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    MUJI Card Welcome offer $200 MUJI Dollars

    Cards

    Credit Card Balance Repayment Calculator

    Please use the Credit Card Balance Repayment Calculator below to calculate the repayment details of your credit card account.
     
    Please input Balance Amount and Monthly Rate and then choose:
     
    "Calculate by repaying with minimum payment each month" to calculate
    (i)   The period of time (number of years) and total cost (including principal and finance charges) involved in paying a balance in full by making only minimum payments
    (ii)  The monthly payment amount required and total cost (including principal and finance charges) involved to pay off the outstanding balance in 3 years
    (iii) The cost saved for paying off the outstanding balance in 3 years
    "Calculate by specifying a monthly payment amount" to calculate
    (i)   The period of time (number of years) required to pay off the outstanding balance by specifying a monthly payment amount
    (ii)  The total cost (including principal and finance charges) involved to pay off the outstanding balance by specifying a monthly payment amount
    "Calculate by specifying a repayment period" to calculate
    (i)   The monthly payment amount required to pay off the outstanding balance in a specified repayment period (number of months)
    (ii)  The total cost (including principal and finance charges) involved to pay off the outstanding balance in a specified repayment period (number of months)
     
    Assumptions:
    (i)   No new transactions, annual fee and other fees
    (ii)  Repayments are due on the 26th day after the statement date, and it is assumed that repayments are made on or before the due date


    Please enter your Balance Amount and Monthly Rate:
    Balance Amount:
     
    Monthly Rate:
    0.01 %
    4 %
     
    Please select one calculation method below according to your repayment plan:
      Calculate by repaying with minimum payment each month
    HKD
      Calculate by specifying a monthly payment amount
    month(s)
      Calculate by specifying a repayment period (up to 60 months)

    Remarks:

    1. The above examples are for illustration only. They do not reflect the real situation of your credit card account
    2. The above amount is HKD or HKD equivalent
    3.  Prevailing Monthly Rate is 2.67% (The APR for Retail Purchase and Cash Advance are 35.72% and 35.98% respectively). This is the basic interest rate when you open your account and it will be reviewed from time to time. For details, you may refer to Credit Card Key Facts Statement.
    4. Assumptions of the above calculations:
    1. No new transactions, annual fee and other fees
    2. Repayments are due on the 26th day after the statement date, and it is assumed that repayments are made on or before the due date.
    5. Please click here to refer to the calculation method of minimum payment
    To borrow or not to borrow? Borrow only if you can repay!