Hang Seng Credit Card Interest-free Spending Instalment Plan Online Application

Interest-free Spending Instalment -
Personalized Monthly Handling Fee Plan

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Please fill in ALL the information below to proceed.

Personalized Monthly Handling Fee Plan
One-off Handling Fee Plan

HKID Card No. (e.g. A123456(1))

Date of Birth

YYYY

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Note:
Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance

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Please fill in the information below. Fields marked "*" are mandatory.

Offer Information

Monthly Handling Fee

		Annualized Percentage Rate - APR¹
Approved Loan Amount (HKD)	Monthly Handling Fee

Application Information

Hang Seng Credit Card No.²^*(For principal cardholder only)

- - -

Applied Amount^3,4^*

Tenor*

Calculate the monthly repayment amount for different repayment method

Cardholder's Name*(Name as indicated in your Credit Card)

Daytime Contact Phone No.*

I will NOT accept the final approved instalment amount if it is less than the above applied amount.

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Notes:

The annualized percentage rate (APR) is calculated based on the requirement of the Code of Banking Practice. APR is a reference rate which expresses the fees and charges of respective product as an annualized rate.
Not applicable to Supplementary Card, Renminbi Credit Card, Business Card, Commercial Card, e-Shopping MasterCard, Spending Card, USD Visa Gold Card and private label card.
Hang Seng Bank may increase your credit limit at its discretion if your credit limit is insufficient.
The Spending Instalment Plan is only applicable to the new retail transactions posted on the latest credit card statement. Application for the Spending Instalment Plan must be submitted 7 working days prior to the credit card statements payment due date.
Under normal circumstances, your application will take three working days to process. If consideration of increasing credit limit is required, your application will take five working days to process. You will be notified of the result by separate post.
If you fail to make full repayment of the statement balance specified in your credit card account statement on or before the payment due date of each month, you shall pay a finance charge on all outstanding balance on the credit card account. You shall pay a finance charge and other charges on any monthly instalment amount due but unpaid at the prevailing interest rate applicable to the Credit Card Account from the post date of such monthly instalment.
If you request (i) to cancel or amend the application for the Spending Instalment Plan; or (ii) to make prepayment of the outstanding balance of the Spending Instalment Plan, Hang Seng will charge each time a fee. Please refer to clause 7 of the Terms & Conditions for Hang Seng Credit Card Interest-free Spending Instalment - Personalized Monthly Handling Fee Plan.

Note: Hang Seng Spending Card account is a non-interest bearing account. Funds maintained in the Hang Seng Spending Card account are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong.

Apply
Confirm
Finish

Please fill in the information below. Fields marked "*" are mandatory.

Offer Information

One-off Handling Fee

Approved Instalment Plan Amount (HKD)

If you would like to apply instalment plan with amount above HKD or longer repayment period ( months), you can apply Interest-free Spending Instalment – Personalized Monthly Handling Fee Plan, please click here for details.