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The Chinese University of Hong Kong Credit Card
The Chinese University of Hong Kong Credit Card

The Chinese University of Hong Kong Credit Card - Signifies your special status and entitles you to a range of exclusive benefits and services. You also contribute to your University every time you spend!


Fabulous Welcome Offers

Successfully apply for a University / College Affinity Card, you can enjoy an array of fabulous welcome offers.


Benefitting University Development

Part of the total spending of Principal and Supplementary Card customers will be donated to The Chinese University of Hong Kong (“CUHK”) for support of campus enhancement projects, student activities and alumni affairs development.

Exclusive Privileges(1) for The Chinese University of Hong Kong Alumni Platinum Card
Enjoy a 6-month or 12-month interest-free instalment plan for payment of tuition fees for CUHK courses(2)(3)
Alumni Platinum Card customers can enjoy discount for accessing to campus facilities, including libraries (Principal Card customers can enjoy special discount on application for the Smart Card and Digital Library Service), swimming pool, selected sports facilities, CUHK Water Sports Centre, University Staff Common Room Club Restaurant, etc., plus up to maximum 4 hours free parking at the University when using the above facilities
Purchase CUHK souvenirs by mail order
Alumni Platinum Card customers can enjoy 10% discount upon purchase at Cosmos Books Ltd(4)

University / College Affinity Credit Card "Up to 5x Cash Dollars Self-enhancement Reward"
University / College Affinity Credit Card “Up to 5x Cash Dollars Self-enhancement Reward”

Earn up to 5x Cash Dollars for every purchase at local or online bookstores, payment on courses held by local and overseas universities/institutions (according to the reimbursable course list of The Continuing Education Fund ) or payment on local and overseas public examination fees with the card.


Hang Seng Credit Card Privileges
Online Spending Privileges
Hang Seng Credit Card is breaking new ground in online spending - Cash Dollars and Interest-free Instalment Plans are now available online to bring you double spending privileges. What’s more, coupled with the enhanced services from "One-Time Password" and "Digital Wallet", plus Online Spending Cash Dollars Rewards and fabulous merchant offers, a brand new online shopping experience is to start under your fingertips.


Hang Seng Credit Card Rewards Programme
For every HKD250 retail spending with your card, you can earn $1 Cash Dollar which can be used as instant cash at over 7,000 designated merchant outlets throughout Hong Kong, or to redeem cash coupons. You will earn Merchant Dollars of the specific merchant on top of Cash Dollars for every spending at the Merchant Dollars Designated Merchants. You can use the cumulative Cash Dollars and Merchant Dollars as cash concurrently for the next purchase at the same designated merchants.


Hotel Dining Privileges and Discounts at Selected Merchant Outlets
Enjoy up to 20% discount at the designated restaurants of JW Marriott Hotel Hong Kong, Island Shangri-La, Hong Kong, Kowloon Shangri-La, Hong Kong, Conrad Hong Kong, InterContinental Hong Kong, Sheraton Hong Kong Hotel & Towers, W Hong Kong and The Mira Hong Kong. You can also enjoy discounts at over 4,700 merchant outlets in town throughout the year, including renowned restaurants, luxury stores, leisure destinations and more.


Earn up to 6x Cash Dollars Throughout the Year
From 1 January to 31 December 2018 , upon successful registration, you will be rewarded up to 6x Cash Dollars throughout the year starting from the registration month when you make overseas / online / interest-free instalment transactions with Hang Seng Credit Card, upon accumulated monthly retail spending of HKD5,000 or above.


Mobile Payment Services

Customers can pay with Hang Seng Credit Card using Apple Pay, Google Pay™ or Samsung Pay to experience a secure, simple and speedy way of payment, while enjoying the benefits of Hang Seng Credit Card#. For products and services information, terms and conditions, please visit

Apple Pay is trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is trademark of Google Inc..
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.

# For some merchants, customers are required to do the transaction with a physical card in order to enjoy the relevant offers, please consult respective merchants for details. Payment with Mobile Payment Services by using Hang Seng Credit Cards is not applicable to Cash Dollars / Merchant Dollars Redemption. Customer can only redeem Cash Dollars / Merchant Dollars by using their physical card during transactions.


Useful Tools
To borrow or not to borrow? Borrow only if you can repay!