The Chinese University of Hong Kong Credit Card

The Chinese University of Hong Kong Credit Card

The Chinese University of Hong Kong Credit Card - Signifies your special status and entitles you to a range of exclusive benefits and services. You also contribute to your University every time you spend!


Fabulous Welcome Offers

Successfully apply for a University / College Affinity Card, you can enjoy an array of fabulous welcome offers.


『Spending Wow Reward』-
Earn extra up to 4% Cash Dollars Rebate on Eat, Shop & Play
Enroll “Spending Wow Reward“ now to earn extra up to 4% Cash Dollars rebate upon accumulating designated monthly eligible retail spending amount!


“Spending Wow Reward“ promotion period starts from 1 May till 30 Nov 2022 (from the registration month)
For registration, offer details, terms and conditions:




Hang Seng Notebook Spending Reward -
Enjoy extra 5% Cash Dollars Rewards before Semester Start!
Start to being Universities / Colleges student, are your notebook ready for back to school? Notebook Program for Hong Kong Universities / Colleges has been back now! Enroll now to enjoy extra 5% Cash Dollars rebate upon designated single net spending in designated merchant!


HKT Education & Senco-Masslink:

Helix Distribution:


Promotion period starts from now until 31 Oct 2022 (from the registration month). Each Eligible Customer can only enjoy each offers once unless otherwise specified. For registration, offer details, terms and conditions, please visit above promotion page.




Benefitting University Development

Part of the total spending of Principal and Supplementary Card customers will be donated to The Chinese University of Hong Kong (“CUHK”) for support of campus enhancement projects, student activities and alumni affairs development.

Exclusive Privileges(1) for The Chinese University of Hong Kong Alumni Platinum Card Principal Card
Alumni Platinum Card customers can enjoy discount for accessing to campus facilities, including libraries (Principal Card customers can enjoy special discount on application for the Smart Card and Digital Library Service), swimming pool and selected sports facilities, plus up to maximum 4 hours free parking(2)(3) at the University when using the above facilities
Purchase CUHK souvenirs by mail order
Alumni Platinum Card customers can enjoy 10% discount upon purchase at Cosmos Books Ltd(4)

University / College Affinity Credit Card “2.4% Cash Dollars Rebate Offer for Tuition Fee Payment”
University / College Affinity Credit Card "Self-enhancement Reward 2.4% Cash Dollars Rebate"

From now till 31 December 2022, starting from the month of successful registration, pay tuition fee as students, for family and friends or make designated eligible transactions with your University / College Affinity Credit Card, you will be rewarded 2.4% Cash Dollars rebate


Hang Seng Credit Card Privileges
Online Spending Privileges
Hang Seng Credit Card is breaking new ground in online spending - Cash Dollars and Interest-free Instalment Plans are now available online to bring you double spending privileges. What’s more, coupled with the enhanced services from "One-Time Password" and "Digital Wallet", plus Online Spending Cash Dollars Rewards and fabulous merchant offers, a brand new online shopping experience is to start under your fingertips.


Hang Seng Credit Card Rewards Programme
For every HKD250 retail spending with your card, you can earn $1 Cash Dollar which can be used as instant cash at over 7,400 designated merchant outlets throughout Hong Kong, or to redeem cash coupons. You will earn Merchant Dollars of the specific merchant on top of Cash Dollars for every spending at the Merchant Dollars Designated Merchants. You can use the cumulative Cash Dollars and Merchant Dollars as cash concurrently for the next purchase at the same designated merchants.


Hotel Dining Privileges and Discounts at Selected Merchant Outlets
Enjoy up to 15% discount at the designated restaurants of JW Marriott Hotel Hong Kong, Conrad Hong Kong, Grand Hyatt Hong Kong, Sheraton Hong Kong Hotel & Towers, W Hong Kong and The Mira Hong Kong. You can also enjoy discounts at over 4,000 merchant outlets in town throughout the year, including renowned restaurants, luxury stores, leisure destinations and more.


Mobile Payment Services

Customers can pay with Hang Seng Credit Card using Apple Pay, Google Pay™ or Samsung Pay to experience a secure, simple and speedy way of payment, while enjoying the benefits of Hang Seng Credit Card#. For products and services information, terms and conditions, please visit

Apple Pay is trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is trademark of Google Inc..
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.

# For some merchants, customers are required to do the transaction with a physical card in order to enjoy the relevant offers, please consult respective merchants for details. Payment with Mobile Payment Services by using Hang Seng Credit Cards is applicable to Cash Dollars/Merchant Dollars Redemption for designated merchants ONLY. Customer can also redeem Cash Dollars/Merchant Dollars by using their physical card during transactions.


Apply Now

Enjoy a whole new experience on credit card application including a simplified online application journey with shortened card processing time

New Customer Existing Customer /
Personal e-banking customer

Useful Tools

To borrow or not to borrow? Borrow only if you can repay!