Hang Seng MPF To pay less tax is everyone's dream... That has now come true! Make tax deductible voluntary contributions to enjoy potential tax savings*^ and bonus unit rebates*! View details *Investment involves risks.  Terms and conditions apply ^The actual tax savings depend on your personal circumstances

Hang Seng MPF Flexi-Contributions

Important Notes
 
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  1. The Hang Seng Mandatory Provident Fund – SuperTrust Plus is a mandatory provident fund scheme.
  2. You should consider your own risk tolerance level and financial circumstances before making any investment choices or investing in the MPF Default Investment Strategy (the ‘DIS’). You should note that the DIS Constituent Funds, namely, the Core Accumulation Fund and the Age 65 Plus Fund, the DIS or a certain Constituent Fund may not be suitable for you. There may be a risk mismatch between the DIS Constituent Funds or a certain Constituent Fund and your risk profile (the resulting portfolio risk may be greater than your risk preference). When you are in doubt as to whether the DIS or a certain Constituent Fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice. You should make the investment decision most suitable for you taking into account your circumstances.
  3. You should note that the implementation of the DIS may have an impact on your MPF investments and accrued benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected.
  4. The Guaranteed Fund invests solely in an approved pooled investment fund (‘APIF’) in the form of an insurance policy provided by HSBC Life (International) Limited. The guarantee is also given by HSBC Life (International) Limited. Your investments in the Guaranteed Fund, if any, are therefore subject to the credit risks of HSBC Life (International) Limited. Please refer to section 4 ‘Risks’ of the MPF Scheme Brochure for details of the credit risk.
  5. The guarantee in the Guaranteed Fund only applies under certain conditions. Please refer to subsection 3.4.3(f) ‘Guarantee features’ of the MPF Scheme Brochure for details of the guarantee features (including in the context of payment of accrued benefits in instalments) and the ‘Guarantee Conditions’.
  6. MPF Benefits, AVC Benefits and TVC Benefits are payable on a Member’s 65th birthday or on early retirement on or after reaching age 60. The accrued benefits can be paid in one lump sum or in instalments, at the Member’s election. The accrued benefits can be paid in such form and on such terms and conditions as the Trustee may, to the extent not prohibited by the MPF Ordinance or General Regulation, prescribe. Please refer to subsection 6.7(c) ‘Payment of MPF Benefits, AVC Benefits and TVC Benefits’ of the MPF Scheme Brochure for details.
  7. You should not invest based on the information shown on this page alone and should read the MPF Scheme Brochure.
  8. Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the MPF Scheme Brochure.
  9. Important - if you are in doubt about the meaning or effect of the contents of the MPF Scheme Brochure, you should seek independent professional advice.
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Whether or not you can enjoy a comfortable retirement is determined by your preparation now. The sooner, the better. To achieve your retirement goals, your MPF mandatory contributions alone may not be enough unless you start making additional contributions today.

 

That’s why with Hang Seng MPF Flexi-Contributions, this value-added service gives you the flexibility to prepare for a more enjoyable and rewarding retirement at your own pace.

 

Get into the retirement savings habit with Hang Seng MPF Flexi-Contributions. It’s an easy and convenient way to save for tomorrow and to prepare for a happy retirement.

 
Benefits of Flexi-Contributions
Total control

You can make contributions at your own pace. The service is totally private and independent of your employer.


Flexible and convenient payment

You can make monthly regular contributions from as little as HKD300 by direct debit, or simply pay a lump sum of HKD1,000 or more at the time of your choice.


Simple and easy application

All contributions under your MPF account will be invested in the same choice of funds for hassle-free investing.


Flexible management

 

To provide you with total flexibility, you can change your Flexi-Contributions anytime or even withdraw your accumulated amount free of charge, subject to a minimum of HKD5,000 per withdrawal up to 12 times in a financial year (from 1 July to 30 June each year).

 

To open an account for making regular/lump sum Flexi-Contributions with Hang Seng MPF is easy:

 

You may visit us in designated Hang Seng Bank branches with MPF Specialists or download and complete the “Flexi-Contributions Application Form (Employee)” (HAPC)/“Flexi-Contributions Application Form (Personal Account Holder)” (HAPH), and submit to our MPF Specialist.

 

Please click here for the list of designated Hang Seng Bank branches with MPF Specialists.

 

For any other enquiries, please call Hang Seng MPF Direct on: 2997 2838

 
 
Additional voluntary contributions, Flexi-Contributions and tax deductible voluntary contributions are accepted at the discretion of the Trustee. The Trustee reserves the absolute right not to accept any additional voluntary contributions, Flexi-Contributions and tax deductible voluntary contributions at any time.

Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the MPF Scheme Brochure.

Issued by Hang Seng Bank Limited

Contact Us

Hang Seng MPF Hotline Make an e-Appointment
Existing MPF Customers Make a reservation online and meet with our MPF Specialists at designated branches
- Employers: 2288 6822
- Members / Self-employed persons: 2213 2213
- HKSARG Employees: 2269 2269
Non-existing MPF Customers
- Enquiries / Apply for Hang Seng MPF: 2997 2838