From payroll support, savings planning to loans and mortgage, we have all the daily banking services you need to enjoy flexible and simple cash flow and money management.
Manage your wealth with ease and enjoy special privileges when your salary is paid into your account through our Payroll Service. Learn more about payroll service
Apart from setting a savings plan according to your needs, Money Master also provides functions like automatic tracking of expense records from your Hang Seng Hong Kong Dollar accounts and credit cards, real-time reflection of your progress and remaining spending budget. You can also register for H A R O WhatsApp to receive personalised tips and progress updates, allowing you to easily achieve different goals. Learn more about Money Master
Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa.
RMB currency risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
The loan amount and terms of the loan are subject to final approval of Hang Seng Bank Limited (“Hang Seng”)
Hang Seng reserves the right to suspend, revise or terminate the above offer and amend the above terms and conditions at any time. In case of any disputes, the decision of Hang Seng shall be final and conclusive. For details of the offer, please contact Hang Seng’s staff.
If you fail to make full repayment of the statement balance specified in your credit card account statement on or before the payment due date of each month, you shall pay a finance charge and other charges on any monthly instalment amount due but unpaid at the prevailing interest rate applicable to your credit card account from the post date of such monthly instalment.