5-Year eEndowment Life Insurance Plan

Guaranteed Cash Value up to 116.7%1 upon maturity

Plan Currency: HKD / USD/ RMB

Please note the relevant product risks. The above life insurance plan is underwritten by Hang Seng Insurance Company Limited
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You need to know
This plan is a life insurance product. It is underwritten by Hang Seng Insurance Company Limited (“HSIC”) and the policy term is 5 years with 2-year premium payment period.
Quote details
Personal details
Plan options
Policy currency
The Choice 5-Year Life Insurance Plan (HKD)
Payment mode - Annualised rate of return (discounted)
Premium Options
Premium Options
The Choice 5-Year Life Insurance Plan (USD)
Payment mode - Annualised rate of return (discounted)
Premium Options
Premium Options
Imperial Dragon (RMB) Life Insurance Plan
Payment mode - Annualised rate of return (discounted)
Premium Options
Premium Options
Please read policy currency risk.
Declaration
Quote summary
The Choice 5-Year Life Insurance Plan (HKD)
The Choice 5-Year Life Insurance Plan (USD)
Imperial Dragon (RMB) Life Insurance Plan
The details with first year discount as shown below.

The details with first year discount as shown below, please read policy currency risk  and currency conversion details.

The details with first year discount as shown below, please read policy currency risk and currency conversion details.

(This policy is issued in RMB. Please refer to our RMB Services for more details)

Note: This policy is uni-rate regardless of Life Insured's age , gender and smoking habit.
Illustration Summary

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Guaranteed Cash Value ({Currency})

Guaranteed Death Benefit ({Currency})

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Life Protection for Extra Assurance

In the unfortunate event of the death of the Life Insured during the insurance age and while the policy is in force, the beneficiary(ies) will receive a lump-sum payment of Guaranteed Death Benefit equals to 101% of the Total Premiums Paid for the Basic Plan as at the date of the death of the Life Insured or 101% of Guaranteed Cash Value (whichever is greater), less indebtedness (if any).

Supplementary Benefits for Added Peace of Mind

In addition to the Guaranteed Death Benefit, {planName} offers you the following free supplementary benefits:

Accidental Death Benefit

In the unfortunate event of the accidental death of the Life Insured during the insurance age and while the Policy is in force, in addition to the above Death Benefit, the beneficiary(ies) will receive the Accidental Death Benefit, which equals to 30% of the Total Premiums Paid under the Basic Plan less indebtedness (if any).

Unemployment Benefit

If you are unemployed for at least 30 consecutive days in the unfortunate event of dismissal by reason of redundancy before the Insurance Age of 65 while the Policy is in force , you can apply for temporary suspension of payment of the premium due to a maximum of 365 days from the first premium payment due date after unemployment. Throughout this period, the Life Insured can still enjoy all the benefits as specified in the policy.

Enjoy Protection at Ease with Simple Application

Enrolment in {planName} is simple. Provided that the Total Premium amount per Life Insured does not exceed maximum limit, and the Life Insured and/or Policyholder meet the criteria for the Insurance Age during enrolment, and comply with other relevant application requirements of the Plan, medical examination is not required and acceptance is guaranteed.

Key Exclusions of Supplementary
Benefits

Accidental Death Benefit

If the death of the Life Insured is resulted from any of the following, Hang Seng Insurance Company Limited ("Hang Seng Insurance") will not pay the Accidental Death Benefit:

(i) Suicide or trying to commit suicide; (ii) Wilful self-inflicted injury; (iii) Engaging in a hazardous sports, other than those stated in the application; (iv) Taking or absorbing any drug, medicine, sedative or poison, except as prescribed by a Registered Doctor; (v) Inhaling any gas or fumes, accidentally or otherwise, except accidentally in the course of duty; (vi) Insanity or mental infirmity or mental disease; (vii) Committing or trying to commit a criminal offence; (viii) War or any act incidental to war.

 

Unemployment Benefit

If the Policyholder is unemployed due to any of the following circumstances, no Benefit can be claimed:

(i) If any period of Unemployment does not qualify for payment of severance benefits under the Employment Ordinance of the Hong Kong Special Administrative Region. (ii) The Unemployment commences within 2 months of the Policy Date or Issue Date or ownership change date of the Policy, whichever is the latest. (iii) Self-employed (Professional excepted). (iv) Working for a company or firm in which the policyholder’s relative has a financial interest. (v) Unemployment or prospect of Unemployment that Policyholder knew of or should reasonably have known of on or before the Policy Date or Issue Date or ownership change date of the Policy, whichever is the latest. (vi) Misconduct or any action that contributes to or leads to be dismissed, or resign, retire or take voluntary redundancy. (vii) After the end of the contract, or a period of training or apprenticeship.

The above is only the key highlights of the plan.

For more details of the plan features and illustration summary, please refer to Product Brochure and Illustration Summary .

For full terms and conditions, please refer to General Provisions , Unemployment Benefit Provision and Accidental Death Benefit Provision .

For details of COVID-19 Benefit, please refer to Terms and Conditions and Policy Endorsement.

Declaration
Enter information
AVulnerable Customer Assessment
Start your Vulnerable Customer
Assessment
Hang Seng Bank Limited ("the Bank") and Hang Seng Insurance Company Limited ("Hang Seng Insurance") are committed to exercising care and providing additional protection measures to Vulnerable Customers in insurance application. This assessment is provided by Hang Seng Insurance and the Bank as authorized insurance agent of Hang Seng Insurance and is intended to help you understand whether you are a Vulnerable Customer based on your personal circumstances, including your insurance application experience.
Start
Your answers
Have you completed Secondary 3 or above?
Are your total net liquid assets maintained in the Bank, or other financial institutions and your personal holdings is valued more than or equal to HKD 50,000 or equivalent?
Do you have any regular source of income?
Do you have any experience in applying for life insurance products (not limited to Hang Seng Insurance life insurance)?
(a) Have you applied for any Annuity Insurance Products
over the past 5 years, giving you the relevant insurance experience?
(b) Have you applied for any Non-Investment-Linked Long Term Insurance Products
over the past 5 year, giving you the relevant insurance experience?

Your Vulnerable Customer Assessment status is assessed as:
Original VC Status (Annuity Products)
Original VC Status (Non-Investment-Linked Long Term Insurance Products)
Do you agree with the above result?
Reason

Your final Vulnerable Customer Assessment status is assessed as:
Final VC Status (Annuity Products)
Final VC Status (Non-Investment-Linked Long Term Insurance Products)

Declaration
Applicant / Life Insured information
Please input all the below details in English
Tax Residence
I declare that my current Tax Residence for tax purpose is/are as below:
(If the Account Holder is a tax resident of Hong Kong, the TIN is the Hong Kong Identity Card Number. (e.g.A123456(1)))
Contact details
Current Hong Kong residential address
Mailing address
Beneficiary
Your beneficiary will receive the death benefits in the form of a lump-sum payment. You may add, remove or change your beneficiaries after your policy has been issued.
Add beneficiary
Important Note : Please note that additional document(s) is/are required for processing your application as verification is necessary for your nominated beneficiary relationship(s), you will receive a follow up letter regarding the required additional document(s). Please call our Customer Service Hotline at 2198 7838 if you have any questions.
Please input your Hang Seng payment account details below and ensure you have sufficient funds in the designated payment account for premium payment to avoid the extra service charges due to insufficient fund. It takes about 7 working days to proceed your application. No premium payment will be debited from your designated account unless the approval process is completed. Premiums and levy payment (as shown in quote summary) will be debited from your designated account on the payment due dates after the application has been approved successfully.
The applicant and payment account holder must be the same person. The first payment will be debited form your specified account within 7 days.
Please note that the guaranteed return upon maturity will be deposited into the payment account by default unless change request is received in the future.
Payment details

Please ensure you have sufficient funds in the designated payment account for premium payment to avoid the extra service charge due to insufficient fund.

You may select to pay premiums and receive policy benefits in US dollar or Hong Kong Dollar. Please read policy currency risk and currency conversion details.

You may select to pay premiums and receive policy benefits in Renminbi or Hong Kong Dollar. Please read policy currency risk and currency conversion details.

Premium payment currency
Payment account
You can review and edit your responses before submitting your final application.
Note
Note
Please review and verify the following details, and click 'Confirm' to proceed.
Thank you for applying 5-Year eEndownment Life Insurance Plan Online. The online application will be processed and approved after verification of the information you have submitted.
  • We’ll notify you on the progress of your application within 7 working days by sending you a SMS message.
  • Please reminded that the coverage of your applied insurance plan(s) has not been effective yet.
  • Your policy effective date will be dated back to your online application submission date should your application is approved.
  • An email with reference no. has been sent to your email address. If you have any enquiries, please call 2998 8038.
Premium details 1
Plan name
The Choice 5-Year Life Insurance Plan (HKD)
The Choice 5-Year Life Insurance Plan (USD)
Imperial Dragon (RMB) Life Insurance Plan
Payment mode
Guaranteed return upon maturity
()
First premium & levy
( + Initial levy)
Monthly premium for the 1st policy year (with discount)
( annually)
Monthly premium for the 2nd policy year (without discount)
( annually)
Premium for the 1st policy year (with discount)
Premium for the 2nd policy year (without discount)
Total premium to be paid for 2 policy years
Vulnerable Customer Assessment
Your answers
Have you completed Secondary 3 or above?
Are your total net liquid assets maintained in the Bank, or other financial institutions and your personal holdings is valued more than or equal to HKD 50,000 or equivalent?
Do you have any regular source of income?
Do you have any experience in applying for life insurance products (not limited to Hang Seng Insurance life insurance)?
(a) Have you applied for any Annuity Insurance Products
over the past 5 years, giving you the relevant insurance experience?
(b) Have you applied for any Non-Investment-Linked Long Term Insurance Products
over the past 5 year, giving you the relevant insurance experience?
Assessment result
Your Vulnerable Customer Assessment status is assessed as:
Original VC Status (Annuity Products)
Original VC Status (Non-Investment-Linked Long Term Insurance Products)
Do you agree with the above result?
Reason
Your final Vulnerable Customer Assessment status is assessed as:
Final VC Status (Annuity Products)
Final VC Status (Non-Investment-Linked Long Term Insurance Products)
Declaration
Personal information Edit Save
Tax Residence
I declare that my current Tax Residence for tax purpose is/are as below:
Last name
First name
Taxpayer Identification Number (TIN)
Date of birth
Place of birth
Contact details
E-mail address
Current residence address
Postal code / ZIP code
Mailing address
Postal code / ZIP code
Beneficiary
Type of beneficiary
Payment Information Edit Save
Payment details
Premium payment currency
Payment account
Hang Seng Saving Account No.
Hang Seng Credit Card Account No.
Expiry date
Understanding this product
Declaration
Need more help?

Customer Service Hotline:

(852) 2198 7838

Service hours:

Mon to Fri: 9:00am to 5:30pm, Sat: 9:00am to 1:00pm

Closed on Sunday and Public Holidays

Remarks

  1. This is a rate of Guaranteed Cash Value upon maturity of RMB plan in annual payment mode with first year premium discount included. Terms and conditions apply. Limited Quota. 

Please read about this plan and acknowledge your consent to the statement at the bottom

Objective of the application:

{#selectedPlan} is a non-participating life insurance product with savings element and is designed to help you to fulfil your need of saving up for the future.

 

Type and nature of the product:

This is a life insurance plan with saving elements and neither a bank deposit plan nor a bank savings plan. It is underwritten by Hang Seng Insurance Company Limited.

 

Payment period & benefit period:

This life insurance policy will cover you for 5 years and your contribution, which you selected at previous stage, will be for the first 2 years (24 months). Please note, you should only apply for this life insurance policy if you intend to make the required payments for the entire premium payment term.

 

Affordability & liquidity risk:

With your income and/or liquid assets, you can afford the premium payments and applicable levies required for this life insurance product throughout the policy term. You will receive a value that equals to the Guaranteed Cash Value at maturity at the end of the policy term. You are expected to keep your policy for the entire policy term. However, if you decide to surrender before the end of the policy term, or you do not keep up your required payments, there is a risk that you will receive an amount which may be less than the premium you have already paid.

 

If this does not align with your expectation, this product may NOT be suitable for your insurance need and you should explore our other life insurance plans.

Need more help?

Customer Service Hotline:

(852) 2198 7838

Service hours:

Mon to Fri: 9:00am to 5:30pm, Sat: 9:00am to 1:00pm

Closed on Sunday and Public Holidays

Remarks
  1. This is a rate of Guaranteed Cash Value upon maturity of RMB plan in annual payment mode with first year premium discount included. Terms and conditions apply. Limited Quota. 

Please read, acknowledge and agree to the below declaration statements.

General Terms:

  • I, as Applicant and payment Account Holder, confirm that I am not acting on behalf of any other person.
  • I authorize Hang Seng Bank Limited ("HASE") to debit from my specified account for initial and subsequent premiums due as instructed by Hang Seng Insurance Company Limited ("HSIC") and/or any applicable levies on behalf of the Insurance Authority (“IA”) from time to time.
  • I understand that the application confirmation does not contain the full terms of the policy and the full terms can be found in the policy document.

Customer Information:

  • All the statements and answers in this application are to the best of my knowledge and belief, true and complete and that the application will form the basis and become part of any policy issued by HSIC. I acknowledge if any of the statements and answers given in the application are inaccurate or any material facts* have not been disclosed or verification of my identity cannot be completed within a reasonable time as determined by HSIC (during which HSIC will have the sole discretion to suspend or defer any transactions under the policy), HSIC will be entitled to cancel, terminate or suspend the policy or where HSIC considers it appropriate, to re-issue the policy with modifications even after the policy has been issued.
    * Note: If you are in doubt as to whether or not particular information or facts are material, they should be disclosed.
  • I am in Hong Kong at the time of making this online application.
  • I confirm I am not a United States citizen, a United States resident for federal income tax purpose or a United States Green Card holder.
  • All statements and information I have provided in this application are complete, true and up-to-date. I will immediately inform HSIC and correct them if they have become incomplete, untrue or inaccurate subsequently before any policy is issued.
  • I understand that HSIC will approve or decline any future claims based on the declaration and information I have provided during the online application.

Personal Information Collection:

  • All personal information that I have most recently provided to HASE such as ID documents, nationality, mobile number and payment account correspondence address is accurate and up to date and I consent to HASE providing my personal information to HSIC or any member of the HSBC Group (“HSBC Group” means HSBC Holdings plc, its affiliates, subsidiaries, associated entities and any of their branches and offices (together or individually) and “member of the HSBC Group” has the same meaning) and any agents, contractors, sub-contractors, service providers for the purpose of evaluating and processing this application. I understand that updated personal information such as ID documentation may be requested by HSIC if necessary, and the policy may not be issued if any such requested information or documents are not provided within a specified time.
  • I understand that any updated personal information I have provided to HSIC in the application will not automatically be updated in HASE’s records and therefore I must make a separate request to change my information if required.
  • I understand that my personal information supplied in this application will be used in accordance with Personal Information Collection Statement of HSIC (“PICS”) and that any request to change my personal information in HSIC's records must be made through branches of HASE or as specified under Clause 5 of the PICS.

Suitability and Affordability Declaration:

  • I understand I am applying for a life insurance plan with savings elements and it is designed to fulfill my insurance need to save up for the future.
  • I understand the policy term is 5 years and I will need to make premium contributions to the policy and applicable levy payments for 2 years / 24 months (depending on the payment mode).
  • With my income and /or liquid assets, I declare that I can afford the premium payments and applicable levies required for the life insurance policy during the policy term.

Application Approval Conditions:

  • I understand submitting this application does not guarantee its approval, and HSIC will only approve the policy after (i) HSIC is satisfied I have met HSIC’s prevailing eligibility and underwriting requirements and (ii) HSIC has proceeded my first premium payment and applicable levy(ise).
  • I acknowledge that if HSIC does approve my application, the policy will be made effective from the date my valid application was submitted.

Risk from the delay or missing the payment of premium due:

  • I understand that I should pay the premium for the entire premium payment term when due. Any delay or missing of the payment of premium due may lead to policy lapse, and the amount (if any) I get back may be significantly less then my premium paid.

Risk from surrender:

  • I understand that if I surrender the policy after the expiry of the cooling-off period, the surrender proceed to be received may be significantly less than the Total Premiums Paid.
  • Please refer to the Illustration Summary of this Plan for the surrender values. All details regarding policy surrender should be referred to the relevant policy provision.

Policy Currency Risk:

  • I understand that, by choosing the plan denominated in currencies other than local currency, I will subject to exchange rate risk. Exchange rate fluctuates from time to time. Upon the currency conversion, I may suffer a loss of the benefit values, due to the exchange rate fluctuations, the initial premium payment may be higher / lower than the quoted premium and the subsequent premium payment (if any) may be also higher / lower than the initial premium payment.
  • If I select to pay premiums and receive policy benefits in Renminbi. HSIC reserves the right in determining the currency in which I pay or receive. Renminbi is currently not freely convertible and conversion of Renminbi may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time. As Renminbi is currently not freely convertible and is subject to exchange controls by the Chinese government, Renminbi currency is subject to availability and HSIC may not have sufficient Renminbi at the relevant time.
  • I have considered the aforesaid exchange rate risk factors, conversion arrangement and the potential loss associated before applying the plan.

Policy Currency Risk:

  • I understand that, by choosing the plan denominated in currencies other than local currency, I will subject to exchange rate risk. Exchange rate fluctuates from time to time. Upon the currency conversion, I may suffer a loss of the benefit values, due to the exchange rate fluctuations, the initial premium payment may be higher / lower than the quoted premium and the subsequent premium payment (if any) may be also higher / lower than the initial premium payment.
  • I have considered the aforesaid exchange rate risk factors, conversion arrangement and the potential loss associated before applying for the Plan.

Credit risk: 

  • I understand that the benefits of this Plan are subject to the credit risk of HSIC. Policy benefits include Death Benefit, surrender benefit and maturity benefit (if applicable), etc. The premium that I pay will become parts of HSIC’s assets, and the life insurance plans of HSIC involve policy benefits such as Death Benefit, surrender benefit and maturity benefit payable to the Policyholders or Beneficiaries by HSIC. I should bear the credit risk associated with HSIC [i.e. the risk that HSIC may not be able to deliver its obligations bound by the policies (including the payment of policy benefits) due to financial difficulties].

Cancellation Rights and Refund of Premium(s) within Cooling-off Period:

  • I, the Policyholder, understand that I have the right to cancel the policy and obtain a refund of any premium(s) paid (less any market value adjustment for investment-linked or non-linked single payment/ single premium policy) by returning the policy surrender form to Hang Seng Insurance Company Limited. I understand that to exercise this right, the policy surrender form must be signed by me and returned by mail to Hang Seng Insurance Company Limited at 18/F, Tower 1, HSBC Centre, 1 Sham Mong Road, Kowloon, Hong Kong or returned to any Hang Seng Bank branches (except MTR station outlets) ^ within the Cooling-off Period. I understand that the Cooling-off Period is the period of 21 calendar days* immediately following either the day of delivery of the policy or the Cooling-off Notice to me/ my nominated representative (whichever is earlier). I understand that the Cooling-off Notice is a notice that will be sent to me or my nominated representative to notify me of the Cooling-off Period around the time the policy is delivered.
    Note:
    ^Only applicable to personal customer.
    *If the last day of the period does not fall on a working day, the period will include the next working day.

Levy imposed by Insurance Authority

  • I understand that the Insurance Authority (“IA”) will impose a prescribed levy on this insurance policy pursuant to section 134 of the Insurance Ordinance (Cap. 41). Such levy payment should be made together with the premium payment to HSIC for direct remittance to the IA within the remittance period as specified by the IA. Subject to the applicable levy cap, the amount of levy payable for each premium payment is the amount of premium multiplied by the applicable levy rate as prescribed by IA. All subsequent premiums to be paid will also be subject to the applicable levy rate and cap. I understand that it is the statutory duty of the policyholder to pay the prescribed levy to IA through HSIC. IA may impose on the policyholder concerned a pecuniary penalty not exceeding HK$5,000 for non-payment of levy.

Common Reporting Standards:

  • I understand that the information supplied by me is covered by the full provisions of the terms and conditions governing the Account Holder’s relationship with HASE setting out how HASE may use and share the information supplied by me.
  • I acknowledge and agree that the information contained in the Tax Residence section is collected and may be kept by HASE for the purpose of automatic exchange of financial account information provided under the Inland Revenue Ordinance (Cap.112).
  • I also agree that the information contained in the Tax Residence section may be shared to and used by any member of the HASE Group (including any affiliates, subsidiaries and associated entities of HASE and their branches and offices) for the purposes of automatic exchange of financial account information provided under the Inland Revenue Ordinance as set out above.
  • I certify that I am the Account Holder of all the account(s) to which the Tax Residence section relates.
  • I declare that the information given and all statements made in the Tax Residence section and declarations are, to the best of my knowledge and belief, true, correct and complete.
  • I undertake to advise HASE within 30 days of any change in circumstances which affects the Tax Residence status or causes the information contained herein to become incorrect, and to provide HASE with a suitably updated self-certification and Declaration within 90 days of such change in circumstances.

I have read and understood the Cooling-off Rights, Common Reporting Standards, Illustration Summary , the General Provisions , Unemployment Benefit ProvisionAccidental Death Benefit ProvisionTerms and Conditions of COVID-19 BenefitPolicy Endorsement of COVID-19 Benefit, the Hang Seng Bank Limited and its subsidiaries Privacy Principles and the Personal Information Collection Statement of HSIC and agree to be bound by the same.

Need more help?

Customer Service Hotline:

(852) 2198 7838

Service hours:

Mon to Fri: 9:00am to 5:30pm, Sat: 9:00am to 1:00pm

Closed on Sunday and Public Holidays

Remarks

  1. Your selection of "Own estate" confirms that the death claimed amount will be paid out in accordance with laws of Hong Kong.
  2. Applicable for existing Hang Seng bank account holders.
  3. The address will only be used for Tax Residence declaration only, it will not be used to update the personal record of Hang Seng Bank & Hang Seng Insurance. 

 

Important Information

  • Any assessment on the customer’s Vulnerable Customer status will be based on the information the customer provides to the Bank and Hang Seng Insurance. Failure of the customer to provide complete, accurate and up-to-date information will affect the Bank and Hang Seng Insurance’s assessment of the customer’s Vulnerable Customer status and any services that may be provided.
  • The Vulnerable Customer Assessment in online platform is unable to consider all of the customer’s relevant personal circumstances when assessing whether the customer may be a Vulnerable Customer.
  • It is suggested that you print and save the Vulnerable Customer Assessment record for your future reference.
  • Personal information collected in this assessment will be kept confidential by the Bank and Hang Seng Insurance. The information may be used by the Bank and Hang Seng Insurance under a duty of confidentiality of Hang Seng Insurance, for providing, maintaining and administering insurance policy or other financial products and services or meeting the obligations, requirements in connection with any law, regulation or request given or issued by other authorities, within or outside the Hong Kong Special Administrative Region existing currently or in the future. Hang Seng Insurance’s Notice to Customer and Other Individuals relating to the Personal Data (Privacy) Ordinance are available at the Bank’s website.
  1. agree with the above Vulnerable Customer Assessment result and confirm that the above information provided by me is complete, accurate, and up-to-date.
  2. I understand that the assessment conducted through the online platform has not assessed all of my latest status of my personal circumstancespercirin determining whether I may be a Vulnerable Customer or not.
  3. I authorize the Bank and Hang Seng Insurance to provide the details of this assessment, any related record or information to meet the obligations or requirements in connection with any law, regulation or requests given or issued by other form, within or outside the Hong Kong Special Administrative Region existing currently or in the future.
  4. I understand that Hang Seng Insurance reserves the right to cease my Vulnerable Customer Assessment result at any time without prior notice. The decision of Hang Seng Insurance on all matters relating to the assessment shall be final and binding on all parties concerned.
  1. disagree with the initial Vulnerable Customer Assessment result and would like to change the result as above selection. I confirm that the above information provided by me is complete, accurate, and up-to-date.
  2. I understand that the assessment conducted through the online platform has not assessed all of my latest status of my personal circumstancespercirin determining whether I may be a Vulnerable Customer or not.
  3. I authorize the Bank and Hang Seng Insurance to provide the details of this assessment, any related record or information to meet the obligations or requirements in connection with any law, regulation or requests given or issued by other form, within or outside the Hong Kong Special Administrative Region existing currently or in the future.
  4. I understand that Hang Seng Insurance reserves the right to cease my Vulnerable Customer Assessment result at any time without prior notice. The decision of Hang Seng Insurance on all matters relating to the assessment shall be final and binding on all parties concerned.
Need more help?

Customer Service Hotline:

(852) 2198 7838

Service hours:

Mon to Fri: 9:00am to 5:30pm, Sat: 9:00am to 1:00pm

Closed on Sunday and Public Holidays

Remarks
  1. Due to the adjustment of the decimal places, the above premiums may differ from the actual amount of the premium payable by less than HKD 1.00.
Need more help?

Customer Service Hotline:

(852) 2198 7838

Service hours:

Mon to Fri: 9:00am to 5:30pm, Sat: 9:00am to 1:00pm

Closed on Sunday and Public Holidays

Remarks
  1. Due to the adjustment of the decimal places, the above premiums may differ from the actual amount of the premium payable by less than HKD 1.00.