Online Application - Unsecured Overdraft Facility

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Unless otherwise specified, all fields must be completed.

Application Requirements:

1. Hong Kong resident aged 18 or above
2. Account holder of our Integrated Account
3. Fulfill any of these monthly income prerequisites

Basic Information

Title:: Mr.

Miss

Mrs.

Ms.

Family Name: (As printed on HKID card)

Given Name: (As printed on HKID card)

HKID Card No.(e.g. A123456(1)):

Date of Birth:: DD

MM

YYYY

Loan Purposes:

Type of Application:

Choice of Customer Category:

Overdraft Limit Requested/Request to Revise Overdraft Limit to (HKD):

Prestige Banking or other Integrated Account No.:

Promotion Code: (optional)

Notes:
1. Applicants must be residents of the Hong Kong Special Administrative Region, aged 18 or above.

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Unless otherwise specified, all fields must be completed.

Personal Information

Nationality:

Marital Status:

No. of Dependant(s):

Education Level:

Residential Status:

Residential Address:: Room/Flat

Floor

Block

Building

Estate/Court

No. & Name of Street

District

If the residential address is different from permanent address, please provide permanent address proof and Home Country Tel No.

Year(s) of Residence at Present Address:: Year(s)

Month(s)

Residential Tel. No.:

Mobile No.:

Home Country/Territory Tel. No.: (optional)

e-mail Address: (optional)

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Please confirm the following application details

Basic Information

Title:

Family Name: (As printed on HKID card)

Given Name: (As printed on HKID card)

HKID Card No.:

Date of Birth:

Loan Purposes:

Type of Application:

Choice of Customer Category:

Overdraft Limit Requested/Request to Revise Overdraft Limit to (HKD):

Prestige Banking or other Integrated Account No.:

Promotion Code: (optional)

Personal Information

Nationality:

Marital Status:

No. of Dependant(s):

Education Level:

Residential Status:

Residential Address:

If the residential address is different from permanent address, please provide permanent address proof and Home Country Tel No.

Year(s) of Residence at Present Address:

Residential Tel. No.:

Mobile No.:

Home Country/Territory Tel. No.: (optional)

e-mail Address: (optional)

Occupation

Employment Status:

Business Nature:

Name of Employer:

Occupation:

Office Address:

Office Tel. No.:

Basic Monthly Income (HKD):

Annual Bonus and Other Income of the Year (HKD):

Year(s) of Service with Present Employer:

Correspondence Address:: (Please provide residential address proof if correspondence address is office)

Others

Do you possess any unsecured loans offered by other financial institutions (except banks) :

Do you possess any secured loans (including mortgage and/or overdraft) :

Do you possess any unsecured loans under application but not yet drawdown (excluding this application) :

Relationship Declaration

Are you a relative¹ of any of the directors / employees¹ / controllers¹ / minority shareholder controllers¹ of Hang Seng, its branches, subsidiaries or affiliates in Hong Kong or overseas (e.g. the Hongkong and Shanghai Banking Corporation Limited), or other entities over which Hang Seng is able to exert control?

No, and I agree to notify Hang Seng promptly in writing if this information is no longer true and correct.

Yes

Full Name in English:

Relationship:

Are you a director / employee¹ / controller¹ / minority shareholder controller¹ of Hang Seng, its branches, subsidiaries or affiliates in Hong Kong or overseas (e.g. the Hongkong and Shanghai Banking Corporation Limited), or other entities over which Hang Seng is able to exert control?

No, and I agree to notify Hang Seng promptly in writing if this information is no longer true and correct.

Yes

Staff Number:

I confirm that I have obtained consent from the individuals listed above for the provision of their information to Hang Seng, its branches, subsidiaries and affiliates for the purpose of enabling Hang Seng and its affiliates to comply with the Banking (Exposure Limits) Rules.

I hereby authorise (and authorise on behalf of the above persons) Hang Seng to exchange with Hang Seng’s branches, subsidiaries and affiliates information relating to me / the above persons and the facilities granted to me / the above persons for the purpose of enabling Hang Seng and its affiliates to comply with the Banking (Exposure Limits) Rules.

Remark:

You may request from Hang Seng the definitions of these terms and a list of the abovementioned entities.

Please read and understand the following upon application:

I hereby apply for the Unsecured Overdraft Facility particularised above.

(1) I acknowledge, understand, agree and confirm the Declaration. I agree and acknowledge that the Unsecured Overdraft Facility is provided subject to the Integrated Account Terms and Conditions (as the case may be) which I have read and understood and agreed to be bound by them as they may be amended from time to time.

(2) I agree that Hang Seng may use and disclose all personal data about me that Hang Seng currently or subsequently hold for the purposes as set out in the Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance which accompanies this application ("Notice").^#

^#Note: For customers who have a relationship with Hang Seng before 16 June 2014:

The Notice include new purposes relating to Hang Seng's provision of services to you and enable Hang Seng to use your personal data in order that Hang Seng comply with the following current or future obligations, commitments or arrangements of Hang Seng or the HSBC Group: (i) obligations according to laws, regulations, judgments or court orders (both within and outside Hong Kong) including those that relate to money laundering, terrorist financing, bribery, corruption, tax evasion, fraud or sanctions (collectively referred to herein as "Unlawful Activities"); (ii) obligations according to guidelines, guidance or codes issued by local or foreign bodies or authorities (whether governmental, tax, law enforcement, regulatory, judicial, industry or others), or international guidance or internal policies and procedures, including those that relate to Unlawful Activities; (iii) requests from local or foreign bodies or authorities; (iv) commitments undertaken by Hang Seng or the HSBC Group with local or foreign bodies or authorities; (v) obligations according to agreement or treaty between local or foreign bodies or authorities; and (vi) obligations according to the HSBC Group's internal policies and procedures for use and sharing of data and information. The above may result in transfer of your personal data outside of Hong Kong. Please read the Notice which shows in full the purposes for which your personal data may be used and the classes of persons to whom your personal data may be transferred.

In case of queries, please contact Customer Service Hotline at 2998 9878.

Amend Agree and Submit

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Application Processed

Reference No.:

Thank you for your application. In order to facilitate our further processing, please submit the copies of the following documents via below channels:

Documents Required:

HKID Card
Income proof: For regular income earners, please enclose the Bank account monthly statement/ passbook showing your latest one month's salary (if you have maintained a payroll account with Hang Seng for the past one month, no income proof is required); as for irregular income earners, please enclose the Bank account monthly statement/ passbook showing your latest two month's salary.
Current residential address proof, e.g. utility bills, bank statement
For professional (e.g. Doctors, Lawyers etc.), please enclose: Professional certificate(s) issued by professional bodies*
If the permanent address is different from the residential address, please enclose the permanent address proof.

* Hang Seng reserves the right to request the applicant(s) to provide the original document(s) for verification.

Documents Submission Channels:
Submit Documents Here or anytime at our personal loans page
OR
By fax to 3409 1583
(Please mark your HKID Card No. on the copies of the documents)
OR
By hand / mail to any Hang Seng Bank branch
(Please mark your HKID Card No. on the copies of the documents)

All documents are not returnable.

Your application cannot be processed until we receive copies of your supporting documents within seven days.

The customer will be required to present originals of all relevant documents. Hang Seng reserves the right to request for additional income proof if required. To enquire about the application status, please call our Customer Service Hotline 2997 3882.

*Subject to the final approval of Hang Seng

Basic Information

Title:

Family Name: (As printed on HKID card)

Given Name: (As printed on HKID card)

HKID Card No.:

Date of Birth:

Loan Purposes:

Type of Application:

Choice of Customer Category:

Overdraft Limit Requested/Request to Revise Overdraft Limit to (HKD):

Prestige Banking or other Integrated Account No.:

Promotion Code: (optional)

Personal Information

Nationality:

Marital Status:

No. of Dependant(s):

Education Level:

Residential Status:

Residential Address:

Remarks: If the residential address is different from permanent address, please provide permanent address proof and Home Country/Territory Tel No.

Year(s) of Residence at Present Address:

Residential Tel. No.:

Mobile No.:

Home Country/Territory Tel. No.: (optional)

e-mail Address: (optional)

Occupation

Employment Status:

Business Nature:

Name of Employer:

Occupation:

Office Address:

Office Tel. No.:

Basic Monthly Income (HKD):

Annual Bonus and Other Income of the Year (HKD):

Year(s) of Service with Present Employer:

Correspondence Address:: (Please provide residential address proof if correspondence address is office)

Others

Do you possess any unsecured loans offered by other financial institutions (except banks) :

Do you possess any secured loans (including mortgage and/or overdraft) :

Do you possess any unsecured loans under application but not yet drawdown (excluding this application) :

Relationship Declaration

No, and I agree to notify Hang Seng promptly in writing if this information is no longer true and correct.

Yes

Full Name in English:

Relationship:

No, and I agree to notify Hang Seng promptly in writing if this information is no longer true and correct.

Yes

Staff Number:

Remark:

You may request from Hang Seng the definitions of these terms and a list of the abovementioned entities.

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