Hang Seng Credit Card - Terms and Conditions for Credit Card / Spending Card

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Hang Seng Credit Card
enJoy Card
Other Co-branded Cards
University / College Affinity Cards
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Spending Privileges and Cash Dollar Rewards
Online Spending
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Terms and Conditions for Credit Card / Spending Card / Mobile Payment

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- Hang Seng Visa Infinite Card

- Hang Seng World Mastercard

- The Hong Kong Jockey Club Membership Card

- Hang Seng Credit Card

- Hang Seng enJoy Card

- Hang Seng University / College Affinity Card

- Other Co-Branded Cards

- Hang Seng Spending Card

- Mobile Payment

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice relating to Personal Data (Privacy) Ordinance
Hang Seng Visa Infinite Card / Hang Seng Private Banking Visa Infinite Card

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice relating to Personal Data (Privacy) Ordinance
Hang Seng World Mastercard

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice relating to Personal Data (Privacy) Ordinance
Hang Seng alpha card Spending Card

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice relating to Personal Data (Privacy) Ordinance
Mobile Payment

*For Terms and Conditions for Hang Seng Commercial Card / Business Card Cash Dollars Reward / Cash Rebate / Annual Fee Waiver Spending / Affinity Card’s Additional Benefits and Privileges, please click here.

To borrow or not to borrow? Borrow only if you can repay!

Contact Us
24-hour Customer Service Hotline 2998 8228
24-hour Report Lost Card Hotline 2836 0838
More Service Hotlines
Email us
Visit our branches

Useful Information
Card Benefits Directory for New Customer
Credit Card Balance Repayment Calculator
Credit Card Minimum Payment Amount
Direct Debit Authorisation Form
Switch to e-Statement /e-Advice Service
System Maintenance Schedule
Financial Health Reminder
24-hour Customer Service Hotline User Guide

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice relating to Personal Data (Privacy) Ordinance
Hang Seng Prestige World Mastercard
Hang Seng Platinum Card
Hang Seng Credit Card Gold Card
Hang Seng Credit Card
Hang Seng UnionPay Platinum Card
Hang Seng UnionPay Credit Card
MPOWER Platinum Card
MPOWER Card
Hang Seng RMB Platinum Card
Hang Seng RMB Gold Card
Hang Seng RMB Credit Card

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice relating to Personal Data (Privacy) Ordinance
enJoy Platinum Card
enJoy Visa Credit Card
enJoy Spending Card
enJoy Private Label Card
enJoy Commercial Card^*
enJoy Business Card^*

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice relating to Personal Data (Privacy) Ordinance
City University of Hong Kong Platinum Card
City University of Hong Kong Gold Card
City University of Hong Kong Credit Card
Hong Kong Baptist University Platinum Card
Hong Kong Baptist University Gold Card
Hong Kong Baptist University Credit Card
The Chinese University of Hong Kong Platinum Card
The Chinese University of Hong Kong Gold Card
The Chinese University of Hong Kong Credit Card
School of Continuing and Professional Studies CUHK Platinum Card
School of Continuing and Professional Studies CUHK Gold Card
School of Continuing and Professional Studies CUHK Credit Card
Hang Seng Management College Platinum Card
Hang Seng Management College Credit Card

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice relating to Personal Data (Privacy) Ordinance
Hang Seng Bupa Platinum Mastercard
Hang Seng Bupa Mastercard
MUJI Visa Platinum Card
MUJI Visa Card
Forever Friends™ Platinum Card
Forever Friends™ Card
Club Marina Cove Membership Credit Card

Card Types	Cardmember Agreement	Important Notes and Key Facts Statement	Principal Liabilities and Obligations under the Terms and Conditions	Notice relating to Personal Data (Privacy) Ordinance
The Hong Kong Jockey Club Membership Platinum Mastercard
The Hong Kong Jockey Club Membership Gold Mastercard
The Hong Kong Jockey Club Membership Private Label Card
The Racing Club Membership Card

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