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Start your loan application journey.
Personal e-Banking instant approval[1]
Receive instant approval when applying via Personal e-Banking.
Same day Cash Disbursement[1]
Withdraw the approved loan amount on the same day.
Please read the Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance, Terms and Conditions for Hang Seng Personal Instalment Loan and Hang Seng Personal Revolving Loan and the Declaration.
If you understand and agree to be bound by them, please call (852) 3146 9987.
Please read the Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance, Terms and Conditions for Hang Seng Personal Instalment Loan and Hang Seng Personal Revolving Loan and the Declaration.
If you understand and agree to be bound by them, please call (852) 3146 9987.
Exclusive for existing personal instalment loan customers[2]
The ability to re-borrow repaid loan principal[3] with the existing or longer loan tenor
Enjoy the prevailing interest rate[4] on your existing loan
Low redraw handling charge of 1% p.a.
Get Instant Loan Approval and Cash Disbursement[1] as well as up to HKD200 cash rebate[5]
Answer simple questions below and get your loan plan
Debt Consolidation Instalment Loan | Credit Card Minimum Payment |
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Debt Consolidation Instalment Loan | Credit Card Minimum Payment | |
---|---|---|
Monthly repayment amount | HKD - | Minimum Payment |
Total interest amount | HKD - (Save HKD -) |
HKD - |
Repayment period | 72 month(s) (Shortened by - month(s)) |
- month(s) |
Each month you pay (HKD) | Repayment period | Estimated total payment amount (HKD) |
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Each month you pay (HKD) | Repayment period | Estimated total payment amount (HKD) |
---|---|---|
Only the minimum repayment | - month(s) | - |
- | 36 month(s) | - |
To borrow or not to borrow? Borrow only if you can repay!