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    Cards

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    General

    Credit Cards for Hang Seng Private/ Prestige Banking Customers

    University / College Affinity Card

    The Chinese University of Hong Kong Platinum Card / Gold Card / Credit Card

    Important Notes and Key Facts Statement
    Platinum Card Cardmember Agreement
    Gold / Credit Card Cardmember Agreement
    Principal Liabilities and Obligations under the Terms & Conditions

    City University of Hong Kong Platinum Card / Gold Card / Credit Card

    Important Notes and Key Facts Statement
    Platinum Card Cardmember Agreement
    Gold / Credit Card Cardmember Agreement
    Principal Liabilities and Obligations under the Terms & Conditions

    Hong Kong Baptist University Platinum Card / Gold Card / Credit Card

    Important Notes and Key Facts Statement
    Platinum Card Cardmember Agreement
    Gold / Credit Card Cardmember Agreement
    Principal Liabilities and Obligations under the Terms & Conditions

    School of Continuing and Professional Studies CUHK Platinum Card / Gold Card / Credit Card

    Important Notes and Key Facts Statement
    Platinum Card Cardmember Agreement
    Gold / Credit Card Cardmember Agreement
    Principal Liabilities and Obligations under the Terms & Conditions

    The Hang Seng University of Hong Kong Platinum Card / Credit Card

    Important Notes and Key Facts Statement
    Platinum Card Cardmember Agreement
    Gold / Credit Card Cardmember Agreement
    Principal Liabilities and Obligations under the Terms & Conditions

    The Hong Kong Jockey Club Membership Card

    Debit Card

    Hang Seng Multi-Currency Debit Mastercard

    Debit Card Terms & Conditions
    Fees & Charges

    Credit Card Cash / Spending Instalments

    Credit Card Cash Instalment

    Credit Card Cash Instalment Plan Terms & Conditions
    Credit Card Cash Instalment Plan Key Facts Statement
    Credit Card Cash Instalment Plan Terms & Conditions (applicable to applications submitted before 27 May 2025)

    Credit Card Spending Instalment

    Credit Card Spending Instalment – Personalised Monthly Handling Fee Plan Terms & Conditions
    Credit Card Spending Instalment – Personalised Monthly Handling Fee Plan Terms & Conditions (applicable to applications submitted before 27 May 2025)
    Credit Card Spending Instalment – One-off Handling Fee Plan Terms & Conditions
    Credit Card Spending Instalment – One-off Handling Fee Plan Terms & Conditions (applicable to applications submitted before 27 May 2025)
    Credit Card Spending Instalment – Personalised Monthly Handling Fee Plan Key Facts Statement
    Credit Card Spending Instalment – One-off Handling Fee Plan Key Facts Statement

    Footnote

    註腳

    注脚

    Other point(s) to note

    1. e-shopping Mastercard cardholders can refer to the Card Benefit Directory and Terms and Conditions for details.

    Remark(s)

    1. For details, please refer to the Terms and Conditions for Hang Seng Commercial Card / Business Card +FUN Dollars Reward / Cash Rebate / Annual Fee Waiver Spending / Affinity Card’s Additional Benefits and Privileges (available only in English and Traditional Chinese).
    2. Gold Card includes Hang Seng USD Gold Card
    3. Classic Card includes Fortune Mastercard Card

    To borrow or not to borrow? Borrow only if you can repay!