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Apply Now! Open a Preferred Banking account with relevant transactions to enjoy fabulous welcome offer. Please note that investment involves risks. Terms and conditions apply. You can refer to our branch staff or call our 24-hour Preferred Banking Manned hotline 2822 8228 for details.
My Privileges

Gain access to a range of exclusive benefits such as Wealth Management products and other services that are designed to suit your needs.

Banking Service Privileges

Handling fee waiver
  • Foreign currency notes purchase / sale
  • Purchase of Gift Cheques (50% discount)
  • Setting up & amendment of Standing Instruction
  • Setting up Direct Debit Authorisation
  • AutoSweeping Service1
Support for My Family Everyone strives to provide the best to their family for them to live a happy and healthy life. Therefore, we provide different financial and health protection solutions, to assist you in planning for a brilliant future for your beloved family.
Preferred Banking customers can open a M.I. Kid AssetBuilder to plan for the needs of their children. We also partner with Ocean Park Hong Kong, Quality HealthCare and PolyVision Eyecare Centres to bring fabulous offers.
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Starting from 1 August 2019, there is no below balance fee for Preferred Banking. Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,000 or hold the below products:

Product Holdings Required Total Relationship Balance2 Requirement
Life Insurance plan3 / Investment account with holding4 / Auto-payroll service through Preferred Banking Account5 HKD20,000
Mortgage-Link Loan Scheme6 HKD50,000

In case your Total Relationship Balance is below HKD200,000 and do not hold the above banking products, no below balance fee will be charged. However, we may convert your Preferred Banking to Integrated Account.

 

For new customers, you can visit our branches for opening a Preferred Banking account.
New Customer

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For existing customers, you can upgrade your account to Preferred Banking easily via Hang Seng Personal e-Banking.
Existing Customer

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To borrow or not to borrow? Borrow only if you can repay!