Green Mortgage Plan

Plan overview

Live Green with inspiring possibilities!

Hang Seng is committed to providing customers with diversified green banking services. The launching of the Green Mortgage Plan is meant to bring together our forces to power up the environmental cause in everyday life. Together, let’s support sustainable development to build a greener future.

Make appointment with us now

Easy apply in 4 steps

  1. 1

    Instant valuation

    The mortgage loan amount is deduced from the property transaction price or valuation (whichever is lower), and thus home buyers are advised to conduct a valuation before purchase

  2. 2

    Mortgage calculator

    Estimate your maximum affordable mortgage loan amount, and get an initial idea about whether you can pass a stress test based on your monthly household income

  3. 3

    Quick apply

    Make an appointment with our dedicated mortgage consultant to get the information for mortgage plan

  4. 4

    Document upload

Product details

Latest offer

Latest offer

Additional cash rebate of up to HKD10,000

Drawdown mortgage loan amount
Cash rebate amount

HKD1,000,000 - HKD3,999,999

HKD4,000

HKD4,000,000 - HKD7,999,999

HKD7,000

HKD8,000,000 or above

HKD10,000

Reward for Home Care Plus Home Insurance Plan

  • 50% premium discount on the first 2 policy years; and
  • An extra HKD500 HKTVmall e-Gift Voucher 

Eligibility

  • Applicable to first-hand, second-hand and government subsidised flats of residential property with a valid Gold or Platinum rating under “BEAM Plus New / Existing Buildings” scheme which is recognised and certified by the Hong Kong Green Building Council (HKGBC)
  • Applicable to mortgage loan for new purchase, transfer mortgage[1] and re-mortgage of residential property by application submission with individual name
  • BEAM Plus is Hong Kong’s leading initiative to offer independent assessment of buildings’ planning, construction and management sustainability performance. For Green Mortgage related eligible project details, please contact our staff or check on the HKGBC website

Smart tips for greener living

There are simple ways you can do to support green living. Together, let’s build a greener future.

  • Save electricity: Select home appliances with the Grade 1 Energy Label and unplug or switch off appliances that are not in use
  • Lower carbon footprint: Use sustainable materials to renovate your home and use eco-friendly furniture

Need more help?

Call us (Mortgage Hotline)

Visit our Mortgage Centres

Visit our branches

Footnote

Other point(s) to note

  1. The mortgage loan terms and loan amount are subject to the final approval of Hang Seng Bank Limited.

Remark(s)

  1. Transfer of mortgage application should be handled by solicitor firm, the relevant fees and charges incurred include solicitor's fee, stamp duty, copying charges (if applicable), etc. Any other fees and charges incurred such as early repayment charge (if applicable) charged by current bank shall be borne by the customer.

To borrow or not to borrow? Borrow only if you can repay!