Apply for Credit Card Online

Key Visual Description

Enter applicant information
Enter supplementary cardholder information
Document upload
Verify information
Acknowledgement
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Card summary
You've selected
Tell us about yourself
Please tell us about the information of principal card.
Principal card holder personal details
Title
ID type
Contact phone number
Supplementary card fee and charges
Annualised percentage rates (APR)[1]
Annual fee[2]

Please visit Credit Card Key Facts Statement for the relevant fees and charges.

Remark(s)
  1. The Annualised Percentage Rates ("APR") are reference rates calculated according to the standard method set out in the Code of Banking Practice. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate.
  2. Designated Credit Cards are subject to perpetual annual fee waiver. For details, please read relevant Credit Card Key Facts Statements.
Please input in English.
Please input the information of supplementary cardholder in English.
Applicant's personal details
Applicant personal details
Title
ID type
Add other
Name of university / institution
Education Level
Tell us more about your contact details.

If you are our existing customer, the mobile number and/or email address provided are for this application only and won't update our record. You can update these via Personal e-Banking if needed. If you provide a residential address that is different from our record, we'll reach out via phone / SMS per our current information for follow up.

If the supplementary card applicant is our existing customer, the mobile number and/or email address provided are for this application only and won't update our record. You can update these via Personal e-Banking if needed. If you provide a residential address that is different from our record, we'll reach out via phone / SMS per our current information for follow up.

Personal contact
Residential address details
Residential status
Is the residential address of the supplementary card applicant same with the principal card customer's?
Residence status
Are you Hong Kong permanent resident?
What document do you hold to stay in Hong Kong?
You're almost there! Now, please tell us more about your job.
Employment details
Lastly, you can choose how we'll update you about your card and more.
Preference

We'll send your card and other paper documents (if applicable) to your residential address.

Integrated account / HKD saving account
Each automatic add value amount (HKD)
eStatement

Principal card holder will receive consolidated monthly statement with supplementary card statement.

If you are Hang Seng Personal e-Banking customer, you'll receive e-Statements / e-Advices of this card by default. You can manage your account and view e-Statements / e-Advices via Personal e-Banking. If you would like to change the statement setting, please log on to Hang Seng Mobile App and adjust at "Settings" > "My Profile" > "e-Statement / e-Advice Settings" or Personal e-Banking (Desktop version) > “Customer Services" > "Account Maintenance” > “Account List and Maintain e-Statement / e-Advice”. The email address you provided in this application will be used for receiving notifications when the e-Statements / e-Advices are ready.

If you don't have Hang Seng Personal e-Banking, you'll receive paper statement by default. A fee of HKD40 / USD5 / CNY40 per account will be charged if you receive more than 2 paper statements for every 12 months from July to June of the following year. If you want to enable e-Statement service, you'll need to register Personal e-Banking first online or at branch.

If you have Hang Seng credit card(s), Hang Seng may designate your credit limit from your existing credit card(s) to your new credit card upon approval. Tick the checkbox below to opt-out the transfer.

Important notes

  • We'll select up to 3 eligible credit cards for credit limit adjustment.
  • A minimum of HKD8,000 credit limit will be retained for each selected credit card. We'll notify you of the adjustment details by SMS, email, letter or phone call.
  • You're advised to choose to keep the credit limit of your existing credit card(s) if you have standing payment instructions linked with existing credit card(s), such as top up services to stored value facilities or any autopay instructions, to ensure that the payment instructions won't be affected.

By unchecking the tick box “I want to Opt-out of Overlimit”, I agree to opt-in overlimit facility and I understand that an overlimit fee will be levied (please click here for the “Credit Card Key Facts Statement”) when my outstanding balance exceeds my credit limit. I will be responsible for all card transactions under overlimit facility arrangement.

  • I herein opt-out of overlimit and I understand that my credit card transactions including but not limited to recurring transactions such as insurance premium, autopay transactions etc. may be declined due to insufficient available credit limit.
  • I agree and understand that Hang Seng will not be liable for any loss or inconvenience that I or any third party may suffer due to this arrangement.
  • I herein opt-out of overlimit and I understand that my credit card transactions including but not limited to recurring transactions such as insurance premium, autopay transactions etc. may be declined due to insufficient available credit limit.
  • I agree and understand that Hang Seng will not be liable for any loss or inconvenience that I or any third party may suffer due to this arrangement.

Important Note:

Some credit card transactions may not be stopped even though you have opt-out of overlimit: including but not limited to transactions for which authorization is not required such as Octopus Automatic Add Value Service reloading amount, or late posting of authorised transactions etc. However, the overlimit fee will not be levied if the above arrangement has been chosen.

Important Note:

Some credit card transactions may not be stopped even though you have opt-out of overlimit: including but not limited to transactions for which authorization is not required such as Octopus Automatic Add Value Service reloading amount, or late posting of authorised transactions etc. However, the overlimit fee will not be levied if the above arrangement has been chosen.

We want you to keep up with our latest offers and services such as preferential rate, spending discounts or new digital services in the way that suits you best.
Your choice(s) below will replace all the previous selections you've made (if any) on how you wish to receive marketing communications from us.
Don't miss out on any of our latest offers and services. Choose your preferred way to stay connected now.
  • Please note that your above choice(s) applies to the promotion of the classes of products, services, and/or subjects as set out in the Bank's Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (“Notice”). Please also refer to the Notice on the kinds of personal data which may be used and the classes of persons to which your personal data may be provided for them to use in promotion. For details, please refer to paragraph 7 of the Notice (Use of Data in Direct Marketing).
  • Your above choice(s) will become effective after the Bank approves of this application, unless this application is withdrawn or rejected for whatever reasons. The choice shall replace all your previous choice(s) and request(s) in respect of the relevant marketing channel (if any). It will take 7 working days for the selection regarding SMS / MMS, e-mail and phone call to take effect, and 15 working days for the selection regarding post to take effect. Please log on to Hang Seng Personal e-Banking or contact us at (852) 2822 0228 if you want to know your existing selection prior to this application or if you wish to update the use of personal data for promotion through specific communication channels.
  • Your choice(s) above applies to personal accounts only (excluding Private Banking). If you wish to indicate or change your current instructions on whether or not to receive direct marketing contact or information in connection with Private Banking, Commercial Banking or other business lines, please contact your Relationship Manager for separate arrangement.
Declaration
Are you a relative of, or a Hang Seng Bank Limited ("the Bank") directors Footnote remark 1 , employee Footnote remark 1 ,controllers Footnote remark 1 or minority shareholder controllers Footnote remark 1 ?

I agree to notify the Bank promptly in writing if any responses given above are no longer true and correct.

I confirm that I have obtained consent from the individual listed above for the provision of his/her information to the Bank, its branches, subsidiaries and affiliates and hereby authorise (and authorise on behalf of the above person) the Bank to exchange with its branches, subsidiaries and affiliates information relating to me / the above person and the facilities granted to me / the above person for the purpose of enabling the Bank and its affiliates to comply with the Banking (Exposure Limits) Rules.

I acknowledge my information may be used for services powered by big data and artificial intelligence technology as part of the application processing.

I / We (i.e. applicants for both principal card and supplementary card applicant(s)) acknowledge, understand, agree and confirm the credit limit of the supplementary card will be shared with principal card, and “Declaration and preference” application details which are inputted on the page of ‘Supplementary card application information” are correct.

I/We agree to notify the Bank promptly in writing if any responses given above are no longer true and correct.

I/We confirm that I/we have obtained consent from the individual listed above for the provision of his / her information to the Bank, its branches, subsidiaries and affiliates and hereby authorise (and authorise on behalf of the above person) the Bank to exchange with its branches, subsidiaries and affiliates information relating to me/us/ the above person and the facilities granted to me/us/ the above person for the purpose of enabling the Bank and its affiliates to comply with the Banking (Exposure Limits) Rules.

I/We acknowledge my/our information may be used for services powered by big data and artificial intelligence technology as part of the application processing.

Remark(s)
  1. Please view Notes Relating To The Relationship Declaration for the definitions of these terms and a list of the above mentioned entities.
  2. You can request a list of the above mentioned entities from the Bank.
Remark(s)
  1. Please click Notes Relating To The Relationship Declaration to view definitions of these terms and a list of the above mentioned entities.
  2. You may request from the Bank a list of the above mentioned entities.


Other point(s) to note

i. The Bank may reserve the right to contact principal cardholder and/or supplementary card applicant to verify the relevant application; additional documents & information may be required for approval of application.

ii. Your specimen signature provided during the application will be served for operation of the credit card account upon approval.

Remember to review the entered information carefully before submitting this application.
Card type
Do you want to apply for {0}?
Tell us about the cardholder
Please input in English.
Please input the information of supplementary cardholder in English.
Applicant's personal details
Applicant personal details
Title
ID type
Add other
Name of university / institution
Education Level
Tell us more about your contact details.

If you are our existing customer, the mobile number and/or email address provided are for this application only and won't update our record. You can update these via Personal e-Banking if needed. If you provide a residential address that is different from our record, we'll reach out via phone / SMS per our current information for follow up.

If the supplementary card applicant is our existing customer, the mobile number and/or email address provided are for this application only and won't update our record. You can update these via Personal e-Banking if needed. If you provide a residential address that is different from our record, we'll reach out via phone / SMS per our current information for follow up.

Personal contact
Residential address details
Residential status
Is the residential address of the supplementary card applicant same with the principal card customer's?
Residence status
Are you Hong Kong permanent resident?
What document do you hold to stay in Hong Kong?
You're almost there! Now, please tell us more about your job.
Employment details
Lastly, you can choose how we'll update you about your card and more.
Preference

We'll send your card and other paper documents (if applicable) to your residential address.

Integrated account / HKD saving account
Each automatic add value amount (HKD)
eStatement

Principal card holder will receive consolidated monthly statement with supplementary card statement.

If you are Hang Seng Personal e-Banking customer, you'll receive e-Statements / e-Advices of this card by default. You can manage your account and view e-Statements / e-Advices via Personal e-Banking. If you would like to change the statement setting, please log on to Hang Seng Mobile App and adjust at "Settings" > "My Profile" > "e-Statement / e-Advice Settings" or Personal e-Banking (Desktop version) > “Customer Services" > "Account Maintenance” > “Account List and Maintain e-Statement / e-Advice”. The email address you provided in this application will be used for receiving notifications when the e-Statements / e-Advices are ready.

If you don't have Hang Seng Personal e-Banking, you'll receive paper statement by default. A fee of HKD40 / USD5 / CNY40 per account will be charged if you receive more than 2 paper statements for every 12 months from July to June of the following year. If you want to enable e-Statement service, you'll need to register Personal e-Banking first online or at branch.

If you have Hang Seng credit card(s), Hang Seng may designate your credit limit from your existing credit card(s) to your new credit card upon approval. Tick the checkbox below to opt-out the transfer.

Important notes

  • We'll select up to 3 eligible credit cards for credit limit adjustment.
  • A minimum of HKD8,000 credit limit will be retained for each selected credit card. We'll notify you of the adjustment details by SMS, email, letter or phone call.
  • You're advised to choose to keep the credit limit of your existing credit card(s) if you have standing payment instructions linked with existing credit card(s), such as top up services to stored value facilities or any autopay instructions, to ensure that the payment instructions won't be affected.

By unchecking the tick box “I want to Opt-out of Overlimit”, I agree to opt-in overlimit facility and I understand that an overlimit fee will be levied (please click here for the “Credit Card Key Facts Statement”) when my outstanding balance exceeds my credit limit. I will be responsible for all card transactions under overlimit facility arrangement.

  • I herein opt-out of overlimit and I understand that my credit card transactions including but not limited to recurring transactions such as insurance premium, autopay transactions etc. may be declined due to insufficient available credit limit.
  • I agree and understand that Hang Seng will not be liable for any loss or inconvenience that I or any third party may suffer due to this arrangement.
  • I herein opt-out of overlimit and I understand that my credit card transactions including but not limited to recurring transactions such as insurance premium, autopay transactions etc. may be declined due to insufficient available credit limit.
  • I agree and understand that Hang Seng will not be liable for any loss or inconvenience that I or any third party may suffer due to this arrangement.

Important Note:

Some credit card transactions may not be stopped even though you have opt-out of overlimit: including but not limited to transactions for which authorization is not required such as Octopus Automatic Add Value Service reloading amount, or late posting of authorised transactions etc. However, the overlimit fee will not be levied if the above arrangement has been chosen.

Important Note:

Some credit card transactions may not be stopped even though you have opt-out of overlimit: including but not limited to transactions for which authorization is not required such as Octopus Automatic Add Value Service reloading amount, or late posting of authorised transactions etc. However, the overlimit fee will not be levied if the above arrangement has been chosen.

We want you to keep up with our latest offers and services such as preferential rate, spending discounts or new digital services in the way that suits you best.
Your choice(s) below will replace all the previous selections you've made (if any) on how you wish to receive marketing communications from us.
Don't miss out on any of our latest offers and services. Choose your preferred way to stay connected now.
  • Please note that your above choice(s) applies to the promotion of the classes of products, services, and/or subjects as set out in the Bank's Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (“Notice”). Please also refer to the Notice on the kinds of personal data which may be used and the classes of persons to which your personal data may be provided for them to use in promotion. For details, please refer to paragraph 7 of the Notice (Use of Data in Direct Marketing).
  • Your above choice(s) will become effective after the Bank approves of this application, unless this application is withdrawn or rejected for whatever reasons. The choice shall replace all your previous choice(s) and request(s) in respect of the relevant marketing channel (if any). It will take 7 working days for the selection regarding SMS / MMS, e-mail and phone call to take effect, and 15 working days for the selection regarding post to take effect. Please log on to Hang Seng Personal e-Banking or contact us at (852) 2822 0228 if you want to know your existing selection prior to this application or if you wish to update the use of personal data for promotion through specific communication channels.
  • Your choice(s) above applies to personal accounts only (excluding Private Banking). If you wish to indicate or change your current instructions on whether or not to receive direct marketing contact or information in connection with Private Banking, Commercial Banking or other business lines, please contact your Relationship Manager for separate arrangement.
Declaration
Are you a relative of, or a Hang Seng Bank Limited ("the Bank") directors Footnote remark 1 , employee Footnote remark 1 ,controllers Footnote remark 1 or minority shareholder controllers Footnote remark 1 ?

I agree to notify the Bank promptly in writing if any responses given above are no longer true and correct.

I confirm that I have obtained consent from the individual listed above for the provision of his/her information to the Bank, its branches, subsidiaries and affiliates and hereby authorise (and authorise on behalf of the above person) the Bank to exchange with its branches, subsidiaries and affiliates information relating to me / the above person and the facilities granted to me / the above person for the purpose of enabling the Bank and its affiliates to comply with the Banking (Exposure Limits) Rules.

I acknowledge my information may be used for services powered by big data and artificial intelligence technology as part of the application processing.

I / We (i.e. applicants for both principal card and supplementary card applicant(s)) acknowledge, understand, agree and confirm the credit limit of the supplementary card will be shared with principal card, and “Declaration and preference” application details which are inputted on the page of ‘Supplementary card application information” are correct.

I/We agree to notify the Bank promptly in writing if any responses given above are no longer true and correct.

I/We confirm that I/we have obtained consent from the individual listed above for the provision of his / her information to the Bank, its branches, subsidiaries and affiliates and hereby authorise (and authorise on behalf of the above person) the Bank to exchange with its branches, subsidiaries and affiliates information relating to me/us/ the above person and the facilities granted to me/us/ the above person for the purpose of enabling the Bank and its affiliates to comply with the Banking (Exposure Limits) Rules.

I/We acknowledge my/our information may be used for services powered by big data and artificial intelligence technology as part of the application processing.

Remark(s)
  1. Please view Notes Relating To The Relationship Declaration for the definitions of these terms and a list of the above mentioned entities.
  2. You can request a list of the above mentioned entities from the Bank.
Remark(s)
  1. Please click Notes Relating To The Relationship Declaration to view definitions of these terms and a list of the above mentioned entities.
  2. You may request from the Bank a list of the above mentioned entities.


Other point(s) to note

i. The Bank may reserve the right to contact principal cardholder and/or supplementary card applicant to verify the relevant application; additional documents & information may be required for approval of application.

ii. Your specimen signature provided during the application will be served for operation of the credit card account upon approval.

You can review and edit your input before submitting your application.
You need to know

For principal card application, please upload the below listed mandatory document(s) (if any) before proceeding to submit the application. For other documents, you can submit via "Cards" > "Documents submission" later, but we recommend you to upload now to speed up the approval process.

Upload format and requirement
Please upload your document files following the below criteria:
  • File name cannot contain space or symbols, e.g. &, %, $
  • File format has to be either gif, jpg(jpeg), tif(tiff), png or pdf
  • Maximum upload size of the documents should not exceed 40MB per upload
  • Maximum number of files should be 5 per upload

For details, please view Documents Required for Credit Card / Spending Card Application.

For principal card application
  • Passport photo page with signature on the blank area
  • Latest 1 month (or 2 months for irregular income earners) payslip / payroll account statement / passbook page (Full page without masking, including account name and account number); or
  • Latest tax demand note (including page 1 and 2)
  • Latest 1 month bank deposit statement from your most frequently-used bank (Full page without masking, including account name and account number)
  • Latest tax demand note (including page 1 and 2) ; or
  • Latest 1 month bank deposit statement from your most frequently-used bank (Full page without masking, including account name and account number)
  • Showing university / college name, student name, programme, full / part-time and expiry date
  • Latest visa (with at least 3-month validity) and employment contract
For AU card application
For supplementary card application
  • Passport photo page with signature on the blank area
  • e.g. Water/ electricity bill issued in the past 3 months ; or
  • Latest rental contract with a minimum lease term of 6 months (for hotel/ service apartment tenants)
Reminder
Please review your information carefully before submitting.
You've selected
Annual fee & finance charge
Annualised percentage rates (APR)
Retail purchase
Cash advance
Annual fee
Principal card
Supplementary card
ID information and mobile number
Name in English
ID type
HKID Card number
Date of birth
Mobile number
Basic information
Edit Save
Principal card holder personal details
Title
Last name
First name
ID type
HKID card number
Passport number
Place of issue
Contact phone number
Retail purchase (APR)
Cash advance (APR)
Supplementary card (Annual Fee)
Basic information
Edit Save
Applicant's personal details
Applicant personal details
Title
Last name
First name
Relationship
Date of Birth
ID type
HKID card number
Passport number
Place of issue
Nationality (Country / Region)
Other country / region 1
Other country / region 2
Name of university / institution
Education Level
Contact details
Edit Save
Personal contact
Mobile phone number
Email address
Residential address details
Residential status
Residential address
Is the residential address of the supplementary card applicant same with the principal card customer's?
Residential address of supplementary card applicant
Residence status
Are you Hong Kong permanent resident?
What document do you hold to stay in Hong Kong?
Employment information
Edit Save
Employment details
Employment status
Name of employer
Occupation
Category of business nature
Business nature
Year(s) of service with current employer
Office address
Basic monthly income (HKD)
Employment details
Name of university / institution
Declaration and preference
Edit Save
Preference
Name embossed on the credit Card
Correspondence address

We'll send your card and other paper documents (if applicable) to your residential address.

Integrated account / HKD saving account
Each automatic add value amount (HKD)
Statement / ATM display language
eStatement

Principal card holder will receive consolidated monthly statement with supplementary card statement.

If you are Hang Seng Personal e-Banking customer, you'll receive e-Statements / e-Advices of this card by default. You can manage your account and view e-Statements / e-Advices via Personal e-Banking. If you would like to change the statement setting, please log on to Hang Seng Mobile App and adjust at "Settings" > "My Profile" > "e-Statement / e-Advice Settings" or Personal e-Banking (Desktop version) > “Customer Services" > "Account Maintenance” > “Account List and Maintain e-Statement / e-Advice”. The email address you provided in this application will be used for receiving notifications when the e-Statements / e-Advices are ready.

If you don't have Hang Seng Personal e-Banking, you'll receive paper statement by default. A fee of HKD40 / USD5 / CNY40 per account will be charged if you receive more than 2 paper statements for every 12 months from July to June of the following year. If you want to enable e-Statement service, you'll need to register Personal e-Banking first online or at branch.

Opt-out of credit limit transfer from existing credit card(s)
Opt-out of credit limit transfer from existing credit card(s)
Overlimit Facility
Overlimit Facility
Choose your preferred way to receive latest offers and services
We want you to keep up with our latest offers and services such as preferential rate, spending discounts or new digital services in the way that suits you best.
Declaration
Are you a relative of, or a Hang Seng Bank Limited ("the Bank") directors Footnote remark 1 , employee Footnote remark 1 ,controllers Footnote remark 1 or minority shareholder controllers Footnote remark 1 ?
Who has a relationship with the Bank?
Your staff number
One of my relatives
Full name in English
Relationship with applicant
Please specify
Card type
Edit Save
Do you want to apply for {0}?
Basic information (supplementary card applicant)
Edit Save
Applicant's personal details
Applicant personal details
Title
Last name
First name
Relationship
Date of Birth
ID type
HKID card number
Passport number
Place of issue
Nationality (Country / Region)
Other country / region 1
Other country / region 2
Name of university / institution
Education Level
Contact details (supplementary card applicant)
Edit Save
Personal contact
Mobile phone number
Email address
Residential address details
Residential status
Residential address
Is the residential address of the supplementary card applicant same with the principal card customer's?
Residential address of supplementary card applicant
Residence status
Are you Hong Kong permanent resident?
What document do you hold to stay in Hong Kong?
Employment information (supplementary card applicant)
Edit Save
Employment details
Employment status
Name of employer
Occupation
Category of business nature
Business nature
Year(s) of service with current employer
Office address
Basic monthly income (HKD)
Employment details
Name of university / institution
Declaration and preference (supplementary card applicant)
Edit Save
Preference
Name embossed on the credit Card
Each automatic add value amount (HKD)
Statement / ATM display language
eStatement

Principal card holder will receive consolidated monthly statement with supplementary card statement.

If you are Hang Seng Personal e-Banking customer, you'll receive e-Statements / e-Advices of this card by default. You can manage your account and view e-Statements / e-Advices via Personal e-Banking. If you would like to change the statement setting, please log on to Hang Seng Mobile App and adjust at "Settings" > "My Profile" > "e-Statement / e-Advice Settings" or Personal e-Banking (Desktop version) > “Customer Services" > "Account Maintenance” > “Account List and Maintain e-Statement / e-Advice”. The email address you provided in this application will be used for receiving notifications when the e-Statements / e-Advices are ready.

If you don't have Hang Seng Personal e-Banking, you'll receive paper statement by default. A fee of HKD40 / USD5 / CNY40 per account will be charged if you receive more than 2 paper statements for every 12 months from July to June of the following year. If you want to enable e-Statement service, you'll need to register Personal e-Banking first online or at branch.

Opt-out of credit limit transfer from existing credit card(s)
Opt-out of credit limit transfer from existing credit card(s)
Overlimit Facility
Overlimit Facility
Choose your preferred way to receive latest offers and services
We want you to keep up with our latest offers and services such as preferential rate, spending discounts or new digital services in the way that suits you best.
Declaration
Are you a relative of, or a Hang Seng Bank Limited ("the Bank") directors Footnote remark 1 , employee Footnote remark 1 ,controllers Footnote remark 1 or minority shareholder controllers Footnote remark 1 ?
Who has a relationship with the Bank?
Your staff number
One of my relatives
Full name in English
Relationship with applicant
Please specify
Document upload
Edit Save
For principal card application
HKID card copy
Passport copy
Income proof copy
Asset proof copy
Self-employed income proof OR asset proof copy
Student ID card copy
VISA copy and employment contract copy
For AU card application
Staff ID card copy
For supplementary card application
HKID card copy
Passport copy
Residential address proof copy
Reminders on Responsible Borrowing
Consent for the Use of Personal Data for New Purposes
Important Note
Acknowledgement
Processing your application
Reference no.: {#ref_no}
Reminder

Thank you for applying for {#card_name}. We recommend printing or saving this page for reference if you need to submit your documents later.

What's next
Submit remaining documents (If needed)
  • Via Hang Seng Bank Website, from the top menu, select “Cards” > “Useful information” > “Document Submission”
  • Via Hang Seng Mobile App, from the menu, select "Cards" > "Document Submission"
Check application status
  • Not registered for Hang Seng Personal e-Banking
  • If you are an existing customer, you can register for Hang Seng Personal e-Banking to manage your cards, that includes checking their application status
  • Already using Hang Seng Personal e-Banking
  • Logon and check your application status via "Application Status Enquiry"
  • Relevant correspondence and monthly statement will be mailed to Applicant's residential address. (If University quarter is provided as home address, please also fill in permanent address field and provide address proof of the permanent address.)
  • Hang Seng may adjust your credit facilities after your graduation year. This includes but not limited to credit limit and interest rate etc. Please inform Hang Seng promptly if there is any change for your graduation year.
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    1. Understand your own financial conditions, daily expenses and actual borrowing needs.
    2. Assess your own repayment ability and avoid over-borrowing.
    3. Repay your loan on time to avoid late payment charges and additional overdue interest.
    4. To borrow or not to borrow, borrow only if you can repay!

    Press here to revisit the Key Fact Statement for the relevant fees and charges if you wish.

    By clicking/pressing the 'Confirm' button in this application form, I/we agree that Hang Seng Bank Limited (the “Bank” ) may use and disclose all personal data about me/us that the Bank currently or subsequently hold for the purposes as set out in the Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance which accompanies this application form (“Notice”). *

    For customers who have a relationship with Hang Seng before 16 June 2014:

    Notice include new purposes relating to Hang Seng's provision of services to you and enable Hang Seng to use your personal order that Hang Seng comply with the following current or future obligations, commitments or arrangements of Hang Seng Group:

    1. obligations according to laws, regulations, judgments or court orders (both within and outside Hong Kong) including those that relate to money laundering, terrorist financing, bribery, corruption, tax evasion, fraud or sanctions (collectively referred to herein as "Unlawful Activities");
    2. obligations according to guidelines, guidance or codes issued by local or foreign bodies or authorities (whether governmental, tax, law enforcement, regulatory, judicial, industry or others), or international guidance or internal policies and procedures, including those that relate to Unlawful Activities;
    3. requests from local or foreign bodies or authorities;
    4. commitments undertaken by Hang Seng or the HSBC Group with local foreign bodies or authorities;
    5. obligations according to agreement or treaty between local or foreign bodies or authorities; and (vi)obligations according to the HSBC Group's internal policies and procedures for use and sharing of data and information.

     

    The above may result in transfer of your personal data outside of Hong Kong. Your personal data may also be collected and used by Hang Seng Bank for services powered by big data and artificial intelligence technology for this application. Please read the Notice which shows in full the purposes for which your personal data may be used and the classes of persons to whom your personal data may be transferred.

    In cases of queries, please contact our Customer Service Hotline 2998 9878.

    By clicking the ‘Confirm’ button, I/ We will be deemed to have read, accepted and agreed to be bound by:

    1. If you wish to apply for the credit card(s), you (including but not limited to supplementary card applicant(s)) will be deemed to have read, accepted and agreed to be bound by:

      1. the Important Notes in relation to the Application of Hang Seng Credit Card(s)
      2. Hang Seng Bank Limited's Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance
      3. the Principal Liabilities and Obligations for using Hang Seng Credit Card
      4. the applicable card member agreement in force efrom time to time governing Hang Seng Credit Card(s)
      5. the Important Notes on linking yuu ID to Hang Seng enJoy Card

      The above terms and conditions can be collected any Hang Seng Bank branches.

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