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Starting from 1 August 2019, there is no below balance fee for Preferred Banking. Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,000 or hold the below products:

Product Holdings Required Total Relationship Balance7 Requirement
Life Insurance plan8 / Investment account with holding9 / Auto-payroll service through Preferred Banking Account10 HKD20,000
Mortgage-Link Loan Scheme11 HKD50,000
For new customers, you can visit our branches for opening a Preferred Banking account.
New Customer

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For existing customers, you can upgrade your account to Preferred Banking easily via Hang Seng Personal e-Banking.
Existing Customer

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Important Notes

Investors should note that all investment involves risks. Prices of investment products may go up as well as down and may even become valueless. Investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products.

To borrow or not to borrow? Borrow only if you can repay!