LegendPower Life Insurance Plan 2

To achieve different life goals, you can set up an instruction to withdraw cash value from your policy either monthly or annually starting from the 5^th Policy Anniversary.

You can also designate yourself or a loved one to receive these withdrawal payments, enabling your children to pursue their dream, funding your new interests or crafting your ideal retirement, etc.

From the 5^th Policy Anniversary, you can exercise the Policy Value Management Option to lock in a portion of the Plan’s Guaranteed Cash Value and non-guaranteed Special Dividend (if any), mitigating the impact of investment market fluctuations.

You can withdraw Policy Value Management Balance under the Policy anytime, increasing the liquidity and flexibility to meet personal and family needs.

We may pay a lump sum non-guaranteed Special Dividend (if any) to you, the Beneficiary(ies), Regular Withdrawal Recipient or the Mental Incapacity Benefit Recipient, providing extra potential returns.

This plan helps you plan ahead for wealth succession, protecting and maintaining the quality of life for your beloved family. As long as the Policy remains in force, the Policyholder can seamlessly transfer the Policy from one generation to another by:

• designating a Regular Withdrawal Recipient, a Contingent Owner or a Contingent Insured,
• making unlimited times of Change of Life Insured

To align with your legacy planning goals, you can create the ideal settlement option for your loved ones by choosing one of the below ways for us to pay the Death Benefit:

• Lump sum payment
• Monthly instalments payment
• Lump sum payment followed by monthly instalments payment
• Flexible payment option – monthly instalments payment and lump sum payment in designated percentage for Defined Life Event of the Beneficiary

• An extended Mental Incapacity Benefit Plus covers the Life Insured on mental incapacity
• Free Personal Accident Benefit, in addition to Death Benefit, provides extra financial support for the loved ones during the difficult times

As long as the Life Insured is eligible to apply for LegendPower 2, regardless of the underwriting history, occupation, health and financial status, they'll enjoy guaranteed acceptance without any requirement for medical examination.

The same premium rate applies regardless of the Insurance Age or Gender of the Life Insured. Even if the Contingent Insured becomes the new Life Insured upon the death of the existing Life Insured during premium payment term, premiums remain unchanged.