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Access 12 major currencies and settle transactions directly with just one card, including HKD, USD, CNY, AUD, CAD, CHF, EUR, GBP, JPY, NZD, THB and ZAR. Spend and withdraw cash from Hang Seng and HSBC ATMs locally and globally with no handling fees!
Get a card now to enjoy the exceptional debit card privileges and earn up to HKD11,300 in cash rebates!
Terms and conditions apply.
From 1 Jan till 30 Jun 2025, Prestige Banking customer can get a ParkNShop HKD50 eVoucher after successfully applying, activating and using the Prestige Multi-Currency Debit Mastercard to make any eligible transaction during the promotion period. This Promotion has two phases: phase 1 is from 1 Jan to 31 Mar 2025, and phase 2 is from 1 Apr to 30 Jun 2025.
Terms and conditions apply, please refer to Useful Information below.
From 24 May till 25 Sep 2025, Preferred Banking customer can get a 0.5% unlimited cash rebate (the rebate includes the Preferred debit card basic 0.4% cash rebate) when eligible transactions are made and are posted on or before 25 Sep 2025 with the Preferred Multi-Currency Debit Mastercard during the promotion period.
From 1 Jan till 30 Jun 2025, enjoy an instant discount of HKD50 by entering the designated promotion code in the Uber Taxi App after successfully completing any rides in Hong Kong.
| Designated Period | Promo Code | Monthly Quota |
|---|---|---|
| 1 to 31 Jan 2025 | HASE50JAN | 500 |
| 1 to 28 Feb 2025 | HASE50FEB | 500 |
| 1 to 31 Mar 2025 | HASE50MAR | 500 |
| 1 to 30 Apr 2025 | HASE50APR | 500 |
| 1 to 31 May 2025 | HASE50MAY | 500 |
| 1 to 30 Jun 2025 | HASE50JUN | 500 |
Terms and conditions apply, please refer to below Useful Information.
From 1 Jan till 30 Jun 2025, earn 20% cash rebate at the designated overseas public transportation merchants across Australia, China, Japan, Thailand and United Kingdom, and designated global car rental merchants, subject to a maximum accumulated cash rebate of HKD150 per customer across the promotion period. No registration is needed.
| Country | Designated Local Merchants |
|---|---|
| Australia |
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| China |
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| Japan |
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| Thailand |
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| United Kingdom |
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| Designated Merchants |
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Terms and conditions apply, please refer to Useful Information below.
From 1 Jan till 30 Jun 2025, earn 15% cash rebate at the designated merchants listed below across Japan, United Kingdom, Italy, Spain and France. This Promotion has two phases: phase 1 is from 1 Jan to 31 Mar 2025, and phase 2 is from 1 Apr to 30 Jun 2025, subject to a maximum accumulated cash rebate of HKD5,550 per phase. Customers can only earn cash rebate once from each designated merchant per phase. No registration is needed.
| Country | Designated Merchants | Eligible Transaction amount in a single transaction in each phase | Cash Rebate Cap in each phase | Maximum Cash Rebate Cap during the Promotion |
|---|---|---|---|---|
| Japan | Hankyu Department Store and Hanshin Department Store | Spend JPY30,000 or above | JPY4,500 | JPY9,000 |
| Daimaru Matsuzakaya Department Stores | Spend JPY30,000 or above | JPY4,500 | JPY9,000 | |
| Matsumoto Kiyoshi | Spend JPY10,000 or above | JPY1,500 | JPY3,000 | |
| Don Quijote | Spend JPY10,000 or above | JPY1,500 | JPY3,000 | |
| Isetan Mitsukoshi | Spend JPY80,000 or above | JPY12,000 | JPY24,000 | |
| Mitsui Outlet Park Jazz Dream Nagashima | Spend JPY80,000 or above | JPY12,000 | JPY24,000 | |
| United Kingdom | Harvey Nichols | Spend GBP250 or above | GBP37.5 | GBP75 |
| Fortnum & Mason | Spend GBP100 or above | GBP15 | GBP30 | |
| Harrods | Spend GBP350 or above | GBP52.5 | GBP105 | |
| Bicester Village | Spend GBP700 or above | GBP105 | GBP210 | |
| Italy | Castel Guelfo The Style Outlets | Spend Euro500 or above | Euro75 | Euro150 |
| Spain | La Roca Village | Spend Euro350 or above | Euro52.5 | Euro105 |
| France | La Vallee Village | Spend Euro500 or above | Euro75 | Euro150 |
Terms and conditions apply, please refer to Useful Information below.
Only applicable to customers who hold a sole-named Preferred Banking, Prestige Banking or Prestige Private Banking account (including the respective sole-named Family+ account).
If you are aged 12 or above and have a HKID or passport, you can get a supplementary debit card even if you don't have a Hang Seng account. The primary cardholder needs to submit the request for family or friends via Hang Seng Mobile App.
Preferred 24-hour Banking Manned Hotline: (852) 2822 8228
Prestige 24-hour Manned Hotline: (852) 2998 9188
Prestige Private 24-hour Manned Hotline: (852) 2998 8022
24-hour Report Lost Card Hotline: (852) 2836 0838
Foreign currency transactions involve fluctuations in exchange rates. When the transaction amount is debited from your foreign currency account, the account balance is subject to exchange rate risk, which may result in gains or losses. Please ensure there is a sufficient balance of foreign currency in your account; otherwise, we'll convert HKD into the relevant currency to complete the transaction, which may result in a loss for your account.
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