Accounts and Deposits
A range of Account and Deposit Services that enable you to easily accumulate capital and manage your finances.
Foreign currency T/T Exchange Rates *
| Currency | Code | Bank Buy | Bank Sell |
|---|
-
Place time deposits online to enjoy a BONUS interest rate!Enjoy a higher interest rate by placing HKD time depositsMinimum time deposit amount as low as HKD10,000Time Deposit tenors from one day to five yearsOverdraft facility of up to 95% of time deposit amountInterest payable every month(1) for tenor of 18 months to five years (minimum HKD50,000)(1) Should the Time Deposit maturity date and/or interest payment date fall on a non-clearing day, the deposit and/or interest will be payable on the following clearing day with the interest being paid up to but excluding that day.
-
A choice of 11 foreign currencies: Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Renminbi, Swiss Franc, South African Rand, Thai Baht and US DollarMinimum deposit amount as low as 1,000 units in foreign currency (except Japanese Yen and Thai Baht (100,000 units each), Renminbi and South African Rand (10,000 units each)Deposit tenors from one week to five years(1)Interest payable every month(2) for tenor of 18 months to 36 months (minimum 10,000 units in Australian Dollar, Canadian Dollar, Euro, New Zealand Dollar and Pound Sterling) or tenor of 18 months to five years for US Dollar (minimum USD10,000)
(1) Four and five-year tenor is applicable to US Dollar time deposit only.
(2) Should the Time Deposit maturity date and/or interest payment date fall on a non-clearing day, the deposit and/or interest will be payable on the following clearing day with the interest being paid up to but excluding that day.
-
A choice of HKD Statement or ATM Statement Savings AccountNo minimum balance requirement and no monthly fee for ATM Statement Savings AccountMonthly interest applied for Statement Savings AccountOne free Hang Seng Card to access your account 24 hours a day at over 1,000 ATMs in Hong KongYou can convert existing Statement Savings Account into ATM Statement Savings Account without changing account numberRenminbi and US Dollar Current Accounts are also available
-
Enjoy a higher interest rate and potential gain from exchange rate movementsAccess with Integrated Account or Standalone Savings AccountA choice of 12 foreign currencies: Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Renminbi, Swiss Franc, South African Rand, Thai Baht,Singapore Dollar and US DollarAccess via e-Banking or Phone Banking as well as branch counters(1)
(1) Except Singapore Dollars account where the customers can only transact via branch counters.
Remarks: Fluctuations in the exchange rates of foreign currencies may result in gains or losses in the case where the customer converts foreign currency to HK Dollars.
Online Tools
- Place Time Deposit
- Open an Account
- Interest Calculator
Reference Rates
- Deposit Interest Rates
- Foreign Exchange Rates
Contact Us
- Call our 24-hour hotline
2822 0228 - E-mail Us
- Visit Our Branches