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Discover Year Round Discount Offers Up to 75% off

From 1 January until 31 December 2018, you can enjoy up to 75% off at over 4,700 merchant outlets, including world-class hotels, renowned restaurants, luxury stores and leisure destinations.

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* Selected Hang Seng Credit Card includes: Hang Seng Visa Infinite Card, Prestige World Mastercard®, World Mastercard, The Hong Kong Jockey Club Membership Card (Platinum Mastercard and Gold Mastercard), The Racing Club Membership Card, Platinum Card, Prestige Banking Renminbi Platinum Card, Renminbi Platinum Card, Affinity Platinum Card, Affinity Platinum Spending Card, Commercial Card, UnionPay Renminbi Diamond Commercial Card and Business Card

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To borrow or not to borrow? Borrow only if you can repay!