Brand New MPOWER Card. Unleash the power of: MOBILE Mobile Payment / Online Shopping up to 5% Cash Dollars rebate MOVIE MCL Cinemas Online Handling Fee Waiver MUSIC KKBOX Concerts Priority Booking. Successful applicants enjoy Up to $700 Cash Dollars. Terms and conditions apply.

Terms and Conditions for Credit Card / Spending Card / Mobile Payment

*For Terms and Conditions for Hang Seng Commercial Card / Business Card Cash Dollars Reward / Cash Rebate / Annual Fee Waiver Spending / Affinity Card’s Additional Benefits and Privileges, please click here.

To borrow or not to borrow? Borrow only if you can repay!