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    For spending made by Hang Seng Credit Card, you can earn Hang Seng Credit Card +FUN Dollars which can be used as instant cash at over 150,000 +FUN Spots

    Cards

    +FUN Dollars & Merchant Dollars Designated Merchants

    Hang Seng Credit Card +FUN Dollars Rewards

    For spending made by Hang Seng Credit Card, you can earn Hang Seng Credit Card +FUN Dollars which can be used as instant cash at over 150,000 +FUN Spots throughout online or offline.

    ~ The redemption of +FUN Dollars is only applicable to designated outlets. 
    ^ Applicable to Hong Kong outlets only. 
    # The minimum value for each instant redemption is a HKD50 cash voucher.

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    Terms and Conditions

    Terms and Conditions for Hang Seng Credit Card +FUN Dollars and Merchant Dollars Designated Merchants (Effective from 19 April 2026)

    Terms and Conditions for Hang Seng Credit Card +FUN Dollars and Merchant Dollars Designated Merchants (Effective from  9 March 2026 to 18 April 2026)

    Terms and Conditions for Hang Seng Credit Card +FUN Dollars and Merchant Dollars Designated Merchants (Effective before 9 March 2026)

    To borrow or not to borrow? Borrow only if you can repay!