed on Sundays and Public Holidays

Other points to note
  1. Due to the adjustment of the decimal places, the above premiums may differ from the actual amount of the premium payable by less than HKD 1.00.
  2. the  {#formattedFreeAllMonthly} month premium is waived for the first year, please read the Promotion Terms & Conditions.
Need more help?
eFamilyPro Hotline:

(852) 2998 8038

Operating hours:

Mon to Fri - 9:00am to 8:00pm, Sat - 9:00am to 1:00pm

Closed on Sundays and Public Holidays

Remarks
  1. Due to the adjustment of the decimal places, the above premiums may differ from the actual amount of the premium payable by less than HKD 1.00.
  2. the  {#formattedFreeAllMonthly} month premium is waived for the first year, please read the Promotion Terms & Conditions.