View details, Preferred Banking, New customers open account to enjoy rewards up to $3,750, (Opens in a new window)

My Privileges

Gain access to a range of exclusive benefits such as Wealth Management products and other services that are designed to suit your needs.

Banking Service Privileges

Handling fee waiver
  • Foreign currency notes purchase / sale
  • Purchase of Gift Cheques (50% discount)
  • Setting up & amendment of Standing Instruction
  • Setting up Direct Debit Authorisation
  • AutoSweeping Service1
Support for My Family
Everyone strives to provide the best to their family for them to live a happy and healthy life. Therefore, we provide different financial and health protection solutions, to assist you in planning for a brilliant future for your beloved family.
Preferred Banking customers can open a M.I. Kid AssetBuilder to plan for the needs of their children. We also partner with Ocean Park Hong Kong, Quality HealthCare and PolyVision Eyecare Centres to bring fabulous offers.

Join Now


There is no below balance fee for Preferred Banking.

New to Hang Seng?

Open via mobile now i


Apply at branch?

Book now iii

Not an Integrated Account holder?

Open via mobile now ii


Got an Integrated Account?

Upgrade now


i. Customer must not hold any accounts or products with Hang Seng Bank and must be a permanent resident aged over 18 and under 65 residing and locating in Hong Kong.
ii. Customer must hold at least one Hang Seng Bank account (including passbook and statement savings accounts) and must be aged over 18 and under 65 residing and locating in Hong Kong.
iii. It is only applicable to customers who access it from within Hong Kong. If you have needs in managing wealth across the border, please make an appointment with us.

To borrow or not to borrow? Borrow only if you can repay!