SmartInvest

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    Explore investment types / services that you may be interested in.[1]

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    Mainland & HK Markets

    With China introducing supportive policies, the economy, consumption and stock market may pick up.4

    ESG related fund choices to keep pace with market development

    Investors may subscribe for ESG related funds and capture the potential return while implementing the ESG principles.

    Latest market commentaries and Wealth Insights

    Keeping abreast of global market dynamics, we provide investment strategies for multiple asset classes

    Market outlook

    Financial breakfast (Cantonese version)

    Bonds market outlook (Cantonese version)

    Cross-boundary Wealth Management Connect Express (Mandarin version)

    The Investment market in Q2 : Risk-on / Risk-off (Cantonese version)

    Knowledge and insights

    Investment spotlight

    Biodiversity and nature-positive investment (Cantonese version)

    Easy Steps to Subscribe Online for Capital Protected Investment (CPI) (Cantonese version)

    Invest in Money Market Fund

    Achieve optimal asset allocation

    A simple comparison on 3 types of investment products: funds, stocks and ILAS

    Invest in diverse markets and assets at a lower cost to spread risk

    Tips to manage investment risk and calculate fund returns

    Understanding vulnerable customer and the additional investment protection measures

    Invest in products with
    dividends to earn income in a volatile market

    Gain potential interest return despite wrong guesses on
    FX rate

    Invest and hedge with currency linked investment deposit

    Winning through stability –
    Bond investment and volatile markets

    Learn how to trade with
    leverage to magnify your
    investment power

    Equity Linked Investments
    keep you agile with offensive
    and defensive strategies

    Learn about fund features and how to invest with less cost

    Seize the fleeting opportunity to thrive in a turbulent stock market

    Want to know the strategies of other like-minded Prestige Private and Prestige investors?

    Want to know the strategies of other like-minded Preferred investors?

    What are the benefits of ETFs

    How to choose ETFs

    How do ETFs replicate index performance

    See what we can do for you

    Local Securities Services

    • A wide range of trading channels including online, mobile app and phone trading
    • Various order types such as stop loss and all-in-one order
    • Higher flexibility with day trading and trade before settlement
    • Open securities account
    • Automatic securities profit and loss calculation and update when there are relevant transactions subsequent to service activation Learn more

    US Securities Trading Service

    • Unlimited free real-time US stocks quotes
    • Online submission of Substitute Form W-8BEN
    • Comprehensive US stocks market data
    • US market news with Chinese translation[5]
    • Automatic securities profit and loss calculation and update when there are relevant transactions subsequent to service activation Learn more

    IPO Stocks Services

    • Offers on particular IPOs to be provided by the Bank from time to time
    • Potential to grow much faster than existing stocks in the market
    • IPO Margin service for a greater chance to purchase IPO stock 

    Monthly Investment Plan for Stocks

    Investment Fund

    Product risk level
    1
    2
    3
    4
    5
    • Online subscription as low as HKD5,000
    • Capture global investment opportunities
    • Diversified risk by including various underlying assets in one fund
    • Check out our Fund information on Fund SuperMart

    Monthly Investment Plan for Funds

    Product risk level
    1
    2
    3
    4
    5
    • Invest in your chosen investment fund with as low as HKD500 per month
    • No minimum holding period or termination charge
    • Dollar cost averaging to help smooth out the effects of short-term market fluctuations
    • Settle payment using a Hang Seng Bank / HSBC HKD account or Hang Seng Credit Cards [2]

    SimplyFund

    Product risk level
    1
    2
    3
    4
    5
    • Start your fund investment with HKD 1 only
    • Monthly fee as low as HKD 0
    • Diversified funds [4] for your selection
    • Enjoy a wealth of useful knowledge on our simple platform

    Log on to assess your risk tolerance level.

    What does risk tolerance level mean?

    Capital Protected Investment Deposit

    Product risk level
    1
    • 100% capital protection at maturity
    • Invest for as short as 1 month with no handling fee
    • Check out more information on Top 10 CPI currency pairs for reference

    MaxiInterest Investment Deposit

    Product risk level
    2
    • Potential return with favoured market trend
    • Potential to exchange up to 10 different currencies at a more preferrable rate than spot rate
    • Investment tenor from 1 week to 3 months
    • Check out more information on Top 10 MXI currency pairs for reference

    FX and Precious Metal Margin Trading Services

    Product risk level
    5
    • FX rate spreads are around 10% of telegraphic transfer rates
    • Up to 50+ combinations of currencies and precious metals on margin
    • Up to 15 times leverage ratio
    • Long trading hours and multiple subscription channels

    FX2 - FX and Precious Metal Trading Services

    Product risk level
    3
    • Trade in any pair, in any combination, of 10 currencies and 1 precious metal
    • Buy (long) and/or sell (short) foreign currencies and precious metals
    • Trade at a lower trading spread compared to telegraphic transfer rates and currency exchange rates

    Log on to assess your risk tolerance level.

    What does risk tolerance level mean?

    Equity Linked Investments

    Product risk level
    2
    3
    4
    5
    • Potential return based on performance of linked stocks
    • Flexible tenor from 1 month to 3 years
    • Customised strike price
    • Explore more by watching InvestView and Smart Interactive

    Bonds and Certificates of Deposit

    Product risk level
    1
    2
    3
    4
    5
    • Steady income stream
    • Predictable return with relatively lower volatility
    • Diversify risk and offer relative stability to a portfolio
    • A wide selection of bonds and Certificates of Deposit with different investment tenors

    Log on to assess your risk tolerance level.

    What does risk tolerance level mean?

    Log on to assess your risk tolerance level.

    What does risk tolerance level mean?

    You may be interested in

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    Footnote

    Remarks

    1. The above is a list of the types of investment products and services provided by the Bank for your information, and does not constitute nor is it intended to be construed as any offer, solicitation, or recommendation to deal in any investments. Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or values of investments may go up as well as down and past performance is not indicative of future performance. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial. Investors should read the relevant investment product or service’s offering documents and terms and conditions (including the risk disclosures therein) in detail before making any investment decision.
    2. Hang Seng Bank / HSBC HKD account: If a customer wishes to choose an HSBC HKD account as the payment account, the customer has to set up a Monthly Investment Plan for Funds in person via a Hang Seng Bank Branch.
      Hang Seng Credit Cards: Except Hang Seng Corporate Cards, Hang Seng Commercial Cards, JAL Hang Seng Cards, Hang Seng Renminbi Credit Cards, USD Visa Gold Cards, Hang Seng Spending Cards, e-shopping MasterCard and Private Label Cards, all Hang Seng Credit Cards are eligible for payment of the monthly investment amount. This payment method is only available to customers who invest in subscription fee class (class A units) under a Monthly Investment Plan for Funds.
    3. Investment involves risk.
    4. Not all of the investment funds that are distributed by Hang Seng Bank Limited (the “Bank”) are available here. Only specific funds are available for subscription with this account. If you are looking for other investment funds or investment products, please visit our branches or our websites for more information. In respect of the investment funds available for subscription with this account at the moment, they are provided by the Bank’s wholly owned subsidiary, Hang Seng Investment Management Limited.
    5. The translated content is provided by 3rd party information provider with translation software used. The Bank makes no warranty as to the accuracy, reliability or correctness of any translations and accepts no liability in relation thereto.
    6. Investment involves risks. Prices of foreign exchange may go up or down.
    1. Investment involves risks. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial. Terms and Conditions apply to the services and offers.
    2. Investment involves risks. Prices of investment products may go up or down. Terms and Conditions apply to the service and offers.
    3. Investment involves risks. Terms and Conditions apply.
    4. Investment involves risks. Related funds are filtered by criteria in Hang Seng Fund SuperMart.
    5. Investment involves risks.
    6. Investment involves risks. Prices of foreign exchange and precious metal may go up or down.
    7. Investment involves risks. The risk of loss in leveraged foreign exchange and precious metal trading can be substantial.
    8. Investments involve risks. This information is for general information and reference only, and does not constitute any professional advice, or investment recommendation.