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Apply your Electric Vehicle Loan online
Start your loan application journey.
Upload documents
Simply provide your electric vehicle order agreement[1] with other documents required.
Cash crediting to your designated account
After loan drawdown, submit your Vehicle Registration Document or related documents as the proof of electric vehicle’s ownership within 6 months.[2]
Annualised Percentage Rate as low as 1.78%[3] and 0% handling fee
Up to HKD6,000 cash rebate[4]
No collateral is required. Flexible for buying electric vehicle[5]
Loan amount up to HKD3,000,000 or the purchase price of your electric vehicle, whichever is lower[6], and up to 60 months of repayment period[7]
Answer simple questions below and get your loan plan
| Debt Consolidation Instalment Loan | Credit Card Minimum Payment |
|---|
| Debt Consolidation Instalment Loan | Credit Card Minimum Payment | |
|---|---|---|
| Monthly repayment amount | HKD - | Minimum Payment |
| Total interest amount | HKD - (Save HKD -) |
HKD - |
| Repayment period | 72 month(s) (Shortened by - month(s)) |
- month(s) |
| Each month you pay (HKD) | Repayment period | Estimated total payment amount (HKD) |
|---|
| Each month you pay (HKD) | Repayment period | Estimated total payment amount (HKD) |
|---|---|---|
| Only the minimum repayment | - month(s) | - |
| - | 36 month(s) | - |
| Loan amount (HKD) | Maximum cash rebate (HKD) [4] | Monthly flat rate | Monthly repayment amount (HKD) - Based on every HKD10,000 loan amount (APR) | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 24-30 months |
36 months or above |
12 months | 24 months | 36 months | 48 months | 60 months | 12 months | 24 months | 36 months | 48 months | 60 months | |
| $5,000 - $49,999 | - | - | 0.2169% |
0.2102% |
0.2090% | 0.2095% | 0.2100% | $855.10 (4.88%) |
$437.70 (4.88%) |
$298.70 (4.88%) |
$229.30 (4.88%) |
$187.70 (4.88%) |
| $50,000 - $99,999 |
$300 | $800 | ||||||||||
| $100,000 - $199,999 |
$300 | $800 | ||||||||||
| $200,000- $499,999 |
$500 | $1,500 | ||||||||||
| $500,000 - $999,999 |
$500 | $2,000 | ||||||||||
| $1,000,000 - $1,499,999 |
$500 | $2,500 | ||||||||||
| $1,500,000 or above |
$500 | $6,000 | 0.0800% | $841.40 (1.78%) |
||||||||
All Annualised Percentage Rates are calculated using the Net Present Value Method in accordance with the Code of Banking Practice. The Annualised Percentage Rates are reference rate which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
The calculation of the monthly repayment amount and the Annualised Percentage Rate has excluded the cash rebate and taken the 0% handling fee into account. The monthly repayment amount is rounded up to 1 decimal point. The proportion of loan principal to interest in each monthly instalment amount is calculated according to the Rule of 78.
If customer’s loan application cannot meet our approval requirements, the staff of Hang Seng Bank Limited (“Hang Seng”) may recommend our Handy Cash Personal Instalment Loan to individual customers on a case-by-case basis and subject to our prevailing pricing for Handy Cash Instalment Loan. For details, please contact Hang Seng’s staff.
Terms and Conditions apply to the offers and services.
To borrow or not to borrow? Borrow only if you can repay!