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Hang Seng Mortgage Centre
One-stop Mortgage Service

Hang Seng Mortgage Centre takes care of your home buying needs. Our professional mortgage consultants will provide one-stop mortgage services that best fit your needs, helping you realize your home-buying dream.

Professional Mortgage Consultant
  • Equipped with professional and comprehensive mortgage knowledge to follow up from property valuation, enquiries handling to completion of mortgage application
  • Accepting the mortgage application for a wide range of properties: private residential properties, Government Home Ownership Scheme properties, tenements, village houses, industrial and commercial properties, as well as retail shops
  • Diversified mortgage plan: including Mortgage Insurance Programme which provides up to 90% mortgage loan(1).
  • Enjoy a range of financial services: including insurance, personal banking, personal loans, etc.
Make an Appointment

Make an appointment with our mortgage consultant, our designated mortgage consultant will contact you within
24 hours(2)

Visit our Mortgage Centres

Hang Seng Mortgage Centres are located in Mong Kok, Central and Yuen Long and are easily accessible:

Mortgage Centre Address Contact us
Hang Seng Mortgage Centre
(Mong Kok)
2/F, 618 Nathan Road, Mong KokMap -
Hang Seng Mortgage Centre
(Central)
B2, Head Office, 83 Des Voeux Road, CentralMap 3662 5620
Hang Seng Mortgage Centre
(Yuen Long)
4/F, 93 Castle Peak Road, Yuen LongMap 3662 2466

The service hour is from Monday to Friday, 9:00AM to 7:00PM, and on Saturday, 9:00AM to 1:00PM.

Remarks:

(1) Maximum loan-to-value ratio ("LTV") of the plan is generally 80% of the purchase price / valuation of the property (whichever is lower). Applicants who fulfilled the following criteria may still be eligible for mortgage loans with maximum 90% LTV: (i) all mortgagors not holding any residential properties in Hong Kong at the time of application; (ii) all applicants being regular salaried persons; and (iii) maximum debt-to-income ratio of 45%. The loan amount is subject to the final approval of Hang Seng Bank Limited.

(2) Designated mortgage consultant will contact customer within 24 hours is only applicable to business days, excluding Saturdays, Sundays and Public Holidays.

Useful Tools
To borrow or not to borrow? Borrow only if you can repay!