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    • Samsung Pay is a secure and easy-to-use mobile payment service which can be used to make purchases almost anywhere.
      Leveraging a new proprietary technology called Magnetic Secure Transmission (MST) and Near Field Communication (NFC), Samsung Pay makes mobile payment more accessible to both merchants and customers.
    • Samsung Pay uses proprietary Magnetic Secure Transmission (MST) and Near Field Communication (NFC) to make contactless mobile payments. MST and NFC enables the Galaxy Note8, Galaxy S8+, Galaxy S8, Galaxy A8+, Galaxy S7 edge, Galaxy S7, Galaxy S6 edge+, Galaxy Note5 and Gear S3 to make secure transactions with almost every card terminal in the world.

      You can also use NFC payment capability to pay at supported contactless card reader with your Galaxy C9 Pro, Galaxy C7 Pro, Galaxy C5 Pro and Gear Sport.
    • To use Samsung Pay, you need:
      A compatible Samsung device*
      A supported payment card from a participating bank
      A Samsung account
      Registered iris, fingerprint or Samsung Pay PIN
      To be located in the country of the participating card issuer**
      *If compatible, newer devices will have Samsung Pay preloaded
      **For the verification purposes, you should locate in the same region of the participating bank when adding a payment card in Samsung Pay
    • Please obtain the Samsung Pay application with the procedure as described below.
      Galaxy Note8, Galaxy S8+ and Galaxy S8
      Samsung Pay is already preloaded on your device. If you're unable to find it, simply go to Google Play to download the app.
      For other smartphones
          1. Go to Phone Settings
          2. Click "About Device"
          Settings Screen
          3. Tap "Download updates manually"
          About Device
      Samsung Pay will be installed with the Software Update. You can then tap on the Samsung Pay application as shown below in the App screen to install Samsung Pay.
      Samsung Pay button
      For Gear smartwatch
         1. If you can't locate Samsung Gear App in your device, please install Samsung Gear App from Google Play Store or Samsung Galaxy Apps
         2. Launch Samsung Gear and select Gear smartwatch
         3. Tap on Open Samsung Pay from "Info" tab or "Samsung Pay" on Settings tab.
    • The following credit cards are available to add in your Samsung Pay:
      Hang Seng Credit Card, Affinity Card, Visa Commercial Card, Visa Business Card or Commercial MasterCard (excluding Hang Seng CUP Credit Card, USD Visa Gold Card, Renminbi Card, UnionPay Diamond Commercial Card, e-shopping MasterCard, Private Label Card and Spending Card).
    • There is no additional cost to customers who use their Hang Seng Credit Card in Samsung Pay. However, your Hang Seng Credit Card’s terms and conditions will apply for purchases with Samsung Pay.
    • Magnetic Secure Transmission™ or MST, is a groundbreaking method of sending data using magnetic waves. MST replicates a card swipe by wirelessly transmitting magnetic waves from the supported Samsung device to a standard card reader. MST turns every card reader into a contactless payment receiver.

      However some card reader may not able to accept a MST based transaction due to software and hardware limitations.

    • Near Field Communication or NFC is a method of wirelessly transmitting data using radio waves. Samsung Pay uses NFC to wirelessly transmit payment data to payment terminals with NFC readers that have been activated for use.
    • For Samsung Pay, either MST or NFC technology can be used to make secure, contactless transactions. The key difference is that almost all merchants can accept MST, which makes Samsung Pay the most accepted mobile payment service on the market.

      In the context of Samsung Pay, MST and NFC have the same level of security. The payment information transmitted by both MST and NFC is protected using tokenization.
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