|||This only applies to retail bonds issued by the Government of the HKSAR, for example, inflation-linked bond, Silver Bond and sovereign bonds issued by Ministry of Finance of the PRC. Please contact the branches for the minimum investment amount for other secondary market bonds.|
|||Fee waiver for safe custody if account only hold bonds and/or CDs during that month. All charges are subject to revision. The charges for other specific services will be advised at the time the services are offered or on request.|
Important Notice: For the product risk rating information of Bonds and Certificates of Deposit: Please click View detail [PDF]
|Moody's||Standard & Poor's||What do the Ratings mean?|
|Investment Grade||Aaa||AAA||Highest quality|
To learn more about Bonds, please visit "The Chin Family" website
|Buy / Sell bonds or CDs/Redemption at maturity
|Safe custody (account only holds bonds and/or CDs during that month)
|Transfer in from other custodian||Nil|
|Transfer out to other custodian
||HKD500 / instruction|
Certificates of Deposit
Secondary Market Bonds
 Product Risk Level:
1 = Low risk
Products with this risk level may be suitable for an investor who is very risk averse, and for whom preserving capital is the most important.
2 = Low to Medium risk
Products with this risk level may be suitable for an investor who wants to gain the potential for some real capital growth while he/she understands that he/she needs to take a small amount of risk with the capital invested.
3 = Medium risk
Products with this risk level may be suitable for an investor who is willing to tolerate a moderate amount of risk to see his/her money grow.
4 = Medium to High risk
Products with this risk level may be suitable for an investor who wants to gain the potential of greater real capital growth. He/she understands that to have this potential he/she needs to take a high amount of risk with the capital invested.
5 = High risk
Products with this risk level may be suitable for an investor who wants to have very significant real capital growth. He/she understands that to have this he/she needs to take a very high amount of risk with the capital invested.
Not all of the Bonds/CDs that are offered by the Bank are shown on the Bank’s Product Page. The list is generally updated on the first business day of each month based on market liquidity and availability of the Bonds/CDs. Not all the Bonds/CDs products are made available here. Please visit our branches for all Bonds/CDs offered by the Bank.
The above information is for reference only and they are neither a recommendation, an offer to sell nor a solicitation of an offer to purchase any investment. Information contained in the list of Bonds/CDs is composed as of the date of the publication and is subject to changes without prior notice.
This information shown in this webpage is based on sources believed to be reliable but Hang Seng Bank Limited makes no representation and accept no responsibility as to its accuracy and shall not be held liable for damages arising out of any person’s reliance upon the information. The information is neither a recommendation, an offer to sell nor a solicitation of an offer to purchase any investment. The prices quoted, coupon rates, indicative yield, maturity dates and other information shown are for reference only and are subject to change without notice.
The offering documents of the bonds are prepared by the issuer of the bond. Hang Seng Bank Limited has not separately verified the information contained in these documents and makes no representation, warranty or undertaking, express or implied, and accepts no responsibility with respect of the accuracy or completeness of any information contained in such documents. If in doubt, please seek independent professional advice.