Integrated Account offers you Hong Kong Dollar Savings(1), Renminbi and Foreign Currency Savings, Time Deposits, Hong Kong Dollar Current(1) and Statement Gold Accounts as well as all other types of deposits in one integrated account. Every month, you will receive one consolidated statement of your monthly account balance, transfers, payments, withdrawals and investments for an at-a-glance summary of your entire portfolio.
There are many angles to wealth management. We offer a range of investment services such as investment funds , securities , share margin services , IPO shares subscription , Equity Linked Investments , Capital Protected Investment Deposit , MaxiInterest Investment Deposit , FX2 – FX and Precious Metal Trading Services , FX and Precious Metal Margin Trading Services and monthly investment plan, so you can design a suitable investment portfolio to capture potential investment returns.
Investment opportunities are everywhere! Now there is more than one channel for you to perform local securities trading. You can do so via our Hang Seng Personal e-Banking, Automated Securities Trading Hotline, Manned Securities Trading Hotline and designated Hang Seng Bank branches to grasp every investment opportunity. In addition, Hang Seng Personal e-Banking offers an array of investment tools, such as order watching services, real time quote service, market commentaries, and so on. With more information at your fingertips, you can manage your investments matters with more ease.
We provide an array of funds to suit investment needs of different customers. In addition to Hang Seng Bank branches and Phone Banking services, Hang Seng Fund SuperMart offers one-stop investment funds services. Simply logon to Hang Seng Personal e-Banking and select Investment Funds, whether you are searching for the latest information, subscribe, redeem, or switch fund units, or make account balance enquiries, you can manage them all online with ease. Integrated Account customers can enjoy offer for deduction in Investment Funds subscription fees(2).
At Hang Seng, we are dedicated to providing you with a comprehensive range of personal life and general insurance services that minimises your financial loss when the unexpected strikes, and at the same time meets your financial needs at different stage of your life.
Comprised Secured and Unsecured Overdraft Facilities for your choice. Both offer you extra standby cash to meet any urgent need or realise your investment goals. In addition, you will receive up to HKD3,500 of No-Bounce Cheque/Autopay Protection for extra peace of mind(4).
If your Hong Kong Dollar Current Account under the Integrated Account is overdrawn or the line of credit is exceeded, we will automatically transfer the required funds from the Hong Kong Dollar Savings Account to the Current Account(6) in your Integrated Account on the following business day. This service is applicable to a daily total overdraft /excess amount of HKD20,000 or below, giving you greater ease and flexibility in handling your finances and saving your unnecessary interest expenses.
Upon card approval, Integrated Account customers can enjoy perpetual annual fee waiver(7) and welcome gift offer(8) . What's more, customers with designated net worth(9) can enjoy a priority approved Hang Seng Credit Card(10).
Including Hang Seng Personal e-Banking , 24-hour Automatic Phone Banking Services and free Integrated Account card.
Investors should note that all investment involves risks. Prices of investment products may go up as well as down and may even become valueless. Investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products.
Hang Seng Bank Limited (the "Bank") reserves the right to suspend, vary or discontinue any promotion offers and services at anytime without further notice. The Bank also reserves the right to revise any interest rates, fees and charges from time to time subject to the Bank's notice for any such variation. In case of dispute, the decision of the Bank shall be final.
Please refer to the terms and conditions of respective products and services for details.