Make every day more rewarding! Starting from the month of successful registration, eligible overseas spending and online shopping^{^} transactions with your registered Hang Seng Credit Card will be rewarded with a 1.2% Cash Dollars rebate throughout the year. Moreover, spend upon the designated amount or above, you can earn a top-up offer with up to 6% Cash Dollars rebate (equivalent to 15x Cash Dollars) until 30 June. 

Card Types	Accumulated Monthly Retail Spending Amount	Overseas Spending total Cash Dollars rebate	Online Spending^ total Cash Dollars rebate
Hang Seng Visa Infinite Card/ Prestige World Mastercard®	HKD5,000 or above (“Top-Up Offer”) #
	Below HKD5,000 (“Year Round Offer”) *
Other Hang Seng Credit Cards	HKD5,000 or above (“Top-Up Offer”) #
	Below HKD5,000 (“Year Round Offer”) *

^# The promotion period of “Top-Up Offer” is from 1 January to 30 June 2019.
* The promotion period of “Year Round Offer” is from 1 January to 31 December 2019.
^{^} Only online transactions with single net spending of HKD300 or above will be eligible.

Illustrative examples:
1. A customer who made accumulated monthly retail spending of HKD5,000 in January 2019, of which HKD4,500 is on an eligible overseas transaction, he/she can earn:

For Hang Seng Visa Infinite Card / Prestige World Mastercard^®, customer can earn: 

• ・ Basic 0.4% Cash Dollars rebate = HKD5,000X0.4% = $20 Cash Dollars rebate
  
• ・ Year Round Offer Extra Cash Dollars rebate = HKD4,500X 0.8%  = $36 Cash Dollars rebate
• ・ Top-up Offer Extra Cash Dollars rebate = HKD4,500X4.8%  = $216 Cash Dollars rebate
• ・ Customer earn a total of $272 Cash Dollars rebate

For Other Hang Seng Credit Card^, customer can earn: 

• ・ Basic 0.4% Cash Dollars rebate = HKD5,000x0.4% = $20 Cash Dollars rebate
  
• ・ Year Round Offer Extra Cash Dollars rebate = HKD4,500 X 0.8%  = $36 Cash Dollars rebate
• ・ Top-up Offer Extra Cash Dollars rebate = HKD4,500 X 1.2%  = $54  Cash Dollars rebate
• ・ Customer earn a total of $110  Cash Dollars rebate

^{^} For enJoy card, the basic 0.5% Cash Dollars rebate =HKD5,000*0.5%=$25 Cash Dollars rebate; Year Round Offer Extra Cash Dollars rebate =HKD4,500*0.7%=$31.5 Cash Dollars rebate (rounded down to $31 Cash Dollars rebate)

For Hang Seng Commercial / Business Card⁺, customer can earn: 

• ・ Basic 0.4% Cash Dollars rebate (local spending) = HKD500X0.4% = $2 Cash Dollars rebate
• ・ Basic 0.8% Cash Dollars rebate (overseas spending) = HKD4,500X0.8% = $36 Cash Dollars rebate
• ・ Year Round Offer Extra Cash Dollars rebate = HKD4,500 X 0.4%  = $18 Cash Dollars rebate
• ・ Top-up Offer Extra Cash Dollars rebate = HKD4,500 X 1.2%  = $54  Cash Dollars rebate
• ・ Customer earn a total of $110  Cash Dollars rebate

⁺ For enJoy Visa Commercial / Business Card, the basic 0.5% Cash Dollars rebate (local spending) = HKD500 X 0.5% = $2.5 Cash Dollars rebate (rounded down to $2 Cash Dollars rebate)；Basic 1% Cash Dollars rebate (overseas spending) = HKD4,500 X 1% = $45 Cash Dollars rebate；Year Round Offer Extra Cash Dollars rebate = HKD4,500*0.2% = $9 Cash Dollars rebate

2. A customer who made accumulated monthly retail spending of HKD5,000 in January 2019, of which HKD4,500 is on an eligible online shopping transaction, he/she can earn:

For Hang Seng Visa Infinite Card / Prestige World Mastercard^®, customer can earn: 

• ・ Basic 0.4% Cash Dollars rebate = HKD5,000 X 0.4% = $20 Cash Dollars rebate
• ・ Year Round Offer Extra Cash Dollars rebate = HKD4,500 X 0.8%  = $36 Cash Dollars rebate
• ・ Top-up Offer Extra Cash Dollars rebate = HKD4,500 X 2.8%  = $126 Cash Dollars rebate
• ・ Customer earn a total of $182 Cash Dollars rebate
•  

For Other Hang Seng Credit Card^, customer can earn: 

• ・ Basic 0.4% Cash Dollars rebate = HKD5,000 X0.4% = $20 Cash Dollars rebate
• ・ Year Round Offer Extra Cash Dollars rebate = HKD4,500 X 0.8%   = $36 Cash Dollars rebate
• ・ Customer earn a total of $56  Cash Dollars rebate

^{^} For enJoy card, the basic 0.5% Cash Dollars rebate =HKD5,000*0.5%=$25 Cash Dollars rebate; Year Round Offer Extra Cash Dollars rebate =HKD4,500*0.7%=$31.5 Cash Dollars rebate (rounded down to $31 Cash Dollars rebate).