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Overseas / Online Spending Wow Reward Everywhere
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Overseas Spending and Online Shopping Reward

Make every day more rewarding! Starting from the month of successful registration, eligible overseas spending and online shopping^ transactions with your registered Hang Seng Credit Card will be rewarded with a 1.2% Cash Dollars rebate throughout the year. Moreover, spend upon the designated amount or above, you can earn a top-up offer with up to 6% Cash Dollars rebate (equivalent to 15x Cash Dollars) until 30 June. 

Card Types Accumulated Monthly
Retail Spending Amount
Overseas Spending
total Cash Dollars rebate

Overseas Spending total Cash Dollars rebate
Online Spending^
total Cash Dollars rebate

Online Spending total Cash Dollars rebate

Hang Seng Visa Infinite Card/ Prestige World Mastercard®

Hang Seng Visa Infinite Card

HKD5,000 or above
(“Top-Up Offer”) #
6 percent Cash Dollars rebate 4 percent Cash Dollars rebate
Below HKD5,000
(“Year Round Offer”) *
1.2 percent Cash Dollars rebate

Other Hang Seng Credit Cards

Platinum CardenJoy_Visa_payWave_Platinum_Red Card

HKD5,000 or above
(“Top-Up Offer”) #
2.4 percent Cash Dollars rebate 1.2 percent Cash Dollars rebate
Below HKD5,000
(“Year Round Offer”) *
1.2 percent Cash Dollars rebate

 

# The promotion period of “Top-Up Offer” is from 1 January to 30 June 2019.
* The promotion period of “Year Round Offer” is from 1 January to 31 December 2019.
^ Only online transactions with single net spending of HKD300 or above will be eligible.

 

Illustrative examples:
1. A customer who made accumulated monthly retail spending of HKD5,000 in January 2019, of which HKD4,500 is on an eligible overseas transaction, he/she can earn:

 

For Hang Seng Visa Infinite Card / Prestige World Mastercard®, customer can earn: 
  • ・ Basic 0.4% Cash Dollars rebate = HKD5,000X0.4% = $20 Cash Dollars rebate
  • ・ Year Round Offer Extra Cash Dollars rebate = HKD4,500X 0.8%  = $36 Cash Dollars rebate
  • ・ Top-up Offer Extra Cash Dollars rebate = HKD4,500X4.8%  = $216 Cash Dollars rebate
  • ・ Customer earn a total of $272 Cash Dollars rebate
For Other Hang Seng Credit Card^, customer can earn: 
  • ・ Basic 0.4% Cash Dollars rebate = HKD5,000x0.4% = $20 Cash Dollars rebate
  • ・ Year Round Offer Extra Cash Dollars rebate = HKD4,500 X 0.8%  = $36 Cash Dollars rebate
  • ・ Top-up Offer Extra Cash Dollars rebate = HKD4,500 X 1.2%  = $54  Cash Dollars rebate
  • ・ Customer earn a total of $110  Cash Dollars rebate

^ For enJoy card, the basic 0.5% Cash Dollars rebate =HKD5,000*0.5%=$25 Cash Dollars rebate; Year Round Offer Extra Cash Dollars rebate =HKD4,500*0.7%=$31.5 Cash Dollars rebate (rounded down to $31 Cash Dollars rebate)

 

For Hang Seng Commercial / Business Card+, customer can earn: 
  • ・ Basic 0.4% Cash Dollars rebate (local spending) = HKD500X0.4% = $2 Cash Dollars rebate
  • ・ Basic 0.8% Cash Dollars rebate (overseas spending) = HKD4,500X0.8% = $36 Cash Dollars rebate
  • ・ Year Round Offer Extra Cash Dollars rebate = HKD4,500 X 0.4%  = $18 Cash Dollars rebate
  • ・ Top-up Offer Extra Cash Dollars rebate = HKD4,500 X 1.2%  = $54  Cash Dollars rebate
  • ・ Customer earn a total of $110  Cash Dollars rebate

For enJoy Visa Commercial / Business Card, the basic 0.5% Cash Dollars rebate (local spending) = HKD500 X 0.5% = $2.5 Cash Dollars rebate (rounded down to $2 Cash Dollars rebate);Basic 1% Cash Dollars rebate (overseas spending) = HKD4,500 X 1% = $45 Cash Dollars rebate;Year Round Offer Extra Cash Dollars rebate = HKD4,500*0.2% = $9 Cash Dollars rebate

 

 

2. A customer who made accumulated monthly retail spending of HKD5,000 in January 2019, of which HKD4,500 is on an eligible online shopping transaction, he/she can earn:

 

For Hang Seng Visa Infinite Card / Prestige World Mastercard®, customer can earn: 
  • ・ Basic 0.4% Cash Dollars rebate = HKD5,000 X 0.4% = $20 Cash Dollars rebate
  • ・ Year Round Offer Extra Cash Dollars rebate = HKD4,500 X 0.8%  = $36 Cash Dollars rebate
  • ・ Top-up Offer Extra Cash Dollars rebate = HKD4,500 X 2.8%  = $126 Cash Dollars rebate
  • ・ Customer earn a total of $182 Cash Dollars rebate
  •  
For Other Hang Seng Credit Card^, customer can earn: 
  • ・ Basic 0.4% Cash Dollars rebate = HKD5,000 X0.4% = $20 Cash Dollars rebate
  • ・ Year Round Offer Extra Cash Dollars rebate = HKD4,500 X 0.8%   = $36 Cash Dollars rebate
  • ・ Customer earn a total of $56  Cash Dollars rebate

^ For enJoy card, the basic 0.5% Cash Dollars rebate =HKD5,000*0.5%=$25 Cash Dollars rebate; Year Round Offer Extra Cash Dollars rebate =HKD4,500*0.7%=$31.5 Cash Dollars rebate (rounded down to $31 Cash Dollars rebate).

 

 

Instant Online Registration is easy and convenient!

1
Register
2
Confirm
3
Complete

Please enter your credit card number:

 

Register now!
- Hang Seng Visa Infinite Card / Prestige World Mastercard: Call 2998 6038 Press "1" after language selection
- Other Hang Seng Credit Card: Call 2998 6000 Press "8" after language selection

 

Warm Reminder:

 

If you would like to use cash withdrawal services (including cash advance) at overseas ATM, you must activate the overseas ATM cash withdrawal function by setting the "overseas ATM daily cash withdrawal limit" and "activation period" in advance through Hang Seng Bank or HSBC ATMs in Hong Kong or other channels. You may set the daily withdrawal limit to HKD10,000 or HKD20,000 per card with the effective period of maximum 1 year. Please visit hangseng.com/overseas_atm for details.

 

Remember to apply for Travel Insurance when going overseas!
Apply for a Hang Seng Credit Card now
To borrow or not to borrow? Borrow only if you can repay!