|HKD and Foreign Currency Time Deposit4||
|Hang Seng MPOWER Card5||
|Secured Overdraft Facility6||
|Unsecured Overdraft Facility7||
|Personal Instalment Loan||
Starting from 1 August 2019, there is no below balance fee for Preferred Banking. Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,000 or hold the below products:
|Product Holdings Required||Total Relationship Balance8 Requirement|
|Life Insurance plan9 / Investment account with holding10 / Auto-payroll service through Preferred Banking Account11||HKD20,000|
|Mortgage-Link Loan Scheme12||HKD50,000|
*Customer must not hold any accounts or products with Hang Seng Bank and must be a permanent resident aged over 18 and under 65 residing and locating in Hong Kong.
^It is only applicable to customers who access it from within Hong Kong. If you have needs in managing wealth across the border, please make an appointment with us.