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    Apply for Credit Card Online

    Key Visual Description

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    Enter applicant information
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    Acknowledgement
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    Card summary
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    Tell us about yourself
    Please input in English.
    Applicant's personal details
    Title
    ID type
    Add other
    Name of university / institution
    Education Level
    Tell us more about your contact details.

    Existing customers: We will only use these contact details for this application. You can update contact details in bank record any time via Hang Seng Personal e-Banking, the hotline, or at a branch.

    Personal contact
    Residential address details
    Residential status
    Residence status
    Are you Hong Kong permanent resident?
    What document do you hold to stay in Hong Kong?
    You're almost there! Now, please tell us more about your job.
    Employment details
    Is all your income in HKD?
    Lastly, you can choose how we'll update you about your card and more.
    Preference

    We'll send your card and other paper documents (if applicable) to your residential address.

    Integrated account / HKD saving account
    Each automatic add value amount (HKD)
    eStatement

    If you are a Hang Seng Personal e-Banking customer, you will receive e-Statements/e-Advices for this card by default. Otherwise, paper statements will apply and a fee of HKD40/USD5/CNY40 per account will be charged. Please change your preferred statement delivery method via Hang Seng Personal e-Banking if needed. See the Bank Tariff Guide for details.

    If you hold any Hang Seng Credit Card(s), we may transfer part of your existing credit limit(s) on up to 3 eligible cards to your new credit card and notify you of the adjustment details upon approval of your new credit card. To avoid payment disruption, please keep sufficient credit limits for autopay/auto top-ups arrangements. Please tick the box below if you don’t agree.

    Please confirm your preference:

    • By ticking the box, I understand that transactions may be declined due to insufficient available credit limit, and I will not be able to make transactions that exceed my credit limit.
    • Hang Seng will not be liable for any loss or inconvenience suffered by me or any third party due to this arrangement.

    Important Note: Some transactions may still be posted even if you tick the box (e.g. transactions that do not require authorisation such as Octopus Automatic Add Value reloads, or late-posted authorised transactions). However, the overlimit fee will not be charged if this option is selected.

    If you don’t tick it, transaction(s) exceeds my credit limit may be allowed and overlimit fees may apply. Please refer to the BankTariff Guide for details.

    Please choose how you wish to receive marketing communications from us:
    Your choice(s) below will replace all the previous selections you've made (if any) on how you wish to receive marketing communications from us.
    Don't miss out on any of our latest offers and services. Choose your preferred way to stay connected now.
    Please note that your above choice(s) applies to the promotion of the classes of products, services, and/or subjects as set out in the Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the “Ordinance”). Please refer to the Notice for the data types used and recipient classes. For details, please refer to paragraph 7 (Use of Data in Direct Marketing). Learn More
    Declaration
    Are you a relative of, or a Hang Seng Bank Limited ("the Bank") directors Footnote remark 1 , employee Footnote remark 1 ,controllers Footnote remark 1 or minority shareholder controllers Footnote remark 1 ?

    I agree to notify the Bank promptly in writing if any responses given above are no longer true and correct.

    I confirm that I have obtained consent from the individual listed above for the provision of his/her information to the Bank, its branches, subsidiaries and affiliates and hereby authorise (and authorise on behalf of the above person) the Bank to exchange with its branches, subsidiaries and affiliates information relating to me / the above person and the facilities granted to me / the above person.

    I acknowledge my information may be used for services powered by big data and artificial intelligence technology as part of the application processing.

    Remember to review the entered information carefully before submitting this application.
    Reminder
    Please review your information carefully before submitting.
    You've selected
    Annual fee & finance charge
    Annualised percentage rates (APR)
    Retail purchase
    Cash advance
    Annual fee
    Principal card
    ID information and mobile number
    Name in English
    ID type
    HKID Card number
    Date of birth
    Mobile number
    Basic information
    Edit Save
    Applicant's personal details
    Title
    Last name
    First name
    Date of Birth
    ID type
    HKID card number
    Passport number
    Place of issue
    Nationality (Country / Region)
    Other country / region 1
    Other country / region 2
    Name of university / institution
    Education Level
    Contact details
    Edit Save
    Personal contact
    Mobile phone number
    Email address
    Residential address details
    Residential status
    Residential address (For address in Hong Kong only)
    Residence status
    Are you Hong Kong permanent resident?
    What document do you hold to stay in Hong Kong?
    Employment information
    Edit Save
    Employment details
    Employment status
    Company name
    Occupation
    Business nature
    Number of year(s) of service with present company
    Office address
    Basic monthly income (HKD)
    Is all your income in HKD?
    Employment details
    Name of university / institution
    Declaration and preference
    Edit Save
    Preference
    Name embossed on the credit Card
    Correspondence address

    We'll send your card and other paper documents (if applicable) to your residential address.

    Integrated account / HKD saving account
    Each automatic add value amount (HKD)
    Statement / ATM display language
    eStatement

    If you are a Hang Seng Personal e-Banking customer, you will receive e-Statements/e-Advices for this card by default. Otherwise, paper statements will apply and a fee of HKD40/USD5/CNY40 per account will be charged. Please change your preferred statement delivery method via Hang Seng Personal e-Banking if needed. See the Bank Tariff Guide for details.

    Opt-out of credit limit transfer from existing credit card(s)
    Opt-out of credit limit transfer from existing credit card(s)
    Overlimit Facility
    Overlimit Facility
    Choose your preferred way to receive latest offers and services
    Please choose how you wish to receive marketing communications from us:
    Declaration
    Are you a relative of, or a Hang Seng Bank Limited ("the Bank") directors Footnote remark 1 , employee Footnote remark 1 ,controllers Footnote remark 1 or minority shareholder controllers Footnote remark 1 ?
    Who has a relationship with the Bank?
    Your staff number
    One of my relatives
    Full name in English
    Relationship with applicant
    Please specify
    Reminders on Responsible Borrowing
    Consent for the Use of Personal Data for New Purposes
    Important Note
    Acknowledgement
    Processing your application
    Reference no.: {#ref_no}
    Reminder

    Thank you for applying. You can save this page for future reference.

    What's next

    Keep an eye on the notifications

    We may contact you by SMS / email / push notification if we need more information. 

    Track application via Hang Seng Mobile App

    Check the progress on the left menu > "Cards" > "Credit Card Application Status Enquiry".

    Activate new card

    Once your card arrives, activate it on the left menu > "Cards" > "My Credit Cards" via app.

    scan to download Hang Seng Mobile App
    Download Hang Seng Personal Banking mobile app on App Store
    Download Hang Seng Personal Banking mobile app on Google Play

    Download Hang Seng Mobile App via APK file

    Next Confirm
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  • Relevant correspondence and monthly statement will be mailed to Applicant's residential address. (If University quarter is provided as home address, please also fill in permanent address field and provide address proof of the permanent address.)
  • Hang Seng may adjust your credit facilities after your graduation year. This includes but not limited to credit limit and interest rate etc. Please inform Hang Seng promptly if there is any change for your graduation year.
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    1. Understand your own financial conditions, daily expenses and actual borrowing needs.
    2. Assess your own repayment ability and avoid over-borrowing.
    3. Repay your loan on time to avoid late payment charges and additional overdue interest.
    4. To borrow or not to borrow, borrow only if you can repay!

    Press here to revisit the Key Fact Statement for the relevant fees and charges if you wish.

    By clicking “Confirm”, I agree that Hang Seng Bank Limited may use and disclose my personal data that it currently holds or later obtains, for the purposes set out in the Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the “Ordinance”) accompanying this application.

    Your personal data may be transferred outside Hong Kong and collected/used by Hang Seng Bank for services powered by big data and artificial intelligence technology for this application. Please read the Notice for full details on purposes and recipients. For queries, contact Customer Service Hotline 2998 9878.

    By clicking the ‘Confirm’ button, I will be deemed to have read, accepted and agreed to be bound by:

    1. If you wish to apply for the credit card(s), you (including but not limited to supplementary card applicant(s)) will be deemed to have read, accepted and agreed to be bound by:

      1. Hang Seng Credit Card(s) – Application Important Notes and Applicable Cardmember Agreement in force from time to time
      2. Hang Seng Bank Limited's Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance (the “Ordinance”)
      3. the Principal Liabilities and Obligations for using Hang Seng Credit Card

      The above terms and conditions can be collected any Hang Seng Bank branches.

    System message

    We apologize that we cannot proceed with your application due to error found in the information submitted.

    Please call our 24-hour Credit Card Customer Service Hotline (852) 3161 5688 to facilitate your application.

    System message

    Reference No.: {#hcc_code}

    We apologize that we cannot proceed with your application at this moment.

    Please call our 24-hour Credit Card Customer Service Hotline (852) 3161 5688 to facilitate the card application.

    An error occured

    Reference No.: {#hcc_code}

    We apologize that we cannot proceed with your supplementary card application due to inaccurate to principal card customer's details.

    Please call our 24-hour Credit Card Customer Service Hotline (852) 3161 5688 to facilitate your supplementary card application.

    An error occurred

    We apologize that the system is temporarily unavailable at this moment.

    Please try again later or call our 24-hour Credit Card Customer Service Hotline (852) 3161 5688 to facilitate your application.

    Your application has been cancelled

    If you would like to apply for Credit Card later, Please call our 24-hour Customer Service Hotline (852) 3161 5688

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