Join Preferred Banking to enjoy welcome rewards up to $2,000
My Privileges

Gain access to a range of exclusive benefits such as Wealth Management products and other services that are designed to suit your needs.

Banking Service Privileges

Handling fee waiver
  • Foreign currency notes purchase / sale
  • Purchase of Gift Cheques (50% discount)
  • Setting up & amendment of Standing Instruction
  • Setting up Direct Debit Authorisation
  • AutoSweeping Service1
Support for My Family
Everyone strives to provide the best to their family for them to live a happy and healthy life. Therefore, we provide different financial and health protection solutions, to assist you in planning for a brilliant future for your beloved family.
Preferred Banking customers can open a M.I. Kid AssetBuilder to plan for the needs of their children. We also partner with Ocean Park Hong Kong, Quality HealthCare and PolyVision Eyecare Centres to bring fabulous offers.

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Starting from 1 August 2019, there is no below balance fee for Preferred Banking. Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,000 or hold the below products:

Product Holdings Required Total Relationship Balance7 Requirement
Life Insurance plan8 / Investment account with holding9 / Auto-payroll service through Preferred Banking Account10 HKD20,000
Mortgage-Link Loan Scheme11 HKD50,000
Scan QR code to visit Hang Seng Personal Banking mobile app
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*Customer must not hold any accounts or products with Hang Seng Bank and must be a permanent resident aged over 18 and under 65 residing and locating in Hong Kong.
^It is only applicable to customers who access it from within Hong Kong. If you have needs in managing wealth across the border, please make an appointment with us.

To borrow or not to borrow? Borrow only if you can repay!