# The loan-to-value ratio and maximum loan amount are subject to the prevailing guidelines issued by the Hong Kong Monetary Authority.
^ HIBOR rate quoted herein refers to the Hong Kong InterBank Offered Rate for the interest period of 1 month for Hong Kong Dollars quoted by Hang Seng Bank Limited (“Hang Seng”) at or about 11:00 a.m. (Hong Kong time) on the loan drawdown date or interest fixing date. This HIBOR quoted by Hang Seng may not necessarily the same as HKD Interest Settlement Rates quoted by the Hong Kong Association of Banks.
Other than the monthly fixed instalment repayment option, you can also choose other repayment plans which suit your financial needs.
* Not applicable to HIBOR Mortgage plan.