Overseas / Online Spending Wow Reward Everywhere
HKD Prime Rate
Overseas Spending and Online Shopping Reward

Thank you very much for your support! The 2019 “Overseas Spending/Online Shopping Reward” promotion has ended on 31 Dec 2019. Please stay tuned to the 2020 promotion details.


In the meantime, you can enjoy “Up to $1,000 Cash Dollars Winter Wow Reward” upon making local, overseas, online spending as well as mobile payment transactions with your card from now till 16 Feb 2020. Please visit hangseng.com/spending to register now! 

Warm Reminder:


If you would like to use cash withdrawal services (including cash advance) at overseas ATM, you must activate the overseas ATM cash withdrawal function by setting the "overseas ATM daily cash withdrawal limit" and "activation period" in advance through Hang Seng Bank or HSBC ATMs in Hong Kong or other channels. You may set the daily withdrawal limit to HKD10,000 or HKD20,000 per card with the effective period of maximum 1 year. Please visit hangseng.com/overseas_atm for details.



Remember to apply for Travel Insurance when going overseas!
Apply for a Hang Seng Credit Card now
To borrow or not to borrow? Borrow only if you can repay!